Cheap Quotes for Arden, DE Car Insurance (2021)

Arden, Delaware car insurance rates average $524 a month and Delaware law requires coverage of at least 25/50/10. By comparing rates from multiple Arden, DE companies, you can find cheap Arden car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Arden, DE for senior drivers are $3,683/year
  • Arden has an average commute time of 21.5 minutes
  • Average car insurance rates in Arden, DE are $524/month

How do the Arden, Delaware monthly average car insurance rates of $524/month compare to nearby cities like Laurel car insurance rates, Dover car insurance rates, and Harrington car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Arden, DE.

We’ll cover the Delaware minimum coverage requirements, Delaware car insurance laws, and Arden, DE statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Arden, Delaware companies to find the most affordable Arden car insurance rates.

Enter your ZIP code above to find cheap Arden, DE car insurance quotes today.

What are the minimum Arden, DE car insurance requirements?

To meet Delaware minimum car insurance coverage requirements, Arden, DE drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Arden, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Arden, DE car insurance rates?

Three of the criteria that most affect car insurance rates in Arden, Delaware are age, gender, and marital status. Let’s take a look at how each of these stack up with top Arden car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arden, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,006 $3,918 $3,526 $3,711 $14,486 $16,855 $4,176 $4,392
GEICO $3,071 $3,420 $2,963 $3,455 $7,536 $7,877 $3,228 $3,129
Liberty Mutual $12,128 $12,128 $11,982 $11,982 $26,879 $40,671 $12,128 $16,773
Nationwide $3,278 $3,255 $2,990 $2,978 $7,875 $9,971 $3,640 $3,892
Progressive $2,149 $1,985 $1,888 $1,928 $10,980 $12,126 $2,632 $2,558
State Farm $3,057 $3,057 $2,827 $2,827 $8,704 $11,228 $3,429 $3,568
Travelers $1,579 $1,583 $1,566 $1,525 $9,304 $14,396 $1,686 $1,800
USAA $1,502 $1,476 $1,388 $1,384 $5,639 $6,634 $1,894 $2,082

How much do teen drivers pay for car insurance in Arden, DE?

Arden, Delaware car insurance rates for teens are often higher than rates for other drivers. Compare Arden car insurance rates from multiple Arden, Delaware car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Arden, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,486 $16,855
GEICO $7,536 $7,877
Liberty Mutual $26,879 $40,671
Nationwide $7,875 $9,971
Progressive $10,980 $12,126
State Farm $8,704 $11,228
Travelers $9,304 $14,396
USAA $5,639 $6,634

How much do senior drivers pay for car insurance in Arden, DE?

With a little research, seniors can find affordable car insurance in Arden, Delaware. Here’s a look at how the top Arden car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Arden, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,526 $3,711
GEICO $2,963 $3,455
Liberty Mutual $11,982 $11,982
Nationwide $2,990 $2,978
Progressive $1,888 $1,928
State Farm $2,827 $2,827
Travelers $1,566 $1,525
USAA $1,388 $1,384

How does coverage level affect Arden, DE car insurance rates?

How much coverage do you need? Are you comfortable with the Delaware minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Arden, DE car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Arden, Delaware

Insurance Company Low Medium High
Allstate $6,196 $6,979 $7,476
GEICO $3,896 $4,398 $4,711
Liberty Mutual $17,204 $17,876 $19,172
Nationwide $4,702 $4,655 $4,847
Progressive $3,980 $4,586 $5,027
State Farm $4,500 $4,844 $5,166
Travelers $3,865 $4,325 $4,350
USAA $2,579 $2,747 $2,924

How does your driving record affect Arden, DE car insurance rates?

Safe driving pays off. The more traffic violations you have in Arden, DE, the higher your car insurance rates will be. Compare rates based on driving infractions from top Arden, Delaware companies.

Annual Arden, Delaware Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,818 $6,991 $8,124 $6,602
GEICO $3,317 $4,606 $5,651 $3,765
Liberty Mutual $14,410 $16,606 $26,558 $14,762
Nationwide $3,777 $3,777 $6,922 $4,463
Progressive $3,900 $5,181 $4,443 $4,600
State Farm $4,384 $5,290 $4,837 $4,837
Travelers $3,558 $3,568 $5,866 $3,728
USAA $2,260 $2,260 $3,892 $2,587

How does a DUI affect Arden, DE car insurance rates?

With even one DUI on your record, you can see an increase in your Arden, DE car insurance rates.

Annual Car Insurance Rates After a DUI in Arden, Delaware

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,124
GEICO $5,651
Liberty Mutual $26,558
Nationwide $6,922
Progressive $4,443
State Farm $4,837
Travelers $5,866
USAA $3,892

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How does your credit history affect Arden, DE car insurance rates?

Take a look at the data here to see how your Arden, Delaware car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Arden, Delaware

Insurance Company Poor Fair Good
Allstate $8,849 $6,254 $5,548
GEICO $6,732 $3,725 $2,547
Liberty Mutual $24,449 $16,493 $13,310
Nationwide $5,491 $4,561 $4,152
Progressive $5,064 $4,434 $4,096
State Farm $7,380 $4,086 $3,044
Travelers $4,653 $3,849 $4,038
USAA $4,503 $2,177 $1,570

How does your commute affect Arden, DE car insurance rates?

Arden, DE car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Delaware can be seen here. Remember, though, that you may have to carry substantially more car insurance in Arden if you’re financing.

Annual Car Insurance Rates by Commute Length in Arden, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,884 $6,884
GEICO $4,266 $4,403
Liberty Mutual $17,586 $18,583
Nationwide $4,735 $4,735
Progressive $4,531 $4,531
State Farm $4,673 $5,000
Travelers $4,180 $4,180
USAA $2,721 $2,779

Who has the cheapest Arden, DE car insurance rates?

Here’s a breakdown of Arden, Delaware car insurance rates by company. You can see which company offers the cheapest Arden car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Arden, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Arden, DE car insurance companies?

Which Arden, Delaware car insurance company will best fit your needs and budget? Check out this comparison of the top Arden companies to find the one for you.

Average Annual Car Insurance Rates by Company in Arden, Delaware

Insurance Company Average Annual Rates
Allstate $6,884
GEICO $4,335
Liberty Mutual $18,084
Nationwide $4,735
Progressive $4,531
State Farm $4,837
Travelers $4,180
USAA $2,750

What factors affect Arden, DE car insurance rates?

Why are Arden, Delaware car insurance rates different than rates in Laurel or Dover? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Arden, DE?

More time spent behind the wheel can lead to higher Arden, Delaware car insurance rates. In Arden, DE, the average commute length is 21.5 minutes.

Car Insurance Quotes for Arden, DE

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