Cheap Quotes for Richburg, SC Car Insurance (2021)

Richburg, South Carolina car insurance rates average $325 a month and South Carolina law requires coverage of at least 25/50/25. By comparing rates from multiple Richburg, SC companies, you can find cheap Richburg car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • The cheapest car insurance company in Richburg is USAA
  • Richburg has an average commute time of 25.9 minutes
  • Average car insurance rates in Richburg, SC for senior drivers are $2,317/year

How do the Richburg, South Carolina monthly average car insurance rates of $325/month compare to nearby cities like Summerville car insurance rates, Columbia car insurance rates, and Goose Creek car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Richburg, SC.

We’ll cover the South Carolina minimum coverage requirements, South Carolina car insurance laws, and Richburg, SC statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Richburg, South Carolina companies to find the most affordable Richburg car insurance rates.

Enter your ZIP code above to find cheap Richburg, SC car insurance quotes today.

What are the minimum Richburg, SC car insurance requirements?

To meet South Carolina minimum car insurance coverage requirements, Richburg, SC drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Richburg, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Richburg, SC car insurance rates?

Three of the criteria that most affect car insurance rates in Richburg, South Carolina are age, gender, and marital status. Let’s take a look at how each of these stack up with top Richburg car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Richburg, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,702 $2,702 $2,584 $2,584 $6,998 $8,937 $2,999 $3,264
Farmers $3,451 $3,469 $3,273 $3,587 $8,835 $9,862 $3,742 $3,783
GEICO $2,337 $2,337 $2,133 $2,133 $5,768 $5,896 $2,734 $2,808
Nationwide $2,424 $2,463 $2,177 $2,271 $5,675 $7,365 $2,728 $2,992
Progressive $2,698 $2,492 $2,315 $2,417 $11,110 $12,265 $3,102 $3,233
State Farm $2,114 $2,114 $1,904 $1,904 $5,966 $7,516 $2,371 $2,664
USAA $1,714 $1,724 $1,573 $1,580 $6,722 $7,374 $2,249 $2,377

How much do teen drivers pay for car insurance in Richburg, SC?

Richburg, South Carolina car insurance rates for teens are often higher than rates for other drivers. Compare Richburg car insurance rates from multiple Richburg, South Carolina car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Richburg, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,998 $8,937
Farmers $8,835 $9,862
GEICO $5,768 $5,896
Nationwide $5,675 $7,365
Progressive $11,110 $12,265
State Farm $5,966 $7,516
USAA $6,722 $7,374

How much do senior drivers pay for car insurance in Richburg, SC?

With a little research, seniors can find affordable car insurance in Richburg, South Carolina. Here’s a look at how the top Richburg car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Richburg, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,584 $2,584
Farmers $3,273 $3,587
GEICO $2,133 $2,133
Nationwide $2,177 $2,271
Progressive $2,315 $2,417
State Farm $1,904 $1,904
USAA $1,573 $1,580

How does coverage level affect Richburg, SC car insurance rates?

How much coverage do you need? Are you comfortable with the South Carolina minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Richburg, SC car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Richburg, South Carolina

Insurance Company Low Medium High
Allstate $3,856 $4,077 $4,356
Farmers $4,485 $4,999 $5,518
GEICO $3,038 $3,235 $3,533
Nationwide $3,486 $3,508 $3,541
Progressive $4,596 $4,890 $5,375
State Farm $3,086 $3,318 $3,554
USAA $2,988 $3,160 $3,345

How does your driving record affect Richburg, SC car insurance rates?

Safe driving pays off. The more traffic violations you have in Richburg, SC, the higher your car insurance rates will be. Compare rates based on driving infractions from top Richburg, South Carolina companies.

Annual Richburg, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,082 $4,902 $4,323 $4,079
Farmers $4,181 $5,775 $4,809 $5,236
GEICO $2,505 $3,224 $4,840 $2,505
Nationwide $2,790 $3,612 $4,570 $3,075
Progressive $4,069 $5,899 $4,928 $4,920
State Farm $3,022 $3,682 $3,286 $3,286
USAA $2,505 $3,085 $4,263 $2,804

How does a DUI affect Richburg, SC car insurance rates?

With even one DUI on your record, you can see an increase in your Richburg, SC car insurance rates.

Annual Car Insurance Rates After a DUI in Richburg, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,323
Farmers $4,809
GEICO $4,840
Nationwide $4,570
Progressive $4,928
State Farm $3,286
USAA $4,263

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How does your credit history affect Richburg, SC car insurance rates?

Take a look at the data here to see how your Richburg, South Carolina car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Richburg, South Carolina

Insurance Company Poor Fair Good
Allstate $5,149 $3,872 $3,268
Farmers $5,754 $4,840 $4,408
GEICO $4,985 $2,681 $2,139
Nationwide $4,183 $3,377 $2,976
Progressive $5,522 $4,834 $4,505
State Farm $4,768 $2,907 $2,283
USAA $4,949 $2,426 $2,118

How does your commute affect Richburg, SC car insurance rates?

Richburg, SC car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for South Carolina can be seen here. Remember, though, that you may have to carry substantially more car insurance in Richburg if you’re financing.

Annual Car Insurance Rates by Commute Length in Richburg, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,009 $4,183
Farmers $5,000 $5,000
GEICO $3,250 $3,287
Nationwide $3,512 $3,512
Progressive $4,954 $4,954
State Farm $3,237 $3,402
USAA $3,131 $3,198

Who has the cheapest Richburg, SC car insurance rates?

Here’s a breakdown of Richburg, South Carolina car insurance rates by company. You can see which company offers the cheapest Richburg car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Richburg, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Richburg, SC car insurance companies?

Which Richburg, South Carolina car insurance company will best fit your needs and budget? Check out this comparison of the top Richburg companies to find the one for you.

Average Annual Car Insurance Rates by Company in Richburg, South Carolina

Insurance Company Average Annual Rates
Allstate $4,096
Farmers $5,000
GEICO $3,268
Nationwide $3,512
Progressive $4,954
State Farm $3,319
USAA $3,164

What factors affect Richburg, SC car insurance rates?

Why are Richburg, South Carolina car insurance rates different than rates in Summerville or Columbia? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Richburg, SC?

More time spent behind the wheel can lead to higher Richburg, South Carolina car insurance rates. In Richburg, SC, the average commute length is 25.9 minutes.

Car Insurance Quotes for Richburg, SC

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