Cheap Quotes for Magnolia, DE Car Insurance (2021)

Magnolia, Delaware car insurance rates average $452 a month and Delaware law requires coverage of at least 25/50/10. By comparing rates from multiple Magnolia, DE companies, you can find cheap Magnolia car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Magnolia, DE are $452/month
  • The cheapest car insurance company in Magnolia is USAA
  • Magnolia has an average commute time of 20.5 minutes

How do the Magnolia, Delaware monthly average car insurance rates of $452/month compare to nearby cities like Newark car insurance rates, Elsmere car insurance rates, and Harrington car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Magnolia, DE.

We’ll cover the Delaware minimum coverage requirements, Delaware car insurance laws, and Magnolia, DE statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Magnolia, Delaware companies to find the most affordable Magnolia car insurance rates.

Enter your ZIP code above to find cheap Magnolia, DE car insurance quotes today.

What are the minimum Magnolia, DE car insurance requirements?

To meet Delaware minimum car insurance coverage requirements, Magnolia, DE drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Magnolia, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Magnolia, DE car insurance rates?

Three of the criteria that most affect car insurance rates in Magnolia, Delaware are age, gender, and marital status. Let’s take a look at how each of these stack up with top Magnolia car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Magnolia, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,305 $3,245 $2,892 $3,044 $11,562 $13,450 $3,485 $3,708
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $11,459 $11,459 $11,321 $11,321 $25,427 $38,488 $11,459 $15,856
Nationwide $2,686 $2,664 $2,452 $2,442 $6,323 $8,008 $2,974 $3,176
Progressive $1,892 $1,752 $1,667 $1,698 $9,596 $10,618 $2,312 $2,257
State Farm $2,526 $2,526 $2,327 $2,327 $7,197 $9,297 $2,833 $2,954
Travelers $1,335 $1,341 $1,316 $1,284 $7,383 $11,278 $1,423 $1,542
USAA $1,201 $1,182 $1,110 $1,109 $4,360 $5,133 $1,505 $1,651

How much do teen drivers pay for car insurance in Magnolia, DE?

Magnolia, Delaware car insurance rates for teens are often higher than rates for other drivers. Compare Magnolia car insurance rates from multiple Magnolia, Delaware car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Magnolia, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,562 $13,450
GEICO $5,847 $6,106
Liberty Mutual $25,427 $38,488
Nationwide $6,323 $8,008
Progressive $9,596 $10,618
State Farm $7,197 $9,297
Travelers $7,383 $11,278
USAA $4,360 $5,133

How much do senior drivers pay for car insurance in Magnolia, DE?

With a little research, seniors can find affordable car insurance in Magnolia, Delaware. Here’s a look at how the top Magnolia car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Magnolia, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,892 $3,044
GEICO $2,291 $2,666
Liberty Mutual $11,321 $11,321
Nationwide $2,452 $2,442
Progressive $1,667 $1,698
State Farm $2,327 $2,327
Travelers $1,316 $1,284
USAA $1,110 $1,109

How does coverage level affect Magnolia, DE car insurance rates?

How much coverage do you need? Are you comfortable with the Delaware minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Magnolia, DE car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Magnolia, Delaware

Insurance Company Low Medium High
Allstate $5,183 $5,642 $5,934
GEICO $3,044 $3,417 $3,644
Liberty Mutual $16,248 $16,898 $18,149
Nationwide $3,837 $3,774 $3,911
Progressive $3,473 $4,021 $4,427
State Farm $3,734 $4,008 $4,253
Travelers $3,165 $3,469 $3,455
USAA $2,031 $2,152 $2,286

How does your driving record affect Magnolia, DE car insurance rates?

Safe driving pays off. The more traffic violations you have in Magnolia, DE, the higher your car insurance rates will be. Compare rates based on driving infractions from top Magnolia, Delaware companies.

Annual Magnolia, Delaware Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,736 $5,658 $6,585 $5,365
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $13,628 $15,703 $25,102 $13,962
Nationwide $3,065 $3,065 $5,612 $3,621
Progressive $3,425 $4,537 $3,899 $4,036
State Farm $3,626 $4,371 $3,998 $3,998
Travelers $2,872 $2,881 $4,686 $3,012
USAA $1,779 $1,779 $3,037 $2,030

How does a DUI affect Magnolia, DE car insurance rates?

With even one DUI on your record, you can see an increase in your Magnolia, DE car insurance rates.

Annual Car Insurance Rates After a DUI in Magnolia, Delaware

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,585
GEICO $4,373
Liberty Mutual $25,102
Nationwide $5,612
Progressive $3,899
State Farm $3,998
Travelers $4,686
USAA $3,037

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How does your credit history affect Magnolia, DE car insurance rates?

Take a look at the data here to see how your Magnolia, Delaware car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Magnolia, Delaware

Insurance Company Poor Fair Good
Allstate $7,151 $5,095 $4,513
GEICO $5,219 $2,898 $1,988
Liberty Mutual $23,141 $15,587 $12,568
Nationwide $4,452 $3,700 $3,371
Progressive $4,438 $3,888 $3,596
State Farm $6,122 $3,372 $2,501
Travelers $3,748 $3,100 $3,241
USAA $3,543 $1,702 $1,224

How does your commute affect Magnolia, DE car insurance rates?

Magnolia, DE car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Delaware can be seen here. Remember, though, that you may have to carry substantially more car insurance in Magnolia if you’re financing.

Annual Car Insurance Rates by Commute Length in Magnolia, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,586 $5,586
GEICO $3,314 $3,422
Liberty Mutual $16,627 $17,571
Nationwide $3,841 $3,841
Progressive $3,974 $3,974
State Farm $3,862 $4,135
Travelers $3,363 $3,363
USAA $2,134 $2,179

Who has the cheapest Magnolia, DE car insurance rates?

Here’s a breakdown of Magnolia, Delaware car insurance rates by company. You can see which company offers the cheapest Magnolia car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Magnolia, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Magnolia, DE car insurance companies?

Which Magnolia, Delaware car insurance company will best fit your needs and budget? Check out this comparison of the top Magnolia companies to find the one for you.

Average Annual Car Insurance Rates by Company in Magnolia, Delaware

Insurance Company Average Annual Rates
Allstate $5,586
GEICO $3,368
Liberty Mutual $17,099
Nationwide $3,841
Progressive $3,974
State Farm $3,998
Travelers $3,363
USAA $2,156

What factors affect Magnolia, DE car insurance rates?

Why are Magnolia, Delaware car insurance rates different than rates in Newark or Elsmere? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Magnolia, DE?

More time spent behind the wheel can lead to higher Magnolia, Delaware car insurance rates. In Magnolia, DE, the average commute length is 20.5 minutes.

Car Insurance Quotes for Magnolia, DE

Shop for affordable Magnolia, Delaware car insurance rates today. Enter your ZIP code to compare quotes from multiple Magnolia, DE car insurance companies.

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