Cheap Quotes for Bayonet Point, FL Car Insurance (2021)

Bayonet Point, Florida car insurance rates average $446 a month and Florida law requires coverage of at least 10/20/10. By comparing rates from multiple Bayonet Point, FL companies, you can find cheap Bayonet Point car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Bayonet Point, FL are $446/month
  • The cheapest car insurance company in Bayonet Point is USAA
  • Average car insurance rates in Bayonet Point, FL after a DUI are $6,419/year

How do the Bayonet Point, Florida monthly average car insurance rates of $446/month compare to nearby cities like Tallahassee car insurance rates, Tampa car insurance rates, and Miami car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Bayonet Point, FL.

We’ll cover the Florida minimum coverage requirements, Florida car insurance laws, and Bayonet Point, FL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Bayonet Point, Florida companies to find the most affordable Bayonet Point car insurance rates.

Enter your ZIP code above to find cheap Bayonet Point, FL car insurance quotes today.

What are the minimum Bayonet Point, FL car insurance requirements?

To meet Florida minimum car insurance coverage requirements, Bayonet Point, FL drivers need to carry at least 10/20/10 coverage.

Minimum Required Car Insurance Coverage in Bayonet Point, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Average Bayonet Point, FL Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Bayonet Point, FL you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Bayonet Point, Florida

ZIP Code Average Annual Rates
34667 $4,076
34668 $4,153

How do age, gender, and marital status affect Bayonet Point, FL car insurance rates?

Three of the criteria that most affect car insurance rates in Bayonet Point, Florida are age, gender, and marital status. Let’s take a look at how each of these stack up with top Bayonet Point car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bayonet Point, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,244 $4,991 $4,581 $4,632 $17,865 $19,395 $5,113 $5,148
GEICO $3,280 $3,296 $3,068 $3,068 $5,769 $7,181 $3,606 $3,652
Liberty Mutual $4,150 $4,150 $3,790 $3,790 $8,929 $13,837 $4,150 $5,682
Nationwide $3,546 $3,494 $3,163 $3,270 $8,548 $10,502 $3,905 $4,053
Progressive $4,615 $4,315 $3,929 $4,207 $13,142 $14,169 $5,550 $5,164
State Farm $2,247 $2,247 $2,037 $2,037 $6,607 $8,452 $2,502 $2,673
USAA $1,918 $1,883 $1,808 $1,784 $6,681 $7,685 $2,394 $2,575

How much do teen drivers pay for car insurance in Bayonet Point, FL?

Bayonet Point, Florida car insurance rates for teens are often higher than rates for other drivers. Compare Bayonet Point car insurance rates from multiple Bayonet Point, Florida car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Bayonet Point, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $17,865 $19,395
GEICO $5,769 $7,181
Liberty Mutual $8,929 $13,837
Nationwide $8,548 $10,502
Progressive $13,142 $14,169
State Farm $6,607 $8,452
USAA $6,681 $7,685

How much do senior drivers pay for car insurance in Bayonet Point, FL?

With a little research, seniors can find affordable car insurance in Bayonet Point, Florida. Here’s a look at how the top Bayonet Point car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Bayonet Point, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,581 $4,632
GEICO $3,068 $3,068
Liberty Mutual $3,790 $3,790
Nationwide $3,163 $3,270
Progressive $3,929 $4,207
State Farm $2,037 $2,037
USAA $1,808 $1,784

How does coverage level affect Bayonet Point, FL car insurance rates?

How much coverage do you need? Are you comfortable with the Florida minimum of 10/20/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Bayonet Point, FL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Bayonet Point, Florida

Insurance Company Low Medium High
Allstate $6,145 $8,874 $10,095
GEICO $3,306 $4,264 $4,774
Liberty Mutual $5,521 $6,169 $6,489
Nationwide $3,868 $5,283 $6,030
Progressive $5,506 $7,080 $8,074
State Farm $3,038 $3,696 $4,067
USAA $2,811 $3,479 $3,733

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How does your driving record affect Bayonet Point, FL car insurance rates?

Safe driving pays off. The more traffic violations you have in Bayonet Point, FL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Bayonet Point, Florida companies.

Annual Bayonet Point, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,225 $8,679 $9,574 $8,008
GEICO $2,887 $3,671 $5,431 $4,471
Liberty Mutual $4,282 $5,650 $8,346 $5,961
Nationwide $4,306 $4,737 $6,406 $4,792
Progressive $5,413 $8,052 $6,786 $7,295
State Farm $3,290 $3,911 $3,600 $3,600
USAA $2,607 $3,232 $4,788 $2,737

How does a DUI affect Bayonet Point, FL car insurance rates?

With even one DUI on your record, you can see an increase in your Bayonet Point, FL car insurance rates.

Annual Car Insurance Rates After a DUI in Bayonet Point, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $9,574
GEICO $5,431
Liberty Mutual $8,346
Nationwide $6,406
Progressive $6,786
State Farm $3,600
USAA $4,788

How does your credit history affect Bayonet Point, FL car insurance rates?

Take a look at the data here to see how your Bayonet Point, Florida car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Bayonet Point, Florida

Insurance Company Poor Fair Good
Allstate $11,810 $7,377 $5,927
GEICO $5,956 $3,637 $2,752
Liberty Mutual $7,849 $5,721 $4,609
Nationwide $6,350 $4,642 $4,188
Progressive $8,966 $6,386 $5,306
State Farm $4,932 $3,227 $2,642
USAA $5,434 $2,662 $1,927

How does your commute affect Bayonet Point, FL car insurance rates?

Bayonet Point, FL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Florida can be seen here. Remember, though, that you may have to carry substantially more car insurance in Bayonet Point if you’re financing.

Annual Car Insurance Rates by Commute Length in Bayonet Point, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,131 $8,612
GEICO $4,095 $4,135
Liberty Mutual $5,859 $6,261
Nationwide $5,060 $5,060
Progressive $6,886 $6,886
State Farm $3,475 $3,726
USAA $3,303 $3,379

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Who has the cheapest Bayonet Point, FL car insurance rates?

Here’s a breakdown of Bayonet Point, Florida car insurance rates by company. You can see which company offers the cheapest Bayonet Point car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Bayonet Point, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

What are the top Bayonet Point, FL car insurance companies?

Which Bayonet Point, Florida car insurance company will best fit your needs and budget? Check out this comparison of the top Bayonet Point companies to find the one for you.

Average Annual Car Insurance Rates by Company in Bayonet Point, Florida

Insurance Company Average Annual Rates
Allstate $8,371
GEICO $4,115
Liberty Mutual $6,060
Nationwide $5,060
Progressive $6,886
State Farm $3,600
USAA $3,341

What factors affect Bayonet Point, FL car insurance rates?

Why are Bayonet Point, Florida car insurance rates different than rates in Tallahassee or Tampa? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Bayonet Point, FL?

More time spent behind the wheel can lead to higher Bayonet Point, Florida car insurance rates. In Bayonet Point, FL, the average commute length is 27.8 minutes.

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Car Insurance Quotes for Bayonet Point, FL

Shop for affordable Bayonet Point, Florida car insurance rates today. Enter your ZIP code to compare quotes from multiple Bayonet Point, FL car insurance companies.

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