Cheap Quotes for Tallahassee, FL Car Insurance (2021)

Tallahassee, Florida car insurance rates average $328 a month and Florida law requires coverage of at least 10/20/10. By comparing rates from multiple Tallahassee, FL companies, you can find cheap Tallahassee car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

secured lock Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Tallahassee, FL after a DUI are $4,707/year
  • The cheapest car insurance company in Tallahassee is USAA
  • Tallahassee has an average commute time of 18.7 minutes

How do the Tallahassee, Florida monthly average car insurance rates of $328/month compare to nearby cities like Tampa car insurance rates, Jacksonville car insurance rates, and Port St. Lucie car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Tallahassee, FL.

We’ll cover the Florida minimum coverage requirements, Florida car insurance laws, and Tallahassee, FL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Tallahassee, Florida companies to find the most affordable Tallahassee car insurance rates.

Enter your ZIP code above to find cheap Tallahassee, FL car insurance quotes today.

What are the minimum Tallahassee, FL car insurance requirements?

To meet Florida minimum car insurance coverage requirements, Tallahassee, FL drivers need to carry at least 10/20/10 coverage.

Minimum Required Car Insurance Coverage in Tallahassee, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

Average Tallahassee, FL Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Tallahassee, FL you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Tallahassee, Florida

ZIP Code Average Annual Rates
32301 $3,032
32303 $3,032
32304 $3,032
32305 $3,064
32306 $3,032
32307 $3,032
32308 $3,032
32309 $3,032
32310 $3,032
32311 $3,032
32312 $3,032
32313 $3,032
32317 $3,032

How do age, gender, and marital status affect Tallahassee, FL car insurance rates?

Three of the criteria that most affect car insurance rates in Tallahassee, Florida are age, gender, and marital status. Let’s take a look at how each of these stack up with top Tallahassee car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tallahassee, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,548 $3,198 $3,271 $12,757 $13,874 $3,778 $3,870
GEICO $2,868 $2,879 $2,685 $2,685 $5,189 $6,545 $3,165 $3,214
Liberty Mutual $2,825 $2,825 $2,598 $2,598 $5,857 $8,965 $2,825 $3,790
Nationwide $2,493 $2,474 $2,223 $2,304 $6,123 $7,612 $2,759 $2,894
Progressive $3,121 $2,958 $2,700 $2,889 $8,861 $9,760 $3,764 $3,676
State Farm $1,828 $1,828 $1,655 $1,655 $5,457 $7,032 $2,028 $2,204
USAA $1,478 $1,453 $1,370 $1,362 $5,062 $5,928 $1,853 $2,006

How much do teen drivers pay for car insurance in Tallahassee, FL?

Tallahassee, Florida car insurance rates for teens are often higher than rates for other drivers. Compare Tallahassee car insurance rates from multiple Tallahassee, Florida car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Tallahassee, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,757 $13,874
GEICO $5,189 $6,545
Liberty Mutual $5,857 $8,965
Nationwide $6,123 $7,612
Progressive $8,861 $9,760
State Farm $5,457 $7,032
USAA $5,062 $5,928

How much do senior drivers pay for car insurance in Tallahassee, FL?

With a little research, seniors can find affordable car insurance in Tallahassee, Florida. Here’s a look at how the top Tallahassee car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Tallahassee, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,271
GEICO $2,685 $2,685
Liberty Mutual $2,598 $2,598
Nationwide $2,223 $2,304
Progressive $2,700 $2,889
State Farm $1,655 $1,655
USAA $1,370 $1,362

How does coverage level affect Tallahassee, FL car insurance rates?

How much coverage do you need? Are you comfortable with the Florida minimum of 10/20/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Tallahassee, FL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Tallahassee, Florida

Insurance Company Low Medium High
Allstate $4,884 $6,248 $6,858
GEICO $3,087 $3,769 $4,106
Liberty Mutual $3,728 $4,092 $4,286
Nationwide $2,936 $3,737 $4,157
Progressive $4,081 $4,810 $5,257
State Farm $2,545 $3,031 $3,307
USAA $2,277 $2,639 $2,776

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How does your driving record affect Tallahassee, FL car insurance rates?

Safe driving pays off. The more traffic violations you have in Tallahassee, FL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Tallahassee, Florida companies.

Annual Tallahassee, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,177 $6,164 $6,896 $5,750
GEICO $2,530 $3,247 $4,858 $3,980
Liberty Mutual $2,980 $3,798 $5,386 $3,977
Nationwide $3,088 $3,378 $4,546 $3,429
Progressive $3,722 $5,515 $4,625 $5,003
State Farm $2,708 $3,215 $2,961 $2,961
USAA $2,003 $2,475 $3,677 $2,101

How does a DUI affect Tallahassee, FL car insurance rates?

With even one DUI on your record, you can see an increase in your Tallahassee, FL car insurance rates.

Annual Car Insurance Rates After a DUI in Tallahassee, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,896
GEICO $4,858
Liberty Mutual $5,386
Nationwide $4,546
Progressive $4,625
State Farm $2,961
USAA $3,677

How does your credit history affect Tallahassee, FL car insurance rates?

Take a look at the data here to see how your Tallahassee, Florida car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Tallahassee, Florida

Insurance Company Poor Fair Good
Allstate $8,309 $5,321 $4,360
GEICO $5,349 $3,214 $2,399
Liberty Mutual $5,169 $3,820 $3,117
Nationwide $4,490 $3,322 $3,020
Progressive $6,126 $4,365 $3,657
State Farm $4,048 $2,656 $2,179
USAA $4,179 $2,035 $1,478

How does your commute affect Tallahassee, FL car insurance rates?

Tallahassee, FL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Florida can be seen here. Remember, though, that you may have to carry substantially more car insurance in Tallahassee if you’re financing.

Annual Car Insurance Rates by Commute Length in Tallahassee, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,822 $6,171
GEICO $3,636 $3,672
Liberty Mutual $3,908 $4,162
Nationwide $3,610 $3,610
Progressive $4,716 $4,716
State Farm $2,863 $3,059
USAA $2,535 $2,593

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

Who has the cheapest Tallahassee, FL car insurance rates?

Here’s a breakdown of Tallahassee, Florida car insurance rates by company. You can see which company offers the cheapest Tallahassee car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Tallahassee, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

What are the top Tallahassee, FL car insurance companies?

Which Tallahassee, Florida car insurance company will best fit your needs and budget? Check out this comparison of the top Tallahassee companies to find the one for you.

Average Annual Car Insurance Rates by Company in Tallahassee, Florida

Insurance Company Average Annual Rates
Allstate $5,997
GEICO $3,654
Liberty Mutual $4,035
Nationwide $3,610
Progressive $4,716
State Farm $2,961
USAA $2,564

What factors affect Tallahassee, FL car insurance rates?

Why are Tallahassee, Florida car insurance rates different than rates in Tampa or Jacksonville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Tallahassee, FL?

FBI statistics show that the Tallahassee, Florida car theft rate is 767 thefts each year. High theft rates can lead to higher than average Tallahassee, FL car insurance rates.

How long is the average commute in Tallahassee, FL?

More time spent behind the wheel can lead to higher Tallahassee, Florida car insurance rates. In Tallahassee, FL, the average commute length is 18.7 minutes.

What is the traffic like in Tallahassee, FL

Like commute length, time spent in traffic also increase risk of accidents. Tallahassee, FL is listed as 293rd in INRIX congested cities data.

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

Car Insurance Quotes for Tallahassee, FL

Shop for affordable Tallahassee, Florida car insurance rates today. Enter your ZIP code to compare quotes from multiple Tallahassee, FL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption