Cheap Quotes for Aurora, OH Car Insurance (2021)

Aurora, Ohio car insurance rates average $232 a month and Ohio law requires coverage of at least 25/50/25. By comparing rates from multiple Aurora, OH companies, you can find cheap Aurora car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Average car insurance rates in Aurora, OH after a DUI are $3,227/year
  • Average car insurance rates in Aurora, OH are $232/month
  • The cheapest car insurance company in Aurora is USAA

How do the Aurora, Ohio monthly average car insurance rates of $232/month compare to nearby cities like Cincinnati car insurance rates, Hamilton car insurance rates, and Toledo car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Aurora, OH.

We’ll cover the Ohio minimum coverage requirements, Ohio car insurance laws, and Aurora, OH statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Aurora, Ohio companies to find the most affordable Aurora car insurance rates.

Enter your ZIP code above to find cheap Aurora, OH car insurance quotes today.

What are the minimum Aurora, OH car insurance requirements?

To meet Ohio minimum car insurance coverage requirements, Aurora, OH drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Aurora, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Aurora, OH car insurance rates?

Three of the criteria that most affect car insurance rates in Aurora, Ohio are age, gender, and marital status. Let’s take a look at how each of these stack up with top Aurora car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Aurora, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,169 $2,158 $1,958 $2,093 $6,073 $6,959 $2,274 $2,425
American Family $929 $962 $859 $861 $3,070 $3,323 $1,156 $1,217
Farmers $1,774 $1,771 $1,561 $1,650 $7,934 $8,250 $1,983 $2,063
GEICO $1,235 $1,199 $1,170 $1,191 $3,317 $3,077 $1,372 $1,153
Liberty Mutual $2,061 $2,250 $1,582 $1,930 $10,953 $12,363 $2,183 $2,380
Nationwide $2,114 $2,123 $1,909 $1,921 $5,428 $6,991 $2,264 $2,632
Progressive $1,706 $1,596 $1,420 $1,466 $7,842 $8,822 $2,045 $2,114
State Farm $1,508 $1,508 $1,359 $1,359 $4,855 $6,087 $1,757 $2,020
Travelers $1,328 $1,348 $1,322 $1,316 $5,802 $9,215 $1,385 $1,570
USAA $882 $890 $840 $839 $2,723 $3,030 $1,178 $1,268

How much do teen drivers pay for car insurance in Aurora, OH?

Aurora, Ohio car insurance rates for teens are often higher than rates for other drivers. Compare Aurora car insurance rates from multiple Aurora, Ohio car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Aurora, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,073 $6,959
American Family $3,070 $3,323
Farmers $7,934 $8,250
GEICO $3,317 $3,077
Liberty Mutual $10,953 $12,363
Nationwide $5,428 $6,991
Progressive $7,842 $8,822
State Farm $4,855 $6,087
Travelers $5,802 $9,215
USAA $2,723 $3,030

How much do senior drivers pay for car insurance in Aurora, OH?

With a little research, seniors can find affordable car insurance in Aurora, Ohio. Here’s a look at how the top Aurora car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Aurora, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,958 $2,093
American Family $859 $861
Farmers $1,561 $1,650
GEICO $1,170 $1,191
Liberty Mutual $1,582 $1,930
Nationwide $1,909 $1,921
Progressive $1,420 $1,466
State Farm $1,359 $1,359
Travelers $1,322 $1,316
USAA $840 $839

How does coverage level affect Aurora, OH car insurance rates?

How much coverage do you need? Are you comfortable with the Ohio minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Aurora, OH car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Aurora, Ohio

Insurance Company Low Medium High
Allstate $3,162 $3,258 $3,371
American Family $1,516 $1,560 $1,566
Farmers $3,185 $3,319 $3,615
GEICO $1,653 $1,706 $1,784
Liberty Mutual $4,285 $4,488 $4,616
Nationwide $3,503 $3,076 $2,940
Progressive $3,254 $3,351 $3,524
State Farm $2,423 $2,565 $2,681
Travelers $2,818 $2,951 $2,962
USAA $1,389 $1,455 $1,525

How does your driving record affect Aurora, OH car insurance rates?

Safe driving pays off. The more traffic violations you have in Aurora, OH, the higher your car insurance rates will be. Compare rates based on driving infractions from top Aurora, Ohio companies.

Annual Aurora, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,738 $3,315 $3,900 $3,102
American Family $1,481 $1,569 $1,569 $1,569
Farmers $2,784 $3,586 $3,497 $3,626
GEICO $1,162 $1,677 $2,447 $1,572
Liberty Mutual $3,745 $4,819 $4,915 $4,373
Nationwide $2,545 $3,234 $4,099 $2,813
Progressive $2,907 $3,972 $3,096 $3,530
State Farm $2,321 $2,792 $2,557 $2,557
Travelers $2,145 $2,794 $4,215 $2,489
USAA $1,117 $1,498 $1,972 $1,238

How does a DUI affect Aurora, OH car insurance rates?

With even one DUI on your record, you can see an increase in your Aurora, OH car insurance rates.

Annual Car Insurance Rates After a DUI in Aurora, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,900
American Family $1,569
Farmers $3,497
GEICO $2,447
Liberty Mutual $4,915
Nationwide $4,099
Progressive $3,096
State Farm $2,557
Travelers $4,215
USAA $1,972

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How does your credit history affect Aurora, OH car insurance rates?

Take a look at the data here to see how your Aurora, Ohio car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Aurora, Ohio

Insurance Company Poor Fair Good
Allstate $4,189 $3,054 $2,548
American Family $2,062 $1,398 $1,182
Farmers $3,814 $3,230 $3,076
GEICO $2,054 $1,714 $1,375
Liberty Mutual $6,386 $3,925 $3,077
Nationwide $3,828 $3,085 $2,605
Progressive $3,774 $3,280 $3,075
State Farm $3,644 $2,252 $1,774
Travelers $3,250 $2,833 $2,649
USAA $1,888 $1,339 $1,142

How does your commute affect Aurora, OH car insurance rates?

Aurora, OH car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Ohio can be seen here. Remember, though, that you may have to carry substantially more car insurance in Aurora if you’re financing.

Annual Car Insurance Rates by Commute Length in Aurora, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,264 $3,264
American Family $1,528 $1,566
Farmers $3,373 $3,373
GEICO $1,685 $1,744
Liberty Mutual $4,463 $4,463
Nationwide $3,173 $3,173
Progressive $3,376 $3,376
State Farm $2,493 $2,620
Travelers $2,911 $2,911
USAA $1,401 $1,512

Who has the cheapest Aurora, OH car insurance rates?

Here’s a breakdown of Aurora, Ohio car insurance rates by company. You can see which company offers the cheapest Aurora car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Aurora, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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What are the top Aurora, OH car insurance companies?

Which Aurora, Ohio car insurance company will best fit your needs and budget? Check out this comparison of the top Aurora companies to find the one for you.

Average Annual Car Insurance Rates by Company in Aurora, Ohio

Insurance Company Average Annual Rates
Allstate $3,264
American Family $1,547
Farmers $3,373
GEICO $1,714
Liberty Mutual $4,463
Nationwide $3,173
Progressive $3,376
State Farm $2,557
Travelers $2,911
USAA $1,456

What factors affect Aurora, OH car insurance rates?

Why are Aurora, Ohio car insurance rates different than rates in Cincinnati or Hamilton? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Aurora, OH?

FBI statistics show that the Aurora, Ohio car theft rate is 2 thefts each year. High theft rates can lead to higher than average Aurora, OH car insurance rates.

How long is the average commute in Aurora, OH?

More time spent behind the wheel can lead to higher Aurora, Ohio car insurance rates. In Aurora, OH, the average commute length is 29.2 minutes.

Car Insurance Quotes for Aurora, OH

Shop for affordable Aurora, Ohio car insurance rates today. Enter your ZIP code to compare quotes from multiple Aurora, OH car insurance companies.

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