Cheap Quotes for Baxley, GA Car Insurance (2021)

Baxley, Georgia car insurance rates average $389 a month and Georgia law requires coverage of at least 25/50/25. By comparing rates from multiple Baxley, GA companies, you can find cheap Baxley car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • The cheapest car insurance company in Baxley is GEICO
  • Average car insurance rates in Baxley, GA for senior drivers are $2,600/year
  • Average car insurance rates in Baxley, GA are $389/month

How do the Baxley, Georgia monthly average car insurance rates of $389/month compare to nearby cities like Savannah car insurance rates, Sandy Springs car insurance rates, and Atlanta car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Baxley, GA.

We’ll cover the Georgia minimum coverage requirements, Georgia car insurance laws, and Baxley, GA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Baxley, Georgia companies to find the most affordable Baxley car insurance rates.

Enter your ZIP code above to find cheap Baxley, GA car insurance quotes today.

What are the minimum Baxley, GA car insurance requirements?

To meet Georgia minimum car insurance coverage requirements, Baxley, GA drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Baxley, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Baxley, GA car insurance rates?

Three of the criteria that most affect car insurance rates in Baxley, Georgia are age, gender, and marital status. Let’s take a look at how each of these stack up with top Baxley car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Baxley, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,355 $2,355 $2,255 $2,255 $5,433 $6,994 $2,632 $2,873
GEICO $1,788 $1,755 $1,722 $1,722 $5,140 $6,152 $2,266 $2,522
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $4,160 $4,303 $4,100 $4,516 $13,009 $16,786 $5,079 $5,520
Progressive $2,418 $2,247 $2,072 $2,170 $7,375 $8,184 $2,808 $2,960
State Farm $1,933 $1,933 $1,725 $1,725 $4,961 $6,539 $2,114 $2,274
USAA $1,843 $1,841 $1,699 $1,710 $6,618 $7,869 $2,299 $2,544

How much do teen drivers pay for car insurance in Baxley, GA?

Baxley, Georgia car insurance rates for teens are often higher than rates for other drivers. Compare Baxley car insurance rates from multiple Baxley, Georgia car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Baxley, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,433 $6,994
GEICO $5,140 $6,152
Liberty Mutual $20,620 $23,033
Nationwide $13,009 $16,786
Progressive $7,375 $8,184
State Farm $4,961 $6,539
USAA $6,618 $7,869

How much do senior drivers pay for car insurance in Baxley, GA?

With a little research, seniors can find affordable car insurance in Baxley, Georgia. Here’s a look at how the top Baxley car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Baxley, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,255 $2,255
GEICO $1,722 $1,722
Liberty Mutual $4,088 $4,641
Nationwide $4,100 $4,516
Progressive $2,072 $2,170
State Farm $1,725 $1,725
USAA $1,699 $1,710

How does coverage level affect Baxley, GA car insurance rates?

How much coverage do you need? Are you comfortable with the Georgia minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Baxley, GA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Baxley, Georgia

Insurance Company Low Medium High
Allstate $3,109 $3,431 $3,642
GEICO $2,706 $2,895 $3,049
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $7,051 $7,313 $7,188
Progressive $3,504 $3,726 $4,107
State Farm $2,723 $2,901 $3,077
USAA $3,164 $3,287 $3,457

How does your driving record affect Baxley, GA car insurance rates?

Safe driving pays off. The more traffic violations you have in Baxley, GA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Baxley, Georgia companies.

Annual Baxley, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,807 $4,318 $3,501 $2,950
GEICO $1,930 $2,431 $5,011 $2,163
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $5,518 $6,483 $10,034 $6,701
Progressive $2,986 $5,180 $3,477 $3,473
State Farm $2,656 $3,145 $2,901 $2,901
USAA $2,523 $3,188 $4,690 $2,810

How does a DUI affect Baxley, GA car insurance rates?

With even one DUI on your record, you can see an increase in your Baxley, GA car insurance rates.

Annual Car Insurance Rates After a DUI in Baxley, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,501
GEICO $5,011
Liberty Mutual $10,982
Nationwide $10,034
Progressive $3,477
State Farm $2,901
USAA $4,690

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How does your credit history affect Baxley, GA car insurance rates?

Take a look at the data here to see how your Baxley, Georgia car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Baxley, Georgia

Insurance Company Poor Fair Good
Allstate $4,399 $3,055 $2,727
GEICO $3,627 $2,548 $2,475
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $8,567 $6,929 $6,056
Progressive $4,284 $3,669 $3,385
State Farm $4,108 $2,562 $2,031
USAA $4,312 $3,021 $2,575

How does your commute affect Baxley, GA car insurance rates?

Baxley, GA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Georgia can be seen here. Remember, though, that you may have to carry substantially more car insurance in Baxley if you’re financing.

Annual Car Insurance Rates by Commute Length in Baxley, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,317 $3,470
GEICO $2,833 $2,935
Liberty Mutual $9,217 $9,217
Nationwide $7,184 $7,184
Progressive $3,779 $3,779
State Farm $2,901 $2,901
USAA $3,152 $3,453

Who has the cheapest Baxley, GA car insurance rates?

Here’s a breakdown of Baxley, Georgia car insurance rates by company. You can see which company offers the cheapest Baxley car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Baxley, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Baxley, GA car insurance companies?

Which Baxley, Georgia car insurance company will best fit your needs and budget? Check out this comparison of the top Baxley companies to find the one for you.

Average Annual Car Insurance Rates by Company in Baxley, Georgia

Insurance Company Average Annual Rates
Allstate $3,394
GEICO $2,884
Liberty Mutual $9,217
Nationwide $7,184
Progressive $3,779
State Farm $2,901
USAA $3,303

What factors affect Baxley, GA car insurance rates?

Why are Baxley, Georgia car insurance rates different than rates in Savannah or Sandy Springs? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Baxley, GA?

More time spent behind the wheel can lead to higher Baxley, Georgia car insurance rates. In Baxley, GA, the average commute length is 23.8 minutes.

Car Insurance Quotes for Baxley, GA

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