Cheap Quotes for Hillsboro, WI Car Insurance (2021)

Hillsboro, Wisconsin car insurance rates average $251 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Hillsboro, WI companies, you can find cheap Hillsboro car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Hillsboro, WI are $251/month
  • The cheapest car insurance company in Hillsboro is American Family
  • Average car insurance rates in Hillsboro, WI for senior drivers are $1,687/year

How do the Hillsboro, Wisconsin monthly average car insurance rates of $251/month compare to nearby cities like Kenosha car insurance rates, Milwaukee car insurance rates, and Janesville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Hillsboro, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Hillsboro, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Hillsboro, Wisconsin companies to find the most affordable Hillsboro car insurance rates.

Enter your ZIP code above to find cheap Hillsboro, WI car insurance quotes today.

What are the minimum Hillsboro, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Hillsboro, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Hillsboro, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Hillsboro, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Hillsboro, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Hillsboro car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hillsboro, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,200 $2,325 $2,026 $2,243 $6,872 $8,829 $2,243 $2,436
American Family $997 $1,044 $935 $943 $2,838 $3,142 $1,181 $1,261
Farmers $2,117 $2,126 $1,883 $1,983 $9,566 $9,942 $2,393 $2,519
GEICO $1,274 $1,400 $1,302 $1,475 $4,173 $4,506 $1,180 $1,226
Liberty Mutual $1,790 $1,957 $1,448 $1,646 $5,847 $6,561 $1,906 $2,074
Nationwide $3,831 $4,028 $3,162 $3,333 $7,772 $11,890 $4,651 $5,532
Progressive $1,834 $1,760 $1,502 $1,557 $6,724 $7,607 $2,207 $2,396
State Farm $1,385 $1,385 $1,222 $1,222 $3,848 $4,865 $1,559 $1,784
USAA $1,362 $1,360 $1,231 $1,253 $3,470 $4,033 $1,769 $1,942

How much do teen drivers pay for car insurance in Hillsboro, WI?

Hillsboro, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Hillsboro car insurance rates from multiple Hillsboro, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Hillsboro, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,872 $8,829
American Family $2,838 $3,142
Farmers $9,566 $9,942
GEICO $4,173 $4,506
Liberty Mutual $5,847 $6,561
Nationwide $7,772 $11,890
Progressive $6,724 $7,607
State Farm $3,848 $4,865
USAA $3,470 $4,033

How much do senior drivers pay for car insurance in Hillsboro, WI?

With a little research, seniors can find affordable car insurance in Hillsboro, Wisconsin. Here’s a look at how the top Hillsboro car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Hillsboro, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,026 $2,243
American Family $935 $943
Farmers $1,883 $1,983
GEICO $1,302 $1,475
Liberty Mutual $1,448 $1,646
Nationwide $3,162 $3,333
Progressive $1,502 $1,557
State Farm $1,222 $1,222
USAA $1,231 $1,253

How does coverage level affect Hillsboro, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Hillsboro, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Hillsboro, Wisconsin

Insurance Company Low Medium High
Allstate $3,483 $3,637 $3,820
American Family $1,529 $1,557 $1,542
Farmers $3,775 $4,037 $4,387
GEICO $1,955 $2,066 $2,180
Liberty Mutual $2,695 $2,926 $3,090
Nationwide $5,377 $5,521 $5,676
Progressive $3,037 $3,221 $3,338
State Farm $2,057 $2,164 $2,255
USAA $1,984 $2,054 $2,120

How does your driving record affect Hillsboro, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Hillsboro, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Hillsboro, Wisconsin companies.

Annual Hillsboro, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,000 $4,094 $3,811 $3,681
American Family $1,475 $1,565 $1,565 $1,565
Farmers $3,545 $4,455 $4,241 $4,024
GEICO $1,442 $2,320 $2,623 $1,883
Liberty Mutual $2,223 $3,147 $3,277 $2,968
Nationwide $4,671 $5,403 $6,622 $5,403
Progressive $2,934 $3,535 $3,039 $3,286
State Farm $1,992 $2,325 $2,159 $2,159
USAA $1,608 $2,026 $2,743 $1,833

How does a DUI affect Hillsboro, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Hillsboro, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Hillsboro, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,811
American Family $1,565
Farmers $4,241
GEICO $2,623
Liberty Mutual $3,277
Nationwide $6,622
Progressive $3,039
State Farm $2,159
USAA $2,743

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How does your credit history affect Hillsboro, WI car insurance rates?

Take a look at the data here to see how your Hillsboro, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Hillsboro, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,791 $3,294 $2,855
American Family $2,062 $1,362 $1,204
Farmers $4,606 $3,879 $3,713
GEICO $2,712 $1,935 $1,554
Liberty Mutual $4,201 $2,522 $1,988
Nationwide $6,211 $5,182 $5,182
Progressive $3,657 $3,081 $2,856
State Farm $3,220 $1,848 $1,407
USAA $3,169 $1,663 $1,326

How does your commute affect Hillsboro, WI car insurance rates?

Hillsboro, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Hillsboro if you’re financing.

Annual Car Insurance Rates by Commute Length in Hillsboro, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,559 $3,734
American Family $1,517 $1,569
Farmers $4,066 $4,066
GEICO $2,024 $2,110
Liberty Mutual $2,904 $2,904
Nationwide $5,525 $5,525
Progressive $3,198 $3,198
State Farm $2,107 $2,210
USAA $2,026 $2,079

Who has the cheapest Hillsboro, WI car insurance rates?

Here’s a breakdown of Hillsboro, Wisconsin car insurance rates by company. You can see which company offers the cheapest Hillsboro car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Hillsboro, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Hillsboro, WI car insurance companies?

Which Hillsboro, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Hillsboro companies to find the one for you.

Average Annual Car Insurance Rates by Company in Hillsboro, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,647
American Family $1,543
Farmers $4,066
GEICO $2,067
Liberty Mutual $2,904
Nationwide $5,525
Progressive $3,198
State Farm $2,159
USAA $2,053

What factors affect Hillsboro, WI car insurance rates?

Why are Hillsboro, Wisconsin car insurance rates different than rates in Kenosha or Milwaukee? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Hillsboro, WI?

More time spent behind the wheel can lead to higher Hillsboro, Wisconsin car insurance rates. In Hillsboro, WI, the average commute length is 30.8 minutes.

Car Insurance Quotes for Hillsboro, WI

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