Cheap Quotes for Bayside, TX Car Insurance (2021)

Bayside, Texas car insurance rates average $328 a month and Texas law requires coverage of at least 30/60/25. By comparing rates from multiple Bayside, TX companies, you can find cheap Bayside car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Average car insurance rates in Bayside, TX for senior drivers are $2,389/year
  • Average car insurance rates in Bayside, TX after a DUI are $4,477/year
  • Average car insurance rates in Bayside, TX are $328/month

How do the Bayside, Texas monthly average car insurance rates of $328/month compare to nearby cities like Houston car insurance rates, El Paso car insurance rates, and Arlington car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Bayside, TX.

We’ll cover the Texas minimum coverage requirements, Texas car insurance laws, and Bayside, TX statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Bayside, Texas companies to find the most affordable Bayside car insurance rates.

Enter your ZIP code above to find cheap Bayside, TX car insurance quotes today.

What are the minimum Bayside, TX car insurance requirements?

To meet Texas minimum car insurance coverage requirements, Bayside, TX drivers need to carry at least 30/60/25 coverage.

Minimum Required Car Insurance Coverage in Bayside, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Bayside, TX car insurance rates?

Three of the criteria that most affect car insurance rates in Bayside, Texas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Bayside car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bayside, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,525 $3,552 $3,483 $3,483 $9,290 $11,193 $4,347 $4,516
American Family $3,108 $3,495 $2,974 $3,441 $8,872 $11,547 $4,594 $5,240
GEICO $2,198 $2,391 $2,175 $2,507 $4,747 $4,869 $2,361 $2,307
Nationwide $2,837 $2,882 $2,508 $2,654 $8,017 $10,292 $3,332 $3,605
Progressive $2,303 $2,177 $2,060 $2,097 $9,760 $10,863 $2,715 $2,733
State Farm $1,817 $1,817 $1,610 $1,610 $4,233 $5,373 $1,967 $2,030
USAA $1,492 $1,504 $1,425 $1,417 $4,176 $4,555 $1,991 $2,140

How much do teen drivers pay for car insurance in Bayside, TX?

Bayside, Texas car insurance rates for teens are often higher than rates for other drivers. Compare Bayside car insurance rates from multiple Bayside, Texas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Bayside, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,290 $11,193
American Family $8,872 $11,547
GEICO $4,747 $4,869
Nationwide $8,017 $10,292
Progressive $9,760 $10,863
State Farm $4,233 $5,373
USAA $4,176 $4,555

How much do senior drivers pay for car insurance in Bayside, TX?

With a little research, seniors can find affordable car insurance in Bayside, Texas. Here’s a look at how the top Bayside car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Bayside, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,483 $3,483
American Family $2,974 $3,441
GEICO $2,175 $2,507
Nationwide $2,508 $2,654
Progressive $2,060 $2,097
State Farm $1,610 $1,610
USAA $1,425 $1,417

How does coverage level affect Bayside, TX car insurance rates?

How much coverage do you need? Are you comfortable with the Texas minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Bayside, TX car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Bayside, Texas

Insurance Company Low Medium High
Allstate $5,273 $5,367 $5,631
American Family $4,978 $5,164 $6,085
GEICO $2,731 $2,883 $3,219
Nationwide $4,810 $4,320 $4,418
Progressive $4,098 $4,316 $4,602
State Farm $2,431 $2,549 $2,693
USAA $2,260 $2,328 $2,424

How does your driving record affect Bayside, TX car insurance rates?

Safe driving pays off. The more traffic violations you have in Bayside, TX, the higher your car insurance rates will be. Compare rates based on driving infractions from top Bayside, Texas companies.

Annual Bayside, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,203 $6,513 $6,776 $4,203
American Family $4,899 $6,322 $5,516 $4,899
GEICO $2,502 $3,304 $2,747 $3,223
Nationwide $3,917 $3,917 $5,804 $4,425
Progressive $3,784 $4,906 $4,411 $4,253
State Farm $2,285 $2,604 $3,056 $2,285
USAA $1,745 $2,571 $3,031 $2,002

How does a DUI affect Bayside, TX car insurance rates?

With even one DUI on your record, you can see an increase in your Bayside, TX car insurance rates.

Annual Car Insurance Rates After a DUI in Bayside, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,776
American Family $5,516
GEICO $2,747
Nationwide $5,804
Progressive $4,411
State Farm $3,056
USAA $3,031

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How does your credit history affect Bayside, TX car insurance rates?

Take a look at the data here to see how your Bayside, Texas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Bayside, Texas

Insurance Company Poor Fair Good
Allstate $6,909 $5,046 $4,316
American Family $7,330 $4,758 $4,139
GEICO $4,532 $2,575 $1,725
Nationwide $5,435 $4,346 $3,768
Progressive $4,870 $4,225 $3,921
State Farm $3,623 $2,254 $1,795
USAA $3,434 $1,983 $1,595

How does your commute affect Bayside, TX car insurance rates?

Bayside, TX car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Texas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Bayside if you’re financing.

Annual Car Insurance Rates by Commute Length in Bayside, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,293 $5,555
American Family $5,409 $5,409
GEICO $2,888 $3,000
Nationwide $4,516 $4,516
Progressive $4,339 $4,339
State Farm $2,557 $2,557
USAA $2,308 $2,367

Who has the cheapest Bayside, TX car insurance rates?

Here’s a breakdown of Bayside, Texas car insurance rates by company. You can see which company offers the cheapest Bayside car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Bayside, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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What are the top Bayside, TX car insurance companies?

Which Bayside, Texas car insurance company will best fit your needs and budget? Check out this comparison of the top Bayside companies to find the one for you.

Average Annual Car Insurance Rates by Company in Bayside, Texas

Insurance Company Average Annual Rates
Allstate $5,424
American Family $5,409
GEICO $2,944
Nationwide $4,516
Progressive $4,339
State Farm $2,557
USAA $2,337

What factors affect Bayside, TX car insurance rates?

Why are Bayside, Texas car insurance rates different than rates in Houston or El Paso? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Bayside, TX?

More time spent behind the wheel can lead to higher Bayside, Texas car insurance rates. In Bayside, TX, the average commute length is 20.4 minutes.

Car Insurance Quotes for Bayside, TX

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