Cheap Quotes for Collinsville, MS Car Insurance (2021)

Collinsville, Mississippi car insurance rates average $283 a month and Mississippi law requires coverage of at least 25/50/25. By comparing rates from multiple Collinsville, MS companies, you can find cheap Collinsville car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

secured lock Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 20, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Collinsville, MS after a DUI are $4,075/year
  • The cheapest car insurance company in Collinsville is USAA
  • Average car insurance rates in Collinsville, MS for senior drivers are $1,846/year

How do the Collinsville, Mississippi monthly average car insurance rates of $283/month compare to nearby cities like Gulfport car insurance rates, Southaven car insurance rates, and Jackson car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Collinsville, MS.

We’ll cover the Mississippi minimum coverage requirements, Mississippi car insurance laws, and Collinsville, MS statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Collinsville, Mississippi companies to find the most affordable Collinsville car insurance rates.

Enter your ZIP code above to find cheap Collinsville, MS car insurance quotes today.

What are the minimum Collinsville, MS car insurance requirements?

To meet Mississippi minimum car insurance coverage requirements, Collinsville, MS drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Collinsville, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How do age, gender, and marital status affect Collinsville, MS car insurance rates?

Three of the criteria that most affect car insurance rates in Collinsville, Mississippi are age, gender, and marital status. Let’s take a look at how each of these stack up with top Collinsville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Collinsville, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,647 $2,532 $2,370 $2,423 $10,385 $11,082 $2,999 $3,074
GEICO $2,711 $2,567 $2,469 $2,294 $6,650 $6,293 $4,461 $2,193
Liberty Mutual $2,403 $2,599 $1,934 $2,166 $8,737 $9,705 $2,551 $2,681
Nationwide $1,958 $2,009 $1,761 $1,861 $3,945 $5,001 $2,223 $2,401
Progressive $2,293 $2,147 $1,887 $1,834 $8,480 $9,487 $2,363 $2,472
State Farm $1,769 $1,769 $1,587 $1,587 $5,189 $6,508 $1,974 $2,261
Travelers $1,535 $1,563 $1,456 $1,461 $6,768 $10,717 $1,609 $1,866
USAA $1,302 $1,289 $1,217 $1,230 $3,217 $3,812 $1,582 $1,742

How much do teen drivers pay for car insurance in Collinsville, MS?

Collinsville, Mississippi car insurance rates for teens are often higher than rates for other drivers. Compare Collinsville car insurance rates from multiple Collinsville, Mississippi car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Collinsville, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,385 $11,082
GEICO $6,650 $6,293
Liberty Mutual $8,737 $9,705
Nationwide $3,945 $5,001
Progressive $8,480 $9,487
State Farm $5,189 $6,508
Travelers $6,768 $10,717
USAA $3,217 $3,812

How much do senior drivers pay for car insurance in Collinsville, MS?

With a little research, seniors can find affordable car insurance in Collinsville, Mississippi. Here’s a look at how the top Collinsville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Collinsville, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,370 $2,423
GEICO $2,469 $2,294
Liberty Mutual $1,934 $2,166
Nationwide $1,761 $1,861
Progressive $1,887 $1,834
State Farm $1,587 $1,587
Travelers $1,456 $1,461
USAA $1,217 $1,230

How does coverage level affect Collinsville, MS car insurance rates?

How much coverage do you need? Are you comfortable with the Mississippi minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Collinsville, MS car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Collinsville, Mississippi

Insurance Company Low Medium High
Allstate $4,462 $4,682 $4,923
GEICO $3,508 $3,729 $3,877
Liberty Mutual $3,849 $4,079 $4,363
Nationwide $2,504 $2,637 $2,794
Progressive $3,488 $3,918 $4,205
State Farm $2,673 $2,818 $3,000
Travelers $3,198 $3,392 $3,525
USAA $1,798 $1,913 $2,061

How does your driving record affect Collinsville, MS car insurance rates?

Safe driving pays off. The more traffic violations you have in Collinsville, MS, the higher your car insurance rates will be. Compare rates based on driving infractions from top Collinsville, Mississippi companies.

Annual Collinsville, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $4,661 $5,649 $4,483
GEICO $2,298 $3,495 $5,328 $3,698
Liberty Mutual $2,904 $4,646 $4,754 $4,085
Nationwide $2,122 $2,695 $3,418 $2,344
Progressive $3,312 $4,459 $3,820 $3,891
State Farm $2,566 $3,154 $2,801 $2,801
Travelers $2,952 $3,090 $4,229 $3,217
USAA $1,505 $1,919 $2,599 $1,673

How does a DUI affect Collinsville, MS car insurance rates?

With even one DUI on your record, you can see an increase in your Collinsville, MS car insurance rates.

Annual Car Insurance Rates After a DUI in Collinsville, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,649
GEICO $5,328
Liberty Mutual $4,754
Nationwide $3,418
Progressive $3,820
State Farm $2,801
Travelers $4,229
USAA $2,599

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How does your credit history affect Collinsville, MS car insurance rates?

Take a look at the data here to see how your Collinsville, Mississippi car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Collinsville, Mississippi

Insurance Company Poor Fair Good
Allstate $5,432 $4,806 $3,829
GEICO $5,586 $3,164 $2,364
Liberty Mutual $5,866 $3,598 $2,827
Nationwide $3,101 $2,528 $2,306
Progressive $4,382 $3,745 $3,484
State Farm $4,081 $2,474 $1,936
Travelers $3,828 $3,122 $3,166
USAA $2,626 $1,714 $1,431

How does your commute affect Collinsville, MS car insurance rates?

Collinsville, MS car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Mississippi can be seen here. Remember, though, that you may have to carry substantially more car insurance in Collinsville if you’re financing.

Annual Car Insurance Rates by Commute Length in Collinsville, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,689
GEICO $3,694 $3,715
Liberty Mutual $4,097 $4,097
Nationwide $2,645 $2,645
Progressive $3,870 $3,870
State Farm $2,763 $2,898
Travelers $3,372 $3,372
USAA $1,865 $1,983

Who has the cheapest Collinsville, MS car insurance rates?

Here’s a breakdown of Collinsville, Mississippi car insurance rates by company. You can see which company offers the cheapest Collinsville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Collinsville, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

What are the top Collinsville, MS car insurance companies?

Which Collinsville, Mississippi car insurance company will best fit your needs and budget? Check out this comparison of the top Collinsville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Collinsville, Mississippi

Insurance Company Average Annual Rates
Allstate $4,689
GEICO $3,705
Liberty Mutual $4,097
Nationwide $2,645
Progressive $3,870
State Farm $2,831
Travelers $3,372
USAA $1,924

What factors affect Collinsville, MS car insurance rates?

Why are Collinsville, Mississippi car insurance rates different than rates in Gulfport or Southaven? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Collinsville, MS?

More time spent behind the wheel can lead to higher Collinsville, Mississippi car insurance rates. In Collinsville, MS, the average commute length is 26.3 minutes.

Car Insurance Quotes for Collinsville, MS

Shop for affordable Collinsville, Mississippi car insurance rates today. Enter your ZIP code to compare quotes from multiple Collinsville, MS car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption