Cheap Quotes for Anderson, MO Car Insurance (2021)

Anderson, Missouri car insurance rates average $276 a month and Missouri law requires coverage of at least 25/50/25. By comparing rates from multiple Anderson, MO companies, you can find cheap Anderson car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 20, 2022

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Things to Know

  • The cheapest car insurance company in Anderson is Nationwide
  • Average car insurance rates in Anderson, MO after a DUI are $3,871/year
  • Anderson has an average commute time of 19.4 minutes

How do the Anderson, Missouri monthly average car insurance rates of $276/month compare to nearby cities like St. Joseph car insurance rates, Springfield car insurance rates, and Florissant car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Anderson, MO.

We’ll cover the Missouri minimum coverage requirements, Missouri car insurance laws, and Anderson, MO statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Anderson, Missouri companies to find the most affordable Anderson car insurance rates.

Enter your ZIP code above to find cheap Anderson, MO car insurance quotes today.

What are the minimum Anderson, MO car insurance requirements?

To meet Missouri minimum car insurance coverage requirements, Anderson, MO drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Anderson, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Anderson, MO car insurance rates?

Three of the criteria that most affect car insurance rates in Anderson, Missouri are age, gender, and marital status. Let’s take a look at how each of these stack up with top Anderson car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Anderson, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,822 $2,736 $2,532 $2,613 $7,715 $8,346 $2,716 $2,810
American Family $2,063 $2,063 $1,838 $1,838 $5,660 $7,352 $2,063 $2,412
Farmers $2,298 $2,288 $2,052 $2,171 $9,497 $9,823 $2,640 $2,776
GEICO $1,836 $2,069 $1,421 $1,831 $5,812 $6,176 $1,672 $1,687
Liberty Mutual $2,673 $2,896 $2,197 $2,460 $9,335 $10,362 $2,822 $3,018
Nationwide $1,534 $1,567 $1,371 $1,453 $3,959 $5,072 $1,757 $1,901
Progressive $2,034 $1,879 $1,661 $1,712 $6,850 $7,696 $2,481 $2,567
State Farm $1,709 $1,709 $1,527 $1,527 $4,922 $6,193 $1,921 $2,202
USAA $1,641 $1,624 $1,481 $1,502 $4,991 $6,094 $2,038 $2,263

How much do teen drivers pay for car insurance in Anderson, MO?

Anderson, Missouri car insurance rates for teens are often higher than rates for other drivers. Compare Anderson car insurance rates from multiple Anderson, Missouri car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Anderson, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,715 $8,346
American Family $5,660 $7,352
Farmers $9,497 $9,823
GEICO $5,812 $6,176
Liberty Mutual $9,335 $10,362
Nationwide $3,959 $5,072
Progressive $6,850 $7,696
State Farm $4,922 $6,193
USAA $4,991 $6,094

How much do senior drivers pay for car insurance in Anderson, MO?

With a little research, seniors can find affordable car insurance in Anderson, Missouri. Here’s a look at how the top Anderson car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Anderson, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,532 $2,613
American Family $1,838 $1,838
Farmers $2,052 $2,171
GEICO $1,421 $1,831
Liberty Mutual $2,197 $2,460
Nationwide $1,371 $1,453
Progressive $1,661 $1,712
State Farm $1,527 $1,527
USAA $1,481 $1,502

How does coverage level affect Anderson, MO car insurance rates?

How much coverage do you need? Are you comfortable with the Missouri minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Anderson, MO car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Anderson, Missouri

Insurance Company Low Medium High
Allstate $3,889 $4,028 $4,191
American Family $3,066 $3,261 $3,156
Farmers $3,943 $4,154 $4,483
GEICO $2,637 $2,832 $2,970
Liberty Mutual $4,237 $4,490 $4,685
Nationwide $2,187 $2,350 $2,443
Progressive $3,039 $3,366 $3,675
State Farm $2,555 $2,721 $2,865
USAA $2,581 $2,694 $2,838

How does your driving record affect Anderson, MO car insurance rates?

Safe driving pays off. The more traffic violations you have in Anderson, MO, the higher your car insurance rates will be. Compare rates based on driving infractions from top Anderson, Missouri companies.

Annual Anderson, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,473 $3,909 $4,842 $3,921
American Family $2,358 $3,421 $4,169 $2,695
Farmers $3,616 $4,508 $4,408 $4,241
GEICO $2,177 $2,843 $3,862 $2,370
Liberty Mutual $3,243 $4,662 $4,807 $5,170
Nationwide $1,823 $2,346 $3,140 $1,998
Progressive $2,880 $3,931 $3,215 $3,415
State Farm $2,495 $2,933 $2,714 $2,714
USAA $2,150 $2,630 $3,681 $2,356

How does a DUI affect Anderson, MO car insurance rates?

With even one DUI on your record, you can see an increase in your Anderson, MO car insurance rates.

Annual Car Insurance Rates After a DUI in Anderson, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,842
American Family $4,169
Farmers $4,408
GEICO $3,862
Liberty Mutual $4,807
Nationwide $3,140
Progressive $3,215
State Farm $2,714
USAA $3,681

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How does your credit history affect Anderson, MO car insurance rates?

Take a look at the data here to see how your Anderson, Missouri car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Anderson, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,579 $2,959
American Family $4,126 $2,907 $2,450
Farmers $4,795 $3,991 $3,794
GEICO $3,884 $2,531 $2,025
Liberty Mutual $6,420 $3,914 $3,078
Nationwide $2,744 $2,267 $1,969
Progressive $3,890 $3,219 $2,971
State Farm $3,720 $2,427 $1,994
USAA $4,495 $2,106 $1,513

How does your commute affect Anderson, MO car insurance rates?

Anderson, MO car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Missouri can be seen here. Remember, though, that you may have to carry substantially more car insurance in Anderson if you’re financing.

Annual Car Insurance Rates by Commute Length in Anderson, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,036 $4,036
American Family $3,130 $3,192
Farmers $4,193 $4,193
GEICO $2,760 $2,866
Liberty Mutual $4,470 $4,470
Nationwide $2,327 $2,327
Progressive $3,360 $3,360
State Farm $2,649 $2,779
USAA $2,607 $2,802

Who has the cheapest Anderson, MO car insurance rates?

Here’s a breakdown of Anderson, Missouri car insurance rates by company. You can see which company offers the cheapest Anderson car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Anderson, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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What are the top Anderson, MO car insurance companies?

Which Anderson, Missouri car insurance company will best fit your needs and budget? Check out this comparison of the top Anderson companies to find the one for you.

Average Annual Car Insurance Rates by Company in Anderson, Missouri

Insurance Company Average Annual Rates
Allstate $4,036
American Family $3,161
Farmers $4,193
GEICO $2,813
Liberty Mutual $4,470
Nationwide $2,327
Progressive $3,360
State Farm $2,714
USAA $2,704

What factors affect Anderson, MO car insurance rates?

Why are Anderson, Missouri car insurance rates different than rates in St. Joseph or Springfield? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Anderson, MO?

More time spent behind the wheel can lead to higher Anderson, Missouri car insurance rates. In Anderson, MO, the average commute length is 19.4 minutes.

Car Insurance Quotes for Anderson, MO

Shop for affordable Anderson, Missouri car insurance rates today. Enter your ZIP code to compare quotes from multiple Anderson, MO car insurance companies.

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