Cheap Quotes for Byram, MS Car Insurance (2021)

Byram, Mississippi car insurance rates average $327 a month and Mississippi law requires coverage of at least 25/50/25. By comparing rates from multiple Byram, MS companies, you can find cheap Byram car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 20, 2022

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Things to Know

  • Average car insurance rates in Byram, MS for senior drivers are $2,111/year
  • Average car insurance rates in Byram, MS after a DUI are $4,715/year
  • Byram has an average commute time of 28.5 minutes

How do the Byram, Mississippi monthly average car insurance rates of $327/month compare to nearby cities like Greenville car insurance rates, Gulfport car insurance rates, and Oxford car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Byram, MS.

We’ll cover the Mississippi minimum coverage requirements, Mississippi car insurance laws, and Byram, MS statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Byram, Mississippi companies to find the most affordable Byram car insurance rates.

Enter your ZIP code above to find cheap Byram, MS car insurance quotes today.

What are the minimum Byram, MS car insurance requirements?

To meet Mississippi minimum car insurance coverage requirements, Byram, MS drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Byram, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Byram, MS car insurance rates?

Three of the criteria that most affect car insurance rates in Byram, Mississippi are age, gender, and marital status. Let’s take a look at how each of these stack up with top Byram car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Byram, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,138 $2,991 $2,810 $2,873 $12,805 $13,688 $3,545 $3,630
GEICO $3,045 $2,882 $2,767 $2,571 $7,538 $7,119 $5,052 $2,463
Liberty Mutual $2,634 $2,852 $2,112 $2,374 $9,648 $10,739 $2,796 $2,936
Nationwide $2,029 $2,079 $1,823 $1,926 $4,112 $5,215 $2,307 $2,493
Progressive $2,854 $2,644 $2,355 $2,284 $10,610 $11,877 $2,924 $3,047
State Farm $2,151 $2,151 $1,928 $1,928 $6,332 $7,975 $2,401 $2,734
Travelers $1,639 $1,666 $1,569 $1,570 $7,577 $12,061 $1,725 $1,973
USAA $1,539 $1,521 $1,439 $1,452 $3,914 $4,638 $1,879 $2,072

How much do teen drivers pay for car insurance in Byram, MS?

Byram, Mississippi car insurance rates for teens are often higher than rates for other drivers. Compare Byram car insurance rates from multiple Byram, Mississippi car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Byram, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,805 $13,688
GEICO $7,538 $7,119
Liberty Mutual $9,648 $10,739
Nationwide $4,112 $5,215
Progressive $10,610 $11,877
State Farm $6,332 $7,975
Travelers $7,577 $12,061
USAA $3,914 $4,638

How much do senior drivers pay for car insurance in Byram, MS?

With a little research, seniors can find affordable car insurance in Byram, Mississippi. Here’s a look at how the top Byram car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Byram, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,810 $2,873
GEICO $2,767 $2,571
Liberty Mutual $2,112 $2,374
Nationwide $1,823 $1,926
Progressive $2,355 $2,284
State Farm $1,928 $1,928
Travelers $1,569 $1,570
USAA $1,439 $1,452

How does coverage level affect Byram, MS car insurance rates?

How much coverage do you need? Are you comfortable with the Mississippi minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Byram, MS car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Byram, Mississippi

Insurance Company Low Medium High
Allstate $5,432 $5,679 $5,945
GEICO $3,951 $4,208 $4,379
Liberty Mutual $4,219 $4,491 $4,824
Nationwide $2,590 $2,739 $2,914
Progressive $4,272 $4,901 $5,300
State Farm $3,251 $3,439 $3,661
Travelers $3,518 $3,745 $3,906
USAA $2,152 $2,295 $2,473

How does your driving record affect Byram, MS car insurance rates?

Safe driving pays off. The more traffic violations you have in Byram, MS, the higher your car insurance rates will be. Compare rates based on driving infractions from top Byram, Mississippi companies.

Annual Byram, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,780 $5,645 $6,880 $5,435
GEICO $2,594 $3,942 $6,010 $4,172
Liberty Mutual $3,194 $5,124 $5,239 $4,489
Nationwide $2,201 $2,801 $3,556 $2,434
Progressive $4,117 $5,553 $4,794 $4,834
State Farm $3,127 $3,845 $3,414 $3,414
Travelers $3,252 $3,402 $4,693 $3,544
USAA $1,792 $2,302 $3,135 $1,997

How does a DUI affect Byram, MS car insurance rates?

With even one DUI on your record, you can see an increase in your Byram, MS car insurance rates.

Annual Car Insurance Rates After a DUI in Byram, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,880
GEICO $6,010
Liberty Mutual $5,239
Nationwide $3,556
Progressive $4,794
State Farm $3,414
Travelers $4,693
USAA $3,135

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How does your credit history affect Byram, MS car insurance rates?

Take a look at the data here to see how your Byram, Mississippi car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Byram, Mississippi

Insurance Company Poor Fair Good
Allstate $6,588 $5,827 $4,640
GEICO $6,301 $3,570 $2,667
Liberty Mutual $6,457 $3,962 $3,115
Nationwide $3,220 $2,626 $2,398
Progressive $5,449 $4,672 $4,352
State Farm $4,985 $3,013 $2,353
Travelers $4,216 $3,449 $3,504
USAA $3,150 $2,054 $1,715

How does your commute affect Byram, MS car insurance rates?

Byram, MS car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Mississippi can be seen here. Remember, though, that you may have to carry substantially more car insurance in Byram if you’re financing.

Annual Car Insurance Rates by Commute Length in Byram, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,685 $5,685
GEICO $4,167 $4,192
Liberty Mutual $4,511 $4,511
Nationwide $2,748 $2,748
Progressive $4,824 $4,824
State Farm $3,365 $3,535
Travelers $3,723 $3,723
USAA $2,236 $2,377

Who has the cheapest Byram, MS car insurance rates?

Here’s a breakdown of Byram, Mississippi car insurance rates by company. You can see which company offers the cheapest Byram car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Byram, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Byram, MS car insurance companies?

Which Byram, Mississippi car insurance company will best fit your needs and budget? Check out this comparison of the top Byram companies to find the one for you.

Average Annual Car Insurance Rates by Company in Byram, Mississippi

Insurance Company Average Annual Rates
Allstate $5,685
GEICO $4,179
Liberty Mutual $4,511
Nationwide $2,748
Progressive $4,824
State Farm $3,450
Travelers $3,723
USAA $2,307

What factors affect Byram, MS car insurance rates?

Why are Byram, Mississippi car insurance rates different than rates in Greenville or Gulfport? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Byram, MS?

FBI statistics show that the Byram, Mississippi car theft rate is 19 thefts each year. High theft rates can lead to higher than average Byram, MS car insurance rates.

How long is the average commute in Byram, MS?

More time spent behind the wheel can lead to higher Byram, Mississippi car insurance rates. In Byram, MS, the average commute length is 28.5 minutes.

Car Insurance Quotes for Byram, MS

Shop for affordable Byram, Mississippi car insurance rates today. Enter your ZIP code to compare quotes from multiple Byram, MS car insurance companies.

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