Cheap Quotes for Alexis, IL Car Insurance (2021)

Alexis, Illinois car insurance rates average $241 a month and Illinois law requires coverage of at least 25/50/20. By comparing rates from multiple Alexis, IL companies, you can find cheap Alexis car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Alexis, IL are $241/month
  • The cheapest car insurance company in Alexis is Travelers
  • Average car insurance rates in Alexis, IL for senior drivers are $1,672/year

How do the Alexis, Illinois monthly average car insurance rates of $241/month compare to nearby cities like Chicago car insurance rates, Rockford car insurance rates, and Aurora car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Alexis, IL.

We’ll cover the Illinois minimum coverage requirements, Illinois car insurance laws, and Alexis, IL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Alexis, Illinois companies to find the most affordable Alexis car insurance rates.

Enter your ZIP code above to find cheap Alexis, IL car insurance quotes today.

What are the minimum Alexis, IL car insurance requirements?

To meet Illinois minimum car insurance coverage requirements, Alexis, IL drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in Alexis, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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How do age, gender, and marital status affect Alexis, IL car insurance rates?

Three of the criteria that most affect car insurance rates in Alexis, Illinois are age, gender, and marital status. Let’s take a look at how each of these stack up with top Alexis car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alexis, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,266 $2,266 $2,069 $2,069 $6,270 $8,739 $2,266 $2,917
Farmers $2,181 $2,183 $1,942 $2,047 $8,954 $9,323 $2,487 $2,613
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,334 $1,440 $1,112 $1,241 $4,224 $4,696 $1,395 $1,474
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,811 $1,731 $1,489 $1,551 $6,250 $7,030 $2,168 $2,355
State Farm $1,333 $1,333 $1,176 $1,176 $3,626 $4,610 $1,502 $1,720
Travelers $1,331 $1,403 $1,205 $1,284 $3,668 $4,562 $1,410 $1,484
USAA $1,488 $1,518 $1,379 $1,361 $4,700 $5,201 $1,953 $2,152

How much do teen drivers pay for car insurance in Alexis, IL?

Alexis, Illinois car insurance rates for teens are often higher than rates for other drivers. Compare Alexis car insurance rates from multiple Alexis, Illinois car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Alexis, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,270 $8,739
Farmers $8,954 $9,323
GEICO $4,847 $5,129
Liberty Mutual $4,224 $4,696
Nationwide $4,540 $5,829
Progressive $6,250 $7,030
State Farm $3,626 $4,610
Travelers $3,668 $4,562
USAA $4,700 $5,201

How much do senior drivers pay for car insurance in Alexis, IL?

With a little research, seniors can find affordable car insurance in Alexis, Illinois. Here’s a look at how the top Alexis car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Alexis, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,069 $2,069
Farmers $1,942 $2,047
GEICO $1,521 $1,797
Liberty Mutual $1,112 $1,241
Nationwide $1,491 $1,581
Progressive $1,489 $1,551
State Farm $1,176 $1,176
Travelers $1,205 $1,284
USAA $1,379 $1,361

How does coverage level affect Alexis, IL car insurance rates?

How much coverage do you need? Are you comfortable with the Illinois minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Alexis, IL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Alexis, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,503 $3,739 $3,582
Farmers $3,789 $3,882 $4,228
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,003 $2,110 $2,230
Nationwide $2,611 $2,626 $2,590
Progressive $2,849 $3,041 $3,256
State Farm $1,966 $2,062 $2,151
Travelers $1,926 $2,041 $2,162
USAA $2,324 $2,467 $2,616

How does your driving record affect Alexis, IL car insurance rates?

Safe driving pays off. The more traffic violations you have in Alexis, IL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Alexis, Illinois companies.

Annual Alexis, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,651 $3,773 $5,001 $3,008
Farmers $3,354 $4,308 $4,201 $4,002
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,768 $2,491 $2,198 $2,002
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,522 $3,701 $2,785 $3,185
State Farm $1,895 $2,224 $2,060 $2,060
Travelers $1,636 $2,129 $2,366 $2,042
USAA $1,769 $2,525 $3,453 $2,130

How does a DUI affect Alexis, IL car insurance rates?

With even one DUI on your record, you can see an increase in your Alexis, IL car insurance rates.

Annual Car Insurance Rates After a DUI in Alexis, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,008
American Family $5,001
Farmers $4,201
GEICO $3,482
Liberty Mutual $2,198
Nationwide $3,196
Progressive $2,785
State Farm $2,060
Travelers $2,366
USAA $3,453

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How does your credit history affect Alexis, IL car insurance rates?

Take a look at the data here to see how your Alexis, Illinois car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Alexis, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $4,812 $3,260 $2,751
Farmers $4,524 $3,778 $3,596
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,990 $1,865 $1,489
Nationwide $3,113 $2,512 $2,202
Progressive $3,485 $2,944 $2,715
State Farm $2,995 $1,793 $1,391
Travelers $2,499 $2,000 $1,631
USAA $3,299 $2,255 $1,854

How does your commute affect Alexis, IL car insurance rates?

Alexis, IL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Illinois can be seen here. Remember, though, that you may have to carry substantially more car insurance in Alexis if you’re financing.

Annual Car Insurance Rates by Commute Length in Alexis, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,561 $3,655
Farmers $3,966 $3,966
GEICO $2,519 $2,617
Liberty Mutual $2,115 $2,115
Nationwide $2,609 $2,609
Progressive $3,048 $3,048
State Farm $2,009 $2,111
Travelers $1,965 $2,122
USAA $2,400 $2,538

Who has the cheapest Alexis, IL car insurance rates?

Here’s a breakdown of Alexis, Illinois car insurance rates by company. You can see which company offers the cheapest Alexis car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Alexis, Illinois

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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What are the top Alexis, IL car insurance companies?

Which Alexis, Illinois car insurance company will best fit your needs and budget? Check out this comparison of the top Alexis companies to find the one for you.

Average Annual Car Insurance Rates by Company in Alexis, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,608
Farmers $3,966
GEICO $2,568
Liberty Mutual $2,115
Nationwide $2,609
Progressive $3,048
State Farm $2,060
Travelers $2,043
USAA $2,469

What factors affect Alexis, IL car insurance rates?

Why are Alexis, Illinois car insurance rates different than rates in Chicago or Rockford? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Alexis, IL?

More time spent behind the wheel can lead to higher Alexis, Illinois car insurance rates. In Alexis, IL, the average commute length is 26.7 minutes.

Car Insurance Quotes for Alexis, IL

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