Cheap Quotes for Marengo, IL Car Insurance (2021)

Marengo, Illinois car insurance rates average $264 a month and Illinois law requires coverage of at least 25/50/20. By comparing rates from multiple Marengo, IL companies, you can find cheap Marengo car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • The cheapest car insurance company in Marengo is Liberty Mutual
  • Average car insurance rates in Marengo, IL for senior drivers are $1,787/year
  • Marengo has an average commute time of 30.4 minutes

How do the Marengo, Illinois monthly average car insurance rates of $264/month compare to nearby cities like Rockford car insurance rates, Aurora car insurance rates, and Elgin car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Marengo, IL.

We’ll cover the Illinois minimum coverage requirements, Illinois car insurance laws, and Marengo, IL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Marengo, Illinois companies to find the most affordable Marengo car insurance rates.

Enter your ZIP code above to find cheap Marengo, IL car insurance quotes today.

What are the minimum Marengo, IL car insurance requirements?

To meet Illinois minimum car insurance coverage requirements, Marengo, IL drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in Marengo, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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How do age, gender, and marital status affect Marengo, IL car insurance rates?

Three of the criteria that most affect car insurance rates in Marengo, Illinois are age, gender, and marital status. Let’s take a look at how each of these stack up with top Marengo car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Marengo, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,264 $3,279 $3,423 $3,423 $8,590 $11,130 $3,923 $4,239
American Family $2,218 $2,218 $2,037 $2,037 $6,388 $8,804 $2,218 $2,866
Farmers $2,391 $2,388 $2,117 $2,244 $10,529 $10,976 $2,735 $2,853
GEICO $1,508 $1,549 $1,474 $1,647 $5,498 $5,672 $1,752 $1,814
Liberty Mutual $1,381 $1,486 $1,144 $1,274 $4,786 $5,313 $1,447 $1,526
Nationwide $1,678 $1,702 $1,500 $1,582 $4,576 $5,845 $1,952 $2,107
Progressive $1,972 $1,858 $1,628 $1,706 $7,191 $8,064 $2,347 $2,532
State Farm $1,444 $1,444 $1,302 $1,302 $4,295 $5,427 $1,636 $1,891
Travelers $1,666 $1,758 $1,544 $1,645 $5,074 $6,456 $1,761 $1,854
USAA $1,466 $1,488 $1,365 $1,341 $4,725 $5,203 $1,923 $2,107

How much do teen drivers pay for car insurance in Marengo, IL?

Marengo, Illinois car insurance rates for teens are often higher than rates for other drivers. Compare Marengo car insurance rates from multiple Marengo, Illinois car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Marengo, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,590 $11,130
American Family $6,388 $8,804
Farmers $10,529 $10,976
GEICO $5,498 $5,672
Liberty Mutual $4,786 $5,313
Nationwide $4,576 $5,845
Progressive $7,191 $8,064
State Farm $4,295 $5,427
Travelers $5,074 $6,456
USAA $4,725 $5,203

How much do senior drivers pay for car insurance in Marengo, IL?

With a little research, seniors can find affordable car insurance in Marengo, Illinois. Here’s a look at how the top Marengo car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Marengo, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,423 $3,423
American Family $2,037 $2,037
Farmers $2,117 $2,244
GEICO $1,474 $1,647
Liberty Mutual $1,144 $1,274
Nationwide $1,500 $1,582
Progressive $1,628 $1,706
State Farm $1,302 $1,302
Travelers $1,544 $1,645
USAA $1,365 $1,341

How does coverage level affect Marengo, IL car insurance rates?

How much coverage do you need? Are you comfortable with the Illinois minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Marengo, IL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Marengo, Illinois

Insurance Company Low Medium High
Allstate $4,983 $5,154 $5,340
American Family $3,447 $3,731 $3,617
Farmers $4,301 $4,418 $4,868
GEICO $2,364 $2,613 $2,866
Liberty Mutual $2,181 $2,291 $2,412
Nationwide $2,576 $2,643 $2,633
Progressive $3,122 $3,397 $3,718
State Farm $2,208 $2,346 $2,474
Travelers $2,517 $2,716 $2,926
USAA $2,285 $2,450 $2,622

How does your driving record affect Marengo, IL car insurance rates?

Safe driving pays off. The more traffic violations you have in Marengo, IL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Marengo, Illinois companies.

Annual Marengo, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,638 $6,304 $5,861 $4,833
American Family $2,644 $3,762 $4,990 $2,998
Farmers $3,820 $4,936 $4,813 $4,547
GEICO $1,750 $2,820 $3,833 $2,053
Liberty Mutual $1,905 $2,719 $2,385 $2,169
Nationwide $2,121 $2,728 $3,195 $2,427
Progressive $2,811 $4,175 $3,114 $3,549
State Farm $2,130 $2,555 $2,343 $2,343
Travelers $2,151 $2,832 $3,189 $2,706
USAA $1,751 $2,514 $3,434 $2,110

How does a DUI affect Marengo, IL car insurance rates?

With even one DUI on your record, you can see an increase in your Marengo, IL car insurance rates.

Annual Car Insurance Rates After a DUI in Marengo, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,861
American Family $4,990
Farmers $4,813
GEICO $3,833
Liberty Mutual $2,385
Nationwide $3,195
Progressive $3,114
State Farm $2,343
Travelers $3,189
USAA $3,434

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How does your credit history affect Marengo, IL car insurance rates?

Take a look at the data here to see how your Marengo, Illinois car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Marengo, Illinois

Insurance Company Poor Fair Good
Allstate $6,566 $4,750 $4,160
American Family $4,771 $3,261 $2,763
Farmers $5,137 $4,331 $4,119
GEICO $4,192 $2,051 $1,599
Liberty Mutual $3,240 $2,030 $1,613
Nationwide $3,117 $2,525 $2,211
Progressive $3,889 $3,299 $3,049
State Farm $3,403 $2,040 $1,584
Travelers $3,307 $2,681 $2,171
USAA $3,262 $2,244 $1,851

How does your commute affect Marengo, IL car insurance rates?

Marengo, IL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Illinois can be seen here. Remember, though, that you may have to carry substantially more car insurance in Marengo if you’re financing.

Annual Car Insurance Rates by Commute Length in Marengo, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,159 $5,159
American Family $3,553 $3,644
Farmers $4,529 $4,529
GEICO $2,571 $2,658
Liberty Mutual $2,294 $2,294
Nationwide $2,618 $2,618
Progressive $3,412 $3,412
State Farm $2,284 $2,402
Travelers $2,612 $2,827
USAA $2,384 $2,521

Who has the cheapest Marengo, IL car insurance rates?

Here’s a breakdown of Marengo, Illinois car insurance rates by company. You can see which company offers the cheapest Marengo car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Marengo, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Marengo, IL car insurance companies?

Which Marengo, Illinois car insurance company will best fit your needs and budget? Check out this comparison of the top Marengo companies to find the one for you.

Average Annual Car Insurance Rates by Company in Marengo, Illinois

Insurance Company Average Annual Rates
Allstate $5,159
American Family $3,598
Farmers $4,529
GEICO $2,614
Liberty Mutual $2,295
Nationwide $2,618
Progressive $3,412
State Farm $2,343
Travelers $2,720
USAA $2,452

What factors affect Marengo, IL car insurance rates?

Why are Marengo, Illinois car insurance rates different than rates in Rockford or Aurora? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Marengo, IL?

More time spent behind the wheel can lead to higher Marengo, Illinois car insurance rates. In Marengo, IL, the average commute length is 30.4 minutes.

Car Insurance Quotes for Marengo, IL

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