Cheap Quotes for Naugatuck, CT Car Insurance (2021)

Naugatuck, Connecticut car insurance rates average $418 a month and Connecticut law requires coverage of at least 25/50/20. By comparing rates from multiple Naugatuck, CT companies, you can find cheap Naugatuck car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • The cheapest car insurance company in Naugatuck is State Farm
  • Average car insurance rates in Naugatuck, CT for senior drivers are $2,505/year
  • Naugatuck has an average commute time of 30.5 minutes

How do the Naugatuck, Connecticut monthly average car insurance rates of $418/month compare to nearby cities like Meriden car insurance rates, Danbury car insurance rates, and Waterbury car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Naugatuck, CT.

We’ll cover the Connecticut minimum coverage requirements, Connecticut car insurance laws, and Naugatuck, CT statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Naugatuck, Connecticut companies to find the most affordable Naugatuck car insurance rates.

Enter your ZIP code above to find cheap Naugatuck, CT car insurance quotes today.

What are the minimum Naugatuck, CT car insurance requirements?

To meet Connecticut minimum car insurance coverage requirements, Naugatuck, CT drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in Naugatuck, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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How do age, gender, and marital status affect Naugatuck, CT car insurance rates?

Three of the criteria that most affect car insurance rates in Naugatuck, Connecticut are age, gender, and marital status. Let’s take a look at how each of these stack up with top Naugatuck car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Naugatuck, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,123 $4,069 $3,803 $4,075 $12,673 $14,974 $4,302 $4,504
GEICO $2,578 $2,585 $2,391 $2,410 $5,984 $7,043 $2,481 $2,401
Liberty Mutual $3,959 $4,323 $3,047 $3,778 $19,768 $22,328 $3,994 $4,360
Nationwide $2,481 $2,510 $2,228 $2,338 $6,896 $8,757 $2,880 $3,099
Progressive $2,612 $2,431 $2,230 $2,318 $10,995 $12,196 $2,984 $3,353
State Farm $1,901 $1,901 $1,748 $1,748 $5,808 $7,300 $2,139 $2,460
Travelers $1,914 $1,942 $1,910 $1,904 $14,759 $23,872 $2,082 $2,338
USAA $2,240 $2,214 $2,093 $2,064 $7,139 $7,477 $3,009 $3,112

How much do teen drivers pay for car insurance in Naugatuck, CT?

Naugatuck, Connecticut car insurance rates for teens are often higher than rates for other drivers. Compare Naugatuck car insurance rates from multiple Naugatuck, Connecticut car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Naugatuck, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,673 $14,974
GEICO $5,984 $7,043
Liberty Mutual $19,768 $22,328
Nationwide $6,896 $8,757
Progressive $10,995 $12,196
State Farm $5,808 $7,300
Travelers $14,759 $23,872
USAA $7,139 $7,477

How much do senior drivers pay for car insurance in Naugatuck, CT?

With a little research, seniors can find affordable car insurance in Naugatuck, Connecticut. Here’s a look at how the top Naugatuck car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Naugatuck, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,803 $4,075
GEICO $2,391 $2,410
Liberty Mutual $3,047 $3,778
Nationwide $2,228 $2,338
Progressive $2,230 $2,318
State Farm $1,748 $1,748
Travelers $1,910 $1,904
USAA $2,093 $2,064

How does coverage level affect Naugatuck, CT car insurance rates?

How much coverage do you need? Are you comfortable with the Connecticut minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Naugatuck, CT car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Naugatuck, Connecticut

Insurance Company Low Medium High
Allstate $6,159 $6,555 $6,981
GEICO $3,182 $3,433 $3,837
Liberty Mutual $7,831 $8,121 $8,632
Nationwide $3,954 $3,929 $3,813
Progressive $4,545 $4,845 $5,280
State Farm $2,934 $3,131 $3,312
Travelers $5,852 $6,295 $6,874
USAA $3,411 $3,672 $3,922

How does your driving record affect Naugatuck, CT car insurance rates?

Safe driving pays off. The more traffic violations you have in Naugatuck, CT, the higher your car insurance rates will be. Compare rates based on driving infractions from top Naugatuck, Connecticut companies.

Annual Naugatuck, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,578 $6,911 $8,193 $5,578
GEICO $2,198 $2,886 $6,152 $2,700
Liberty Mutual $7,173 $8,983 $8,903 $7,720
Nationwide $3,171 $4,142 $4,748 $3,533
Progressive $4,170 $6,062 $4,387 $4,940
State Farm $2,909 $3,198 $3,198 $3,198
Travelers $5,105 $5,530 $8,044 $6,681
USAA $2,826 $3,557 $5,466 $2,826

How does a DUI affect Naugatuck, CT car insurance rates?

With even one DUI on your record, you can see an increase in your Naugatuck, CT car insurance rates.

Annual Car Insurance Rates After a DUI in Naugatuck, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,193
GEICO $6,152
Liberty Mutual $8,903
Nationwide $4,748
Progressive $4,387
State Farm $3,198
Travelers $8,044
USAA $5,466

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How does your credit history affect Naugatuck, CT car insurance rates?

Take a look at the data here to see how your Naugatuck, Connecticut car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Naugatuck, Connecticut

Insurance Company Poor Fair Good
Allstate $8,363 $6,321 $5,011
GEICO $5,071 $3,056 $2,325
Liberty Mutual $11,655 $7,243 $5,686
Nationwide $5,165 $3,465 $3,066
Progressive $5,315 $4,777 $4,578
State Farm $4,355 $2,784 $2,239
Travelers $7,194 $5,998 $5,828
USAA $4,851 $3,276 $2,879

How does your commute affect Naugatuck, CT car insurance rates?

Naugatuck, CT car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Connecticut can be seen here. Remember, though, that you may have to carry substantially more car insurance in Naugatuck if you’re financing.

Annual Car Insurance Rates by Commute Length in Naugatuck, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,565 $6,565
GEICO $3,430 $3,538
Liberty Mutual $8,195 $8,195
Nationwide $3,898 $3,898
Progressive $4,890 $4,890
State Farm $3,049 $3,203
Travelers $6,340 $6,340
USAA $3,624 $3,713

Who has the cheapest Naugatuck, CT car insurance rates?

Here’s a breakdown of Naugatuck, Connecticut car insurance rates by company. You can see which company offers the cheapest Naugatuck car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Naugatuck, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Naugatuck, CT car insurance companies?

Which Naugatuck, Connecticut car insurance company will best fit your needs and budget? Check out this comparison of the top Naugatuck companies to find the one for you.

Average Annual Car Insurance Rates by Company in Naugatuck, Connecticut

Insurance Company Average Annual Rates
Allstate $6,565
GEICO $3,484
Liberty Mutual $8,195
Nationwide $3,898
Progressive $4,890
State Farm $3,126
Travelers $6,340
USAA $3,668

What factors affect Naugatuck, CT car insurance rates?

Why are Naugatuck, Connecticut car insurance rates different than rates in Meriden or Danbury? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Naugatuck, CT?

More time spent behind the wheel can lead to higher Naugatuck, Connecticut car insurance rates. In Naugatuck, CT, the average commute length is 30.5 minutes.

Car Insurance Quotes for Naugatuck, CT

Shop for affordable Naugatuck, Connecticut car insurance rates today. Enter your ZIP code to compare quotes from multiple Naugatuck, CT car insurance companies.

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