Cheap Quotes for North Port, FL Car Insurance (2021)

North Port, Florida car insurance rates average $324 a month and Florida law requires coverage of at least 10/20/10. By comparing rates from multiple North Port, FL companies, you can find cheap North Port car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • North Port has an average commute time of 32.5 minutes
  • Average car insurance rates in North Port, FL are $324/month
  • Average car insurance rates in North Port, FL after a DUI are $4,666/year

How do the North Port, Florida monthly average car insurance rates of $324/month compare to nearby cities like Cape Coral car insurance rates, Fort Lauderdale car insurance rates, and St. Petersburg car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in North Port, FL.

We’ll cover the Florida minimum coverage requirements, Florida car insurance laws, and North Port, FL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple North Port, Florida companies to find the most affordable North Port car insurance rates.

Enter your ZIP code above to find cheap North Port, FL car insurance quotes today.

What are the minimum North Port, FL car insurance requirements?

To meet Florida minimum car insurance coverage requirements, North Port, FL drivers need to carry at least 10/20/10 coverage.

Minimum Required Car Insurance Coverage in North Port, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Average North Port, FL Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within North Port, FL you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in North Port, Florida

ZIP Code Average Annual Rates
34286 $2,990
34287 $3,011
34288 $3,014
34289 $3,024
34291 $3,024

How do age, gender, and marital status affect North Port, FL car insurance rates?

Three of the criteria that most affect car insurance rates in North Port, Florida are age, gender, and marital status. Let’s take a look at how each of these stack up with top North Port car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in North Port, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,768 $3,590 $3,268 $3,316 $12,921 $13,942 $3,765 $3,816
GEICO $2,495 $2,506 $2,336 $2,336 $4,480 $5,638 $2,751 $2,794
Liberty Mutual $3,211 $3,211 $2,948 $2,948 $6,713 $10,307 $3,211 $4,332
Nationwide $2,496 $2,468 $2,230 $2,308 $5,995 $7,398 $2,749 $2,866
Progressive $3,240 $3,058 $2,794 $2,982 $9,087 $9,887 $3,885 $3,716
State Farm $1,673 $1,673 $1,519 $1,519 $4,841 $6,149 $1,855 $1,988
USAA $1,357 $1,332 $1,272 $1,258 $4,674 $5,422 $1,688 $1,818

How much do teen drivers pay for car insurance in North Port, FL?

North Port, Florida car insurance rates for teens are often higher than rates for other drivers. Compare North Port car insurance rates from multiple North Port, Florida car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in North Port, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,921 $13,942
GEICO $4,480 $5,638
Liberty Mutual $6,713 $10,307
Nationwide $5,995 $7,398
Progressive $9,087 $9,887
State Farm $4,841 $6,149
USAA $4,674 $5,422

How much do senior drivers pay for car insurance in North Port, FL?

With a little research, seniors can find affordable car insurance in North Port, Florida. Here’s a look at how the top North Port car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in North Port, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,268 $3,316
GEICO $2,336 $2,336
Liberty Mutual $2,948 $2,948
Nationwide $2,230 $2,308
Progressive $2,794 $2,982
State Farm $1,519 $1,519
USAA $1,272 $1,258

How does coverage level affect North Port, FL car insurance rates?

How much coverage do you need? Are you comfortable with the Florida minimum of 10/20/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your North Port, FL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in North Port, Florida

Insurance Company Low Medium High
Allstate $4,852 $6,320 $6,972
GEICO $2,599 $3,280 $3,621
Liberty Mutual $4,234 $4,679 $4,917
Nationwide $2,848 $3,699 $4,145
Progressive $4,088 $4,939 $5,465
State Farm $2,282 $2,713 $2,962
USAA $2,023 $2,438 $2,596

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How does your driving record affect North Port, FL car insurance rates?

Safe driving pays off. The more traffic violations you have in North Port, FL, the higher your car insurance rates will be. Compare rates based on driving infractions from top North Port, Florida companies.

Annual North Port, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,217 $6,246 $6,940 $5,791
GEICO $2,204 $2,819 $4,199 $3,446
Liberty Mutual $3,324 $4,315 $6,263 $4,539
Nationwide $3,049 $3,340 $4,484 $3,383
Progressive $3,816 $5,640 $4,748 $5,120
State Farm $2,426 $2,878 $2,652 $2,652
USAA $1,835 $2,272 $3,377 $1,926

How does a DUI affect North Port, FL car insurance rates?

With even one DUI on your record, you can see an increase in your North Port, FL car insurance rates.

Annual Car Insurance Rates After a DUI in North Port, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,940
GEICO $4,199
Liberty Mutual $6,263
Nationwide $4,484
Progressive $4,748
State Farm $2,652
USAA $3,377

How does your credit history affect North Port, FL car insurance rates?

Take a look at the data here to see how your North Port, Florida car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in North Port, Florida

Insurance Company Poor Fair Good
Allstate $8,430 $5,357 $4,358
GEICO $4,618 $2,790 $2,092
Liberty Mutual $5,922 $4,361 $3,547
Nationwide $4,448 $3,276 $2,968
Progressive $6,300 $4,467 $3,727
State Farm $3,621 $2,380 $1,955
USAA $3,807 $1,879 $1,371

How does your commute affect North Port, FL car insurance rates?

North Port, FL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Florida can be seen here. Remember, though, that you may have to carry substantially more car insurance in North Port if you’re financing.

Annual Car Insurance Rates by Commute Length in North Port, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,878 $6,219
GEICO $3,151 $3,182
Liberty Mutual $4,463 $4,757
Nationwide $3,564 $3,564
Progressive $4,831 $4,831
State Farm $2,562 $2,742
USAA $2,326 $2,379

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Who has the cheapest North Port, FL car insurance rates?

Here’s a breakdown of North Port, Florida car insurance rates by company. You can see which company offers the cheapest North Port car insurance rates in each category.

Best Annual Car Insurance Rates by Company in North Port, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

What are the top North Port, FL car insurance companies?

Which North Port, Florida car insurance company will best fit your needs and budget? Check out this comparison of the top North Port companies to find the one for you.

Average Annual Car Insurance Rates by Company in North Port, Florida

Insurance Company Average Annual Rates
Allstate $6,048
GEICO $3,167
Liberty Mutual $4,610
Nationwide $3,564
Progressive $4,831
State Farm $2,652
USAA $2,353

What factors affect North Port, FL car insurance rates?

Why are North Port, Florida car insurance rates different than rates in Cape Coral or Fort Lauderdale? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in North Port, FL?

FBI statistics show that the North Port, Florida car theft rate is 28 thefts each year. High theft rates can lead to higher than average North Port, FL car insurance rates.

How long is the average commute in North Port, FL?

More time spent behind the wheel can lead to higher North Port, Florida car insurance rates. In North Port, FL, the average commute length is 32.5 minutes.

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Car Insurance Quotes for North Port, FL

Shop for affordable North Port, Florida car insurance rates today. Enter your ZIP code to compare quotes from multiple North Port, FL car insurance companies.

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