Cheap Quotes for Elizabethton, TN Car Insurance (2021)

Elizabethton, Tennessee car insurance rates average $245 a month and Tennessee law requires coverage of at least 25/50/15. By comparing rates from multiple Elizabethton, TN companies, you can find cheap Elizabethton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Elizabethton, TN after a DUI are $3,744/year
  • Elizabethton has an average commute time of 20.2 minutes
  • Average car insurance rates in Elizabethton, TN are $245/month

How do the Elizabethton, Tennessee monthly average car insurance rates of $245/month compare to nearby cities like Murfreesboro car insurance rates, Hendersonville car insurance rates, and Clarksville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Elizabethton, TN.

We’ll cover the Tennessee minimum coverage requirements, Tennessee car insurance laws, and Elizabethton, TN statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Elizabethton, Tennessee companies to find the most affordable Elizabethton car insurance rates.

Enter your ZIP code above to find cheap Elizabethton, TN car insurance quotes today.

What are the minimum Elizabethton, TN car insurance requirements?

To meet Tennessee minimum car insurance coverage requirements, Elizabethton, TN drivers need to carry at least 25/50/15 coverage.

Minimum Required Car Insurance Coverage in Elizabethton, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Elizabethton, TN car insurance rates?

Three of the criteria that most affect car insurance rates in Elizabethton, Tennessee are age, gender, and marital status. Let’s take a look at how each of these stack up with top Elizabethton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elizabethton, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,412 $2,314 $2,176 $2,257 $9,066 $9,873 $2,562 $2,647
Farmers $1,582 $1,610 $1,419 $1,562 $6,552 $6,951 $2,139 $2,266
GEICO $1,807 $1,824 $1,665 $1,665 $5,476 $5,573 $1,835 $1,892
Nationwide $1,958 $1,971 $1,762 $1,786 $5,364 $6,886 $2,247 $2,428
Progressive $1,699 $1,603 $1,385 $1,447 $7,602 $8,552 $2,048 $2,233
State Farm $1,383 $1,383 $1,249 $1,249 $4,245 $5,301 $1,562 $1,821
Travelers $1,554 $1,633 $1,427 $1,515 $4,404 $5,475 $1,649 $1,733
USAA $1,432 $1,457 $1,291 $1,291 $5,059 $5,809 $1,864 $1,991

How much do teen drivers pay for car insurance in Elizabethton, TN?

Elizabethton, Tennessee car insurance rates for teens are often higher than rates for other drivers. Compare Elizabethton car insurance rates from multiple Elizabethton, Tennessee car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Elizabethton, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,066 $9,873
Farmers $6,552 $6,951
GEICO $5,476 $5,573
Nationwide $5,364 $6,886
Progressive $7,602 $8,552
State Farm $4,245 $5,301
Travelers $4,404 $5,475
USAA $5,059 $5,809

How much do senior drivers pay for car insurance in Elizabethton, TN?

With a little research, seniors can find affordable car insurance in Elizabethton, Tennessee. Here’s a look at how the top Elizabethton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Elizabethton, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,176 $2,257
Farmers $1,419 $1,562
GEICO $1,665 $1,665
Nationwide $1,762 $1,786
Progressive $1,385 $1,447
State Farm $1,249 $1,249
Travelers $1,427 $1,515
USAA $1,291 $1,291

How does coverage level affect Elizabethton, TN car insurance rates?

How much coverage do you need? Are you comfortable with the Tennessee minimum of 25/50/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Elizabethton, TN car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Elizabethton, Tennessee

Insurance Company Low Medium High
Allstate $4,018 $4,153 $4,319
Farmers $2,834 $2,994 $3,202
GEICO $2,577 $2,711 $2,863
Liberty Mutual $5,078 $5,318 $5,567
Nationwide $3,065 $2,986 $3,100
Progressive $3,123 $3,323 $3,518
State Farm $2,148 $2,284 $2,391
Travelers $2,275 $2,422 $2,573
USAA $2,450 $2,516 $2,606

How does your driving record affect Elizabethton, TN car insurance rates?

Safe driving pays off. The more traffic violations you have in Elizabethton, TN, the higher your car insurance rates will be. Compare rates based on driving infractions from top Elizabethton, Tennessee companies.

Annual Elizabethton, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,485 $4,152 $5,027 $3,989
Farmers $2,567 $3,188 $3,263 $3,022
GEICO $1,977 $2,646 $4,270 $1,977
Liberty Mutual $4,315 $6,221 $5,784 $4,965
Nationwide $2,648 $2,648 $3,945 $2,960
Progressive $2,927 $3,795 $3,116 $3,446
State Farm $2,071 $2,477 $2,274 $2,274
Travelers $1,969 $2,525 $2,785 $2,415
USAA $1,839 $2,747 $3,233 $2,278

How does a DUI affect Elizabethton, TN car insurance rates?

With even one DUI on your record, you can see an increase in your Elizabethton, TN car insurance rates.

Annual Car Insurance Rates After a DUI in Elizabethton, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,027
Farmers $3,263
GEICO $4,270
Liberty Mutual $5,784
Nationwide $3,945
Progressive $3,116
State Farm $2,274
Travelers $2,785
USAA $3,233

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How does your credit history affect Elizabethton, TN car insurance rates?

Take a look at the data here to see how your Elizabethton, Tennessee car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Elizabethton, Tennessee

Insurance Company Poor Fair Good
Allstate $5,301 $4,071 $3,118
Farmers $3,580 $2,801 $2,649
GEICO $3,084 $2,640 $2,428
Liberty Mutual $7,622 $4,679 $3,662
Nationwide $3,653 $2,912 $2,586
Progressive $3,737 $3,220 $3,007
State Farm $3,300 $1,982 $1,540
Travelers $3,071 $2,428 $1,772
USAA $3,663 $2,143 $1,767

How does your commute affect Elizabethton, TN car insurance rates?

Elizabethton, TN car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Tennessee can be seen here. Remember, though, that you may have to carry substantially more car insurance in Elizabethton if you’re financing.

Annual Car Insurance Rates by Commute Length in Elizabethton, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,163 $4,163
Farmers $3,010 $3,010
GEICO $2,701 $2,734
Liberty Mutual $5,321 $5,321
Nationwide $3,050 $3,050
Progressive $3,321 $3,321
State Farm $2,220 $2,327
Travelers $2,329 $2,518
USAA $2,454 $2,595

Who has the cheapest Elizabethton, TN car insurance rates?

Here’s a breakdown of Elizabethton, Tennessee car insurance rates by company. You can see which company offers the cheapest Elizabethton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Elizabethton, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Elizabethton, TN car insurance companies?

Which Elizabethton, Tennessee car insurance company will best fit your needs and budget? Check out this comparison of the top Elizabethton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Elizabethton, Tennessee

Insurance Company Average Annual Rates
Allstate $4,163
Farmers $3,010
GEICO $2,717
Nationwide $3,050
Progressive $3,321
State Farm $2,274
Travelers $2,424
USAA $2,524

What factors affect Elizabethton, TN car insurance rates?

Why are Elizabethton, Tennessee car insurance rates different than rates in Murfreesboro or Hendersonville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Elizabethton, TN?

More time spent behind the wheel can lead to higher Elizabethton, Tennessee car insurance rates. In Elizabethton, TN, the average commute length is 20.2 minutes.

Car Insurance Quotes for Elizabethton, TN

Shop for affordable Elizabethton, Tennessee car insurance rates today. Enter your ZIP code to compare quotes from multiple Elizabethton, TN car insurance companies.

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