Cheap Quotes for Erin, TN Car Insurance (2021)

Erin, Tennessee car insurance rates average $277 a month and Tennessee law requires coverage of at least 25/50/15. By comparing rates from multiple Erin, TN companies, you can find cheap Erin car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Erin has an average commute time of 28.6 minutes
  • Average car insurance rates in Erin, TN are $277/month
  • The cheapest car insurance company in Erin is Travelers

How do the Erin, Tennessee monthly average car insurance rates of $277/month compare to nearby cities like Bartlett car insurance rates, Clarksville car insurance rates, and Murfreesboro car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Erin, TN.

We’ll cover the Tennessee minimum coverage requirements, Tennessee car insurance laws, and Erin, TN statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Erin, Tennessee companies to find the most affordable Erin car insurance rates.

Enter your ZIP code above to find cheap Erin, TN car insurance quotes today.

What are the minimum Erin, TN car insurance requirements?

To meet Tennessee minimum car insurance coverage requirements, Erin, TN drivers need to carry at least 25/50/15 coverage.

Minimum Required Car Insurance Coverage in Erin, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Erin, TN car insurance rates?

Three of the criteria that most affect car insurance rates in Erin, Tennessee are age, gender, and marital status. Let’s take a look at how each of these stack up with top Erin car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Erin, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,691 $2,584 $2,417 $2,510 $10,057 $10,928 $2,871 $2,975
Farmers $1,785 $1,816 $1,600 $1,755 $7,299 $7,753 $2,415 $2,565
GEICO $2,404 $2,433 $2,223 $2,223 $7,023 $7,175 $2,425 $2,499
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,960 $1,855 $1,596 $1,665 $8,700 $9,803 $2,370 $2,596
State Farm $1,742 $1,742 $1,544 $1,544 $4,973 $6,244 $1,959 $2,273
Travelers $1,741 $1,833 $1,566 $1,667 $4,719 $5,786 $1,860 $1,958
USAA $1,568 $1,604 $1,407 $1,415 $5,424 $6,223 $2,045 $2,198

How much do teen drivers pay for car insurance in Erin, TN?

Erin, Tennessee car insurance rates for teens are often higher than rates for other drivers. Compare Erin car insurance rates from multiple Erin, Tennessee car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Erin, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,057 $10,928
Farmers $7,299 $7,753
GEICO $7,023 $7,175
Nationwide $5,414 $7,005
Progressive $8,700 $9,803
State Farm $4,973 $6,244
Travelers $4,719 $5,786
USAA $5,424 $6,223

How much do senior drivers pay for car insurance in Erin, TN?

With a little research, seniors can find affordable car insurance in Erin, Tennessee. Here’s a look at how the top Erin car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Erin, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,417 $2,510
Farmers $1,600 $1,755
GEICO $2,223 $2,223
Nationwide $1,818 $1,853
Progressive $1,596 $1,665
State Farm $1,544 $1,544
Travelers $1,566 $1,667
USAA $1,407 $1,415

How does coverage level affect Erin, TN car insurance rates?

How much coverage do you need? Are you comfortable with the Tennessee minimum of 25/50/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Erin, TN car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Erin, Tennessee

Insurance Company Low Medium High
Allstate $4,466 $4,618 $4,804
Farmers $3,189 $3,358 $3,573
GEICO $3,401 $3,543 $3,707
Liberty Mutual $5,880 $6,110 $6,349
Nationwide $3,154 $3,057 $3,173
Progressive $3,618 $3,820 $4,016
State Farm $2,635 $2,762 $2,862
Travelers $2,504 $2,639 $2,781
USAA $2,657 $2,727 $2,823

How does your driving record affect Erin, TN car insurance rates?

Safe driving pays off. The more traffic violations you have in Erin, TN, the higher your car insurance rates will be. Compare rates based on driving infractions from top Erin, Tennessee companies.

Annual Erin, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,877 $4,620 $5,584 $4,435
Farmers $2,881 $3,567 $3,646 $3,399
GEICO $2,562 $3,454 $5,625 $2,562
Liberty Mutual $4,961 $7,133 $6,648 $5,710
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $3,363 $4,361 $3,582 $3,966
State Farm $2,531 $2,975 $2,753 $2,753
Travelers $2,148 $2,751 $3,024 $2,641
USAA $1,995 $2,970 $3,507 $2,470

How does a DUI affect Erin, TN car insurance rates?

With even one DUI on your record, you can see an increase in your Erin, TN car insurance rates.

Annual Car Insurance Rates After a DUI in Erin, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,584
Farmers $3,646
GEICO $5,625
Liberty Mutual $6,648
Nationwide $4,070
Progressive $3,582
State Farm $2,753
Travelers $3,024
USAA $3,507

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How does your credit history affect Erin, TN car insurance rates?

Take a look at the data here to see how your Erin, Tennessee car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Erin, Tennessee

Insurance Company Poor Fair Good
Allstate $5,907 $4,522 $3,458
Farmers $4,010 $3,140 $2,970
GEICO $4,036 $3,448 $3,168
Liberty Mutual $8,784 $5,361 $4,194
Nationwide $3,761 $2,980 $2,643
Progressive $4,302 $3,699 $3,454
State Farm $3,998 $2,398 $1,862
Travelers $3,371 $2,628 $1,924
USAA $3,985 $2,316 $1,906

How does your commute affect Erin, TN car insurance rates?

Erin, TN car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Tennessee can be seen here. Remember, though, that you may have to carry substantially more car insurance in Erin if you’re financing.

Annual Car Insurance Rates by Commute Length in Erin, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,629 $4,629
Farmers $3,373 $3,373
GEICO $3,534 $3,568
Liberty Mutual $6,113 $6,113
Nationwide $3,128 $3,128
Progressive $3,818 $3,818
State Farm $2,689 $2,816
Travelers $2,538 $2,745
USAA $2,657 $2,814

Who has the cheapest Erin, TN car insurance rates?

Here’s a breakdown of Erin, Tennessee car insurance rates by company. You can see which company offers the cheapest Erin car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Erin, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Erin, TN car insurance companies?

Which Erin, Tennessee car insurance company will best fit your needs and budget? Check out this comparison of the top Erin companies to find the one for you.

Average Annual Car Insurance Rates by Company in Erin, Tennessee

Insurance Company Average Annual Rates
Allstate $4,629
Farmers $3,373
GEICO $3,551
Nationwide $3,128
Progressive $3,818
State Farm $2,753
Travelers $2,641
USAA $2,736

What factors affect Erin, TN car insurance rates?

Why are Erin, Tennessee car insurance rates different than rates in Bartlett or Clarksville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Erin, TN?

More time spent behind the wheel can lead to higher Erin, Tennessee car insurance rates. In Erin, TN, the average commute length is 28.6 minutes.

Car Insurance Quotes for Erin, TN

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