Cheap Quotes for Holbrook, MA Car Insurance (2021)

Holbrook, Massachusetts car insurance rates average $309 a month and Massachusetts law requires coverage of at least 20/40/5. By comparing rates from multiple Holbrook, MA companies, you can find cheap Holbrook car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Holbrook, MA after a DUI are $4,540/year
  • Holbrook has an average commute time of 36.5 minutes
  • The cheapest car insurance company in Holbrook is State Farm

How do the Holbrook, Massachusetts monthly average car insurance rates of $309/month compare to nearby cities like Cambridge car insurance rates, Lowell car insurance rates, and Boston car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Holbrook, MA.

We’ll cover the Massachusetts minimum coverage requirements, Massachusetts car insurance laws, and Holbrook, MA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Holbrook, Massachusetts companies to find the most affordable Holbrook car insurance rates.

Enter your ZIP code above to find cheap Holbrook, MA car insurance quotes today.

What are the minimum Holbrook, MA car insurance requirements?

To meet Massachusetts minimum car insurance coverage requirements, Holbrook, MA drivers need to carry at least 20/40/5 coverage.

Minimum Required Car Insurance Coverage in Holbrook, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Holbrook, MA car insurance rates?

Three of the criteria that most affect car insurance rates in Holbrook, Massachusetts are age, gender, and marital status. Let’s take a look at how each of these stack up with top Holbrook car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Holbrook, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,694 $2,694 $2,694 $2,694 $8,870 $8,870 $3,024 $3,024
GEICO $2,680 $2,680 $2,480 $2,480 $7,347 $7,347 $2,760 $2,760
Liberty Mutual $3,243 $3,243 $2,824 $2,824 $9,875 $9,875 $3,393 $3,393
Progressive $2,724 $2,724 $2,621 $2,621 $10,538 $10,538 $2,942 $2,942
State Farm $1,074 $1,074 $1,074 $1,074 $3,127 $3,127 $1,074 $1,074
Travelers $3,543 $3,543 $3,117 $3,117 $7,319 $7,319 $3,929 $3,929
USAA $1,625 $1,625 $1,601 $1,601 $3,822 $3,822 $1,797 $1,797

How much do teen drivers pay for car insurance in Holbrook, MA?

Holbrook, Massachusetts car insurance rates for teens are often higher than rates for other drivers. Compare Holbrook car insurance rates from multiple Holbrook, Massachusetts car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Holbrook, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,870 $8,870
GEICO $7,347 $7,347
Liberty Mutual $9,875 $9,875
Progressive $10,538 $10,538
State Farm $3,127 $3,127
Travelers $7,319 $7,319
USAA $3,822 $3,822

How much do senior drivers pay for car insurance in Holbrook, MA?

With a little research, seniors can find affordable car insurance in Holbrook, Massachusetts. Here’s a look at how the top Holbrook car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Holbrook, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,694 $2,694
GEICO $2,480 $2,480
Liberty Mutual $2,824 $2,824
Progressive $2,621 $2,621
State Farm $1,074 $1,074
Travelers $3,117 $3,117
USAA $1,601 $1,601

How does coverage level affect Holbrook, MA car insurance rates?

How much coverage do you need? Are you comfortable with the Massachusetts minimum of 20/40/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Holbrook, MA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Holbrook, Massachusetts

Insurance Company Low Medium High
Allstate $3,978 $4,390 $4,594
GEICO $3,523 $3,878 $4,049
Liberty Mutual $4,509 $4,896 $5,097
Progressive $4,267 $4,797 $5,056
State Farm $1,433 $1,615 $1,714
Travelers $4,021 $4,570 $4,841
USAA $2,048 $2,247 $2,339

How does your driving record affect Holbrook, MA car insurance rates?

Safe driving pays off. The more traffic violations you have in Holbrook, MA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Holbrook, Massachusetts companies.

Annual Holbrook, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,327 $5,002 $5,626 $3,327
GEICO $3,049 $4,204 $4,790 $3,223
Liberty Mutual $3,807 $5,208 $6,250 $4,072
Progressive $3,941 $5,591 $4,418 $4,875
State Farm $1,260 $1,712 $2,030 $1,348
Travelers $3,463 $4,830 $5,189 $4,426
USAA $1,570 $2,043 $3,475 $1,757

How does a DUI affect Holbrook, MA car insurance rates?

With even one DUI on your record, you can see an increase in your Holbrook, MA car insurance rates.

Annual Car Insurance Rates After a DUI in Holbrook, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,626
GEICO $4,790
Liberty Mutual $6,250
Progressive $4,418
State Farm $2,030
Travelers $5,189
USAA $3,475

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How does your commute affect Holbrook, MA car insurance rates?

Holbrook, MA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Massachusetts can be seen here. Remember, though, that you may have to carry substantially more car insurance in Holbrook if you’re financing.

Annual Car Insurance Rates by Commute Length in Holbrook, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,179 $4,462
GEICO $3,739 $3,895
Liberty Mutual $4,646 $5,022
Progressive $4,706 $4,706
State Farm $1,549 $1,626
Travelers $4,259 $4,696
USAA $2,150 $2,273

Who has the cheapest Holbrook, MA car insurance rates?

Here’s a breakdown of Holbrook, Massachusetts car insurance rates by company. You can see which company offers the cheapest Holbrook car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Holbrook, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

What are the top Holbrook, MA car insurance companies?

Which Holbrook, Massachusetts car insurance company will best fit your needs and budget? Check out this comparison of the top Holbrook companies to find the one for you.

Average Annual Car Insurance Rates by Company in Holbrook, Massachusetts

Insurance Company Average Annual Rates
Allstate $4,321
GEICO $3,817
Liberty Mutual $4,834
Progressive $4,706
State Farm $1,587
Travelers $4,477
USAA $2,211

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What factors affect Holbrook, MA car insurance rates?

Why are Holbrook, Massachusetts car insurance rates different than rates in Cambridge or Lowell? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Holbrook, MA?

More time spent behind the wheel can lead to higher Holbrook, Massachusetts car insurance rates. In Holbrook, MA, the average commute length is 36.5 minutes.

Car Insurance Quotes for Holbrook, MA

Shop for affordable Holbrook, Massachusetts car insurance rates today. Enter your ZIP code to compare quotes from multiple Holbrook, MA car insurance companies.

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