Cheap Quotes for Heber, AZ Car Insurance (2021)

Heber, Arizona car insurance rates average $280 a month and Arizona law requires coverage of at least 15/30/10. By comparing rates from multiple Heber, AZ companies, you can find cheap Heber car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Heber, AZ after a DUI are $3,987/year
  • Average car insurance rates in Heber, AZ for senior drivers are $1,948/year
  • The cheapest car insurance company in Heber is GEICO

How do the Heber, Arizona monthly average car insurance rates of $280/month compare to nearby cities like Gilbert car insurance rates, Chandler car insurance rates, and Scottsdale car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Heber, AZ.

We’ll cover the Arizona minimum coverage requirements, Arizona car insurance laws, and Heber, AZ statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Heber, Arizona companies to find the most affordable Heber car insurance rates.

Enter your ZIP code above to find cheap Heber, AZ car insurance quotes today.

What are the minimum Heber, AZ car insurance requirements?

To meet Arizona minimum car insurance coverage requirements, Heber, AZ drivers need to carry at least 15/30/10 coverage.

Minimum Required Car Insurance Coverage in Heber, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Heber, AZ car insurance rates?

Three of the criteria that most affect car insurance rates in Heber, Arizona are age, gender, and marital status. Let’s take a look at how each of these stack up with top Heber car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Heber, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,706 $2,706 $2,628 $2,628 $5,932 $7,737 $3,041 $3,315
American Family $2,766 $2,766 $2,538 $2,538 $7,272 $9,457 $2,766 $3,260
Farmers $2,158 $2,143 $1,936 $2,068 $8,606 $8,806 $2,419 $2,489
GEICO $1,549 $1,734 $1,280 $1,612 $4,437 $4,730 $1,418 $1,426
Nationwide $2,190 $2,235 $1,958 $2,076 $5,350 $6,858 $2,522 $2,727
Progressive $1,925 $1,692 $1,724 $1,639 $7,769 $8,683 $2,075 $2,074
State Farm $2,354 $2,354 $2,074 $2,074 $7,220 $9,078 $2,534 $3,202
Travelers $1,616 $1,699 $1,473 $1,565 $4,406 $5,437 $1,714 $1,802
USAA $1,729 $1,735 $1,612 $1,634 $6,479 $7,439 $2,281 $2,450

How much do teen drivers pay for car insurance in Heber, AZ?

Heber, Arizona car insurance rates for teens are often higher than rates for other drivers. Compare Heber car insurance rates from multiple Heber, Arizona car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Heber, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,932 $7,737
American Family $7,272 $9,457
Farmers $8,606 $8,806
GEICO $4,437 $4,730
Nationwide $5,350 $6,858
Progressive $7,769 $8,683
State Farm $7,220 $9,078
Travelers $4,406 $5,437
USAA $6,479 $7,439

How much do senior drivers pay for car insurance in Heber, AZ?

With a little research, seniors can find affordable car insurance in Heber, Arizona. Here’s a look at how the top Heber car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Heber, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,628 $2,628
American Family $2,538 $2,538
Farmers $1,936 $2,068
GEICO $1,280 $1,612
Nationwide $1,958 $2,076
Progressive $1,724 $1,639
State Farm $2,074 $2,074
Travelers $1,473 $1,565
USAA $1,612 $1,634

How does coverage level affect Heber, AZ car insurance rates?

How much coverage do you need? Are you comfortable with the Arizona minimum of 15/30/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Heber, AZ car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Heber, Arizona

Insurance Company Low Medium High
Allstate $3,618 $3,854 $4,037
American Family $4,026 $4,304 $4,181
Farmers $3,325 $3,863 $4,296
GEICO $1,982 $2,297 $2,540
Nationwide $3,145 $3,265 $3,309
Progressive $3,076 $3,504 $3,763
State Farm $3,490 $3,930 $4,164
Travelers $2,250 $2,495 $2,646
USAA $2,931 $3,212 $3,367

How does your driving record affect Heber, AZ car insurance rates?

Safe driving pays off. The more traffic violations you have in Heber, AZ, the higher your car insurance rates will be. Compare rates based on driving infractions from top Heber, Arizona companies.

Annual Heber, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,088 $3,875 $4,400 $3,982
American Family $2,949 $4,595 $5,707 $3,430
Farmers $3,234 $4,165 $4,068 $3,846
GEICO $1,776 $2,372 $3,169 $1,776
Nationwide $2,742 $2,881 $4,268 $3,068
Progressive $3,043 $3,996 $3,214 $3,537
State Farm $3,518 $4,205 $3,861 $3,861
Travelers $1,980 $2,569 $2,838 $2,468
USAA $2,306 $3,302 $4,357 $2,715

How does a DUI affect Heber, AZ car insurance rates?

With even one DUI on your record, you can see an increase in your Heber, AZ car insurance rates.

Annual Car Insurance Rates After a DUI in Heber, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,400
American Family $5,707
Farmers $4,068
GEICO $3,169
Nationwide $4,268
Progressive $3,214
State Farm $3,861
Travelers $2,838
USAA $4,357

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How does your credit history affect Heber, AZ car insurance rates?

Take a look at the data here to see how your Heber, Arizona car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Heber, Arizona

Insurance Company Poor Fair Good
Allstate $4,930 $3,488 $3,092
American Family $5,252 $3,901 $3,358
Farmers $4,399 $3,632 $3,453
GEICO $3,123 $2,049 $1,647
Nationwide $3,896 $3,103 $2,719
Progressive $3,857 $3,356 $3,131
State Farm $7,111 $2,751 $1,722
Travelers $3,009 $2,451 $1,931
USAA $4,176 $2,912 $2,421

How does your commute affect Heber, AZ car insurance rates?

Heber, AZ car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arizona can be seen here. Remember, though, that you may have to carry substantially more car insurance in Heber if you’re financing.

Annual Car Insurance Rates by Commute Length in Heber, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,836 $3,836
American Family $4,129 $4,211
Farmers $3,828 $3,828
GEICO $2,234 $2,312
Nationwide $3,240 $3,240
Progressive $3,448 $3,448
State Farm $3,765 $3,958
Travelers $2,464 $2,464
USAA $3,136 $3,204

Who has the cheapest Heber, AZ car insurance rates?

Here’s a breakdown of Heber, Arizona car insurance rates by company. You can see which company offers the cheapest Heber car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Heber, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

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What are the top Heber, AZ car insurance companies?

Which Heber, Arizona car insurance company will best fit your needs and budget? Check out this comparison of the top Heber companies to find the one for you.

Average Annual Car Insurance Rates by Company in Heber, Arizona

Insurance Company Average Annual Rates
Allstate $3,836
American Family $4,170
Farmers $3,828
GEICO $2,273
Nationwide $3,240
Progressive $3,448
State Farm $3,861
Travelers $2,464
USAA $3,170

What factors affect Heber, AZ car insurance rates?

Why are Heber, Arizona car insurance rates different than rates in Gilbert or Chandler? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Heber, AZ?

More time spent behind the wheel can lead to higher Heber, Arizona car insurance rates. In Heber, AZ, the average commute length is 14.0 minutes.

Car Insurance Quotes for Heber, AZ

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