Cheap Quotes for El Segundo, CA Car Insurance (2021)

El Segundo, California car insurance rates average $320 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple El Segundo, CA companies, you can find cheap El Segundo car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • El Segundo has an average commute time of 25.5 minutes
  • Average car insurance rates in El Segundo, CA after a DUI are $5,404/year
  • Average car insurance rates in El Segundo, CA are $320/month

How do the El Segundo, California monthly average car insurance rates of $320/month compare to nearby cities like San Jose car insurance rates, Anaheim car insurance rates, and Long Beach car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in El Segundo, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and El Segundo, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple El Segundo, California companies to find the most affordable El Segundo car insurance rates.

Enter your ZIP code above to find cheap El Segundo, CA car insurance quotes today.

What are the minimum El Segundo, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, El Segundo, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in El Segundo, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect El Segundo, CA car insurance rates?

Three of the criteria that most affect car insurance rates in El Segundo, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top El Segundo car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in El Segundo, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,275 $2,394 $2,399 $9,194 $11,521 $4,147 $4,492
Farmers $2,775 $2,775 $2,518 $2,518 $8,832 $14,358 $3,287 $3,662
GEICO $1,768 $1,768 $1,662 $1,662 $5,369 $5,454 $2,538 $2,591
Liberty Mutual $2,440 $2,296 $2,282 $2,206 $5,264 $5,660 $2,733 $2,775
Nationwide $3,451 $3,289 $3,046 $2,865 $8,833 $9,768 $4,111 $4,044
Progressive $1,887 $1,939 $1,637 $1,927 $5,149 $6,160 $2,745 $2,945
State Farm $3,309 $3,309 $2,958 $2,958 $6,131 $7,619 $3,663 $3,775
Travelers $2,495 $2,408 $2,208 $2,187 $5,253 $5,913 $3,233 $3,160
USAA $1,999 $1,891 $1,950 $1,954 $4,584 $4,598 $2,753 $2,600

How much do teen drivers pay for car insurance in El Segundo, CA?

El Segundo, California car insurance rates for teens are often higher than rates for other drivers. Compare El Segundo car insurance rates from multiple El Segundo, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in El Segundo, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,194 $11,521
Farmers $8,832 $14,358
GEICO $5,369 $5,454
Liberty Mutual $5,264 $5,660
Nationwide $8,833 $9,768
Progressive $5,149 $6,160
State Farm $6,131 $7,619
Travelers $5,253 $5,913
USAA $4,584 $4,598

How much do senior drivers pay for car insurance in El Segundo, CA?

With a little research, seniors can find affordable car insurance in El Segundo, California. Here’s a look at how the top El Segundo car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in El Segundo, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,394 $2,399
Farmers $2,518 $2,518
GEICO $1,662 $1,662
Liberty Mutual $2,282 $2,206
Nationwide $3,046 $2,865
Progressive $1,637 $1,927
State Farm $2,958 $2,958
Travelers $2,208 $2,187
USAA $1,950 $1,954

How does coverage level affect El Segundo, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your El Segundo, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in El Segundo, California

Insurance Company Low Medium High
Allstate $4,745 $5,143 $5,379
Farmers $4,699 $5,136 $5,438
GEICO $2,544 $2,886 $3,125
Liberty Mutual $2,959 $3,239 $3,423
Nationwide $4,360 $5,019 $5,399
Progressive $2,656 $3,159 $3,331
State Farm $3,758 $4,297 $4,591
Travelers $2,862 $3,462 $3,748
USAA $2,505 $2,851 $3,018

How does your driving record affect El Segundo, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in El Segundo, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top El Segundo, California companies.

Annual El Segundo, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,071 $5,132 $8,130 $4,023
Farmers $3,772 $5,129 $6,374 $5,088
GEICO $1,992 $3,082 $3,861 $2,471
Liberty Mutual $2,784 $3,727 $3,367 $2,950
Nationwide $3,434 $4,409 $7,452 $4,409
Progressive $1,985 $3,404 $3,938 $2,867
State Farm $3,011 $3,589 $6,769 $3,493
Travelers $2,228 $3,667 $4,229 $3,305
USAA $1,853 $2,763 $4,518 $2,030

How does a DUI affect El Segundo, CA car insurance rates?

With even one DUI on your record, you can see an increase in your El Segundo, CA car insurance rates.

Annual Car Insurance Rates After a DUI in El Segundo, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,130
Farmers $6,374
GEICO $3,861
Liberty Mutual $3,367
Nationwide $7,452
Progressive $3,938
State Farm $6,769
Travelers $4,229
USAA $4,518

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How does your commute affect El Segundo, CA car insurance rates?

El Segundo, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in El Segundo if you’re financing.

Annual Car Insurance Rates by Commute Length in El Segundo, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,575 $5,602
Farmers $4,617 $5,564
GEICO $2,590 $3,113
Liberty Mutual $2,944 $3,471
Nationwide $4,348 $5,504
Progressive $2,764 $3,333
State Farm $4,061 $4,370
Travelers $3,023 $3,691
USAA $2,571 $3,011

Who has the cheapest El Segundo, CA car insurance rates?

Here’s a breakdown of El Segundo, California car insurance rates by company. You can see which company offers the cheapest El Segundo car insurance rates in each category.

Best Annual Car Insurance Rates by Company in El Segundo, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

What are the top El Segundo, CA car insurance companies?

Which El Segundo, California car insurance company will best fit your needs and budget? Check out this comparison of the top El Segundo companies to find the one for you.

Average Annual Car Insurance Rates by Company in El Segundo, California

Insurance Company Average Annual Rates
Allstate $5,089
Farmers $5,091
GEICO $2,851
Liberty Mutual $3,207
Nationwide $4,926
Progressive $3,049
State Farm $4,215
Travelers $3,357
USAA $2,791

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What factors affect El Segundo, CA car insurance rates?

Why are El Segundo, California car insurance rates different than rates in San Jose or Anaheim? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in El Segundo, CA?

FBI statistics show that the El Segundo, California car theft rate is 64 thefts each year. High theft rates can lead to higher than average El Segundo, CA car insurance rates.

How long is the average commute in El Segundo, CA?

More time spent behind the wheel can lead to higher El Segundo, California car insurance rates. In El Segundo, CA, the average commute length is 25.5 minutes.

Car Insurance Quotes for El Segundo, CA

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