Cheap Quotes for Emeryville, CA Car Insurance (2021)

Emeryville, California car insurance rates average $358 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Emeryville, CA companies, you can find cheap Emeryville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Emeryville, CA for senior drivers are $2,544/year
  • Average car insurance rates in Emeryville, CA after a DUI are $6,042/year
  • Average car insurance rates in Emeryville, CA are $358/month

How do the Emeryville, California monthly average car insurance rates of $358/month compare to nearby cities like Bakersfield car insurance rates, Long Beach car insurance rates, and Oakland car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Emeryville, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Emeryville, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Emeryville, California companies to find the most affordable Emeryville car insurance rates.

Enter your ZIP code above to find cheap Emeryville, CA car insurance quotes today.

What are the minimum Emeryville, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Emeryville, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Emeryville, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Emeryville, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Emeryville, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Emeryville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Emeryville, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,482 $3,489 $2,524 $2,559 $9,734 $12,270 $4,507 $4,985
Farmers $3,596 $3,596 $3,234 $3,234 $11,538 $19,012 $4,267 $4,756
GEICO $1,765 $1,766 $1,661 $1,661 $5,359 $5,450 $2,533 $2,591
Liberty Mutual $2,674 $2,544 $2,477 $2,405 $5,974 $6,299 $3,036 $3,038
Nationwide $3,979 $3,798 $3,465 $3,265 $10,183 $11,233 $4,766 $4,716
Progressive $1,837 $1,893 $1,535 $1,835 $4,841 $5,863 $2,629 $2,830
State Farm $3,989 $3,989 $3,563 $3,563 $7,288 $9,019 $4,415 $4,556
Travelers $2,806 $2,715 $2,470 $2,444 $5,851 $6,685 $3,657 $3,584
USAA $1,994 $1,891 $1,943 $1,954 $4,536 $4,573 $2,768 $2,617

How much do teen drivers pay for car insurance in Emeryville, CA?

Emeryville, California car insurance rates for teens are often higher than rates for other drivers. Compare Emeryville car insurance rates from multiple Emeryville, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Emeryville, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,734 $12,270
Farmers $11,538 $19,012
GEICO $5,359 $5,450
Liberty Mutual $5,974 $6,299
Nationwide $10,183 $11,233
Progressive $4,841 $5,863
State Farm $7,288 $9,019
Travelers $5,851 $6,685
USAA $4,536 $4,573

How much do senior drivers pay for car insurance in Emeryville, CA?

With a little research, seniors can find affordable car insurance in Emeryville, California. Here’s a look at how the top Emeryville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Emeryville, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,524 $2,559
Farmers $3,234 $3,234
GEICO $1,661 $1,661
Liberty Mutual $2,477 $2,405
Nationwide $3,465 $3,265
Progressive $1,535 $1,835
State Farm $3,563 $3,563
Travelers $2,470 $2,444
USAA $1,943 $1,954

How does coverage level affect Emeryville, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Emeryville, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Emeryville, California

Insurance Company Low Medium High
Allstate $5,183 $5,486 $5,662
Farmers $6,236 $6,702 $7,025
GEICO $2,595 $2,881 $3,068
Liberty Mutual $3,349 $3,586 $3,732
Nationwide $5,134 $5,774 $6,120
Progressive $2,662 $2,987 $3,075
State Farm $4,627 $5,118 $5,398
Travelers $3,292 $3,881 $4,157
USAA $2,542 $2,835 $2,976

How does your driving record affect Emeryville, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Emeryville, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Emeryville, California companies.

Annual Emeryville, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,257 $5,544 $8,682 $4,292
Farmers $4,912 $6,695 $8,354 $6,655
GEICO $1,993 $3,070 $3,858 $2,472
Liberty Mutual $3,088 $4,138 $3,728 $3,270
Nationwide $3,955 $5,071 $8,606 $5,071
Progressive $1,911 $3,230 $3,738 $2,752
State Farm $3,597 $4,293 $8,123 $4,177
Travelers $2,506 $4,107 $4,784 $3,709
USAA $1,849 $2,753 $4,510 $2,026

How does a DUI affect Emeryville, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Emeryville, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Emeryville, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,682
Farmers $8,354
GEICO $3,858
Liberty Mutual $3,728
Nationwide $8,606
Progressive $3,738
State Farm $8,123
Travelers $4,784
USAA $4,510

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How does your commute affect Emeryville, CA car insurance rates?

Emeryville, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Emeryville if you’re financing.

Annual Car Insurance Rates by Commute Length in Emeryville, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,912 $5,975
Farmers $6,038 $7,270
GEICO $2,587 $3,109
Liberty Mutual $3,266 $3,846
Nationwide $5,006 $6,346
Progressive $2,636 $3,180
State Farm $4,866 $5,229
Travelers $3,391 $4,162
USAA $2,567 $3,002

Who has the cheapest Emeryville, CA car insurance rates?

Here’s a breakdown of Emeryville, California car insurance rates by company. You can see which company offers the cheapest Emeryville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Emeryville, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

What are the top Emeryville, CA car insurance companies?

Which Emeryville, California car insurance company will best fit your needs and budget? Check out this comparison of the top Emeryville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Emeryville, California

Insurance Company Average Annual Rates
Allstate $5,444
Farmers $6,654
GEICO $2,848
Liberty Mutual $3,556
Nationwide $5,676
Progressive $2,908
State Farm $5,048
Travelers $3,777
USAA $2,784

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What factors affect Emeryville, CA car insurance rates?

Why are Emeryville, California car insurance rates different than rates in Bakersfield or Long Beach? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Emeryville, CA?

FBI statistics show that the Emeryville, California car theft rate is 155 thefts each year. High theft rates can lead to higher than average Emeryville, CA car insurance rates.

How long is the average commute in Emeryville, CA?

More time spent behind the wheel can lead to higher Emeryville, California car insurance rates. In Emeryville, CA, the average commute length is 34.8 minutes.

Car Insurance Quotes for Emeryville, CA

Shop for affordable Emeryville, California car insurance rates today. Enter your ZIP code to compare quotes from multiple Emeryville, CA car insurance companies.

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