Cheap Quotes for Pahrump, NV Car Insurance (2021)

Pahrump, Nevada car insurance rates average $374 a month and Nevada law requires coverage of at least 25/50/20. By comparing rates from multiple Pahrump, NV companies, you can find cheap Pahrump car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Pahrump has an average commute time of 29.2 minutes
  • Average car insurance rates in Pahrump, NV are $374/month
  • Average car insurance rates in Pahrump, NV for senior drivers are $2,478/year

How do the Pahrump, Nevada monthly average car insurance rates of $374/month compare to nearby cities like Las Vegas car insurance rates, Elko car insurance rates, and Reno car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Pahrump, NV.

We’ll cover the Nevada minimum coverage requirements, Nevada car insurance laws, and Pahrump, NV statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Pahrump, Nevada companies to find the most affordable Pahrump car insurance rates.

Enter your ZIP code above to find cheap Pahrump, NV car insurance quotes today.

What are the minimum Pahrump, NV car insurance requirements?

To meet Nevada minimum car insurance coverage requirements, Pahrump, NV drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in Pahrump, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Average Pahrump, NV Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Pahrump, NV you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Pahrump, Nevada

ZIP Code Average Annual Rates
89048 $4,492
89060 $4,470
89061 $4,505

How do age, gender, and marital status affect Pahrump, NV car insurance rates?

Three of the criteria that most affect car insurance rates in Pahrump, Nevada are age, gender, and marital status. Let’s take a look at how each of these stack up with top Pahrump car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pahrump, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,910 $2,883 $2,694 $2,854 $9,960 $12,017 $3,117 $3,291
American Family $2,552 $2,552 $2,269 $2,269 $8,583 $11,254 $2,552 $2,970
Farmers $3,629 $3,725 $3,307 $3,730 $12,057 $12,838 $4,837 $4,875
GEICO $2,601 $2,520 $2,617 $2,647 $6,545 $6,005 $2,597 $2,233
Liberty Mutual $3,108 $3,358 $3,067 $3,449 $13,901 $15,463 $3,505 $3,669
Nationwide $2,237 $2,287 $2,040 $2,161 $5,458 $6,568 $2,655 $2,829
Progressive $2,366 $2,025 $2,061 $2,056 $10,232 $11,091 $2,746 $2,515
State Farm $2,993 $2,993 $2,705 $2,705 $9,283 $11,863 $3,353 $3,758
Travelers $1,804 $1,830 $1,718 $1,714 $9,231 $14,851 $1,996 $2,232
USAA $1,833 $1,805 $1,750 $1,747 $4,638 $5,233 $2,303 $2,456

How much do teen drivers pay for car insurance in Pahrump, NV?

Pahrump, Nevada car insurance rates for teens are often higher than rates for other drivers. Compare Pahrump car insurance rates from multiple Pahrump, Nevada car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Pahrump, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,960 $12,017
American Family $8,583 $11,254
Farmers $12,057 $12,838
GEICO $6,545 $6,005
Liberty Mutual $13,901 $15,463
Nationwide $5,458 $6,568
Progressive $10,232 $11,091
State Farm $9,283 $11,863
Travelers $9,231 $14,851
USAA $4,638 $5,233

How much do senior drivers pay for car insurance in Pahrump, NV?

With a little research, seniors can find affordable car insurance in Pahrump, Nevada. Here’s a look at how the top Pahrump car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Pahrump, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,694 $2,854
American Family $2,269 $2,269
Farmers $3,307 $3,730
GEICO $2,617 $2,647
Liberty Mutual $3,067 $3,449
Nationwide $2,040 $2,161
Progressive $2,061 $2,056
State Farm $2,705 $2,705
Travelers $1,718 $1,714
USAA $1,750 $1,747

How does coverage level affect Pahrump, NV car insurance rates?

How much coverage do you need? Are you comfortable with the Nevada minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Pahrump, NV car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Pahrump, Nevada

Insurance Company Low Medium High
Allstate $4,320 $5,051 $5,526
American Family $4,195 $4,628 $4,302
Farmers $5,512 $6,051 $6,812
GEICO $3,139 $3,398 $3,875
Liberty Mutual $5,660 $6,114 $6,796
Nationwide $3,212 $3,276 $3,351
Progressive $3,779 $4,208 $5,173
State Farm $4,543 $4,941 $5,386
Travelers $4,019 $4,442 $4,805
USAA $2,431 $2,695 $3,036

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How does your driving record affect Pahrump, NV car insurance rates?

Safe driving pays off. The more traffic violations you have in Pahrump, NV, the higher your car insurance rates will be. Compare rates based on driving infractions from top Pahrump, Nevada companies.

Annual Pahrump, Nevada Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,185 $4,959 $5,973 $4,746
American Family $3,526 $4,874 $5,235 $3,865
Farmers $5,100 $6,512 $6,749 $6,138
GEICO $2,401 $3,840 $4,690 $2,952
Liberty Mutual $4,513 $7,235 $7,275 $5,738
Nationwide $2,635 $3,384 $4,219 $2,879
Progressive $3,650 $5,033 $4,605 $4,258
State Farm $4,505 $5,408 $4,957 $4,957
Travelers $3,178 $4,717 $5,975 $3,818
USAA $2,089 $2,624 $3,812 $2,358

How does a DUI affect Pahrump, NV car insurance rates?

With even one DUI on your record, you can see an increase in your Pahrump, NV car insurance rates.

Annual Car Insurance Rates After a DUI in Pahrump, Nevada

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,973
American Family $5,235
Farmers $6,749
GEICO $4,690
Liberty Mutual $7,275
Nationwide $4,219
Progressive $4,605
State Farm $4,957
Travelers $5,975
USAA $3,812

How does your credit history affect Pahrump, NV car insurance rates?

Take a look at the data here to see how your Pahrump, Nevada car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Pahrump, Nevada

Insurance Company Poor Fair Good
Allstate $6,399 $4,587 $3,911
American Family $5,435 $4,132 $3,558
Farmers $7,188 $5,764 $5,423
GEICO $4,184 $3,471 $2,757
Liberty Mutual $8,913 $5,422 $4,236
Nationwide $3,875 $3,194 $2,770
Progressive $4,816 $4,315 $4,029
State Farm $9,067 $3,552 $2,251
Travelers $4,845 $4,333 $4,087
USAA $3,908 $2,341 $1,912

How does your commute affect Pahrump, NV car insurance rates?

Pahrump, NV car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Nevada can be seen here. Remember, though, that you may have to carry substantially more car insurance in Pahrump if you’re financing.

Annual Car Insurance Rates by Commute Length in Pahrump, Nevada

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,966 $4,966
American Family $4,317 $4,433
Farmers $6,125 $6,125
GEICO $3,412 $3,530
Liberty Mutual $6,190 $6,190
Nationwide $3,279 $3,279
Progressive $4,387 $4,387
State Farm $4,810 $5,104
Travelers $4,422 $4,422
USAA $2,684 $2,757

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Who has the cheapest Pahrump, NV car insurance rates?

Here’s a breakdown of Pahrump, Nevada car insurance rates by company. You can see which company offers the cheapest Pahrump car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Pahrump, Nevada

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

What are the top Pahrump, NV car insurance companies?

Which Pahrump, Nevada car insurance company will best fit your needs and budget? Check out this comparison of the top Pahrump companies to find the one for you.

Average Annual Car Insurance Rates by Company in Pahrump, Nevada

Insurance Company Average Annual Rates
Allstate $4,966
American Family $4,375
Farmers $6,125
GEICO $3,471
Liberty Mutual $6,190
Nationwide $3,279
Progressive $4,387
State Farm $4,957
Travelers $4,422
USAA $2,720

What factors affect Pahrump, NV car insurance rates?

Why are Pahrump, Nevada car insurance rates different than rates in Las Vegas or Elko? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Pahrump, NV?

More time spent behind the wheel can lead to higher Pahrump, Nevada car insurance rates. In Pahrump, NV, the average commute length is 29.2 minutes.

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Car Insurance Quotes for Pahrump, NV

Shop for affordable Pahrump, Nevada car insurance rates today. Enter your ZIP code to compare quotes from multiple Pahrump, NV car insurance companies.

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