Cheap Quotes for Mesquite, NV Car Insurance (2021)

Mesquite, Nevada car insurance rates average $346 a month and Nevada law requires coverage of at least 25/50/20. By comparing rates from multiple Mesquite, NV companies, you can find cheap Mesquite car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Mesquite has an average commute time of 15.4 minutes
  • Average car insurance rates in Mesquite, NV after a DUI are $5,024/year
  • Average car insurance rates in Mesquite, NV for senior drivers are $2,317/year

How do the Mesquite, Nevada monthly average car insurance rates of $346/month compare to nearby cities like Sparks car insurance rates, North Las Vegas car insurance rates, and Henderson car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Mesquite, NV.

We’ll cover the Nevada minimum coverage requirements, Nevada car insurance laws, and Mesquite, NV statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Mesquite, Nevada companies to find the most affordable Mesquite car insurance rates.

Enter your ZIP code above to find cheap Mesquite, NV car insurance quotes today.

What are the minimum Mesquite, NV car insurance requirements?

To meet Nevada minimum car insurance coverage requirements, Mesquite, NV drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in Mesquite, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Average Mesquite, NV Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Mesquite, NV you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Mesquite, Nevada

ZIP Code Average Annual Rates
89027 $4,096
89034 $4,214

How do age, gender, and marital status affect Mesquite, NV car insurance rates?

Three of the criteria that most affect car insurance rates in Mesquite, Nevada are age, gender, and marital status. Let’s take a look at how each of these stack up with top Mesquite car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mesquite, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,160 $3,129 $2,921 $3,098 $10,923 $13,194 $3,389 $3,583
American Family $2,482 $2,482 $2,208 $2,208 $8,323 $10,907 $2,482 $2,892
Farmers $2,309 $2,366 $2,101 $2,357 $7,621 $8,092 $3,074 $3,132
GEICO $2,638 $2,552 $2,699 $2,758 $6,476 $5,884 $2,604 $2,205
Liberty Mutual $2,946 $3,190 $2,902 $3,284 $13,193 $14,731 $3,314 $3,467
Nationwide $2,242 $2,292 $2,047 $2,168 $5,444 $6,544 $2,657 $2,831
Progressive $1,416 $1,236 $1,247 $1,241 $5,915 $6,414 $1,643 $1,532
State Farm $2,969 $2,969 $2,691 $2,691 $9,190 $11,744 $3,325 $3,718
Travelers $1,760 $1,785 $1,677 $1,676 $9,244 $15,058 $1,943 $2,158
USAA $2,276 $2,231 $2,196 $2,174 $6,057 $6,814 $2,880 $3,053

How much do teen drivers pay for car insurance in Mesquite, NV?

Mesquite, Nevada car insurance rates for teens are often higher than rates for other drivers. Compare Mesquite car insurance rates from multiple Mesquite, Nevada car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Mesquite, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,923 $13,194
American Family $8,323 $10,907
Farmers $7,621 $8,092
GEICO $6,476 $5,884
Liberty Mutual $13,193 $14,731
Nationwide $5,444 $6,544
Progressive $5,915 $6,414
State Farm $9,190 $11,744
Travelers $9,244 $15,058
USAA $6,057 $6,814

How much do senior drivers pay for car insurance in Mesquite, NV?

With a little research, seniors can find affordable car insurance in Mesquite, Nevada. Here’s a look at how the top Mesquite car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Mesquite, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,921 $3,098
American Family $2,208 $2,208
Farmers $2,101 $2,357
GEICO $2,699 $2,758
Liberty Mutual $2,902 $3,284
Nationwide $2,047 $2,168
Progressive $1,247 $1,241
State Farm $2,691 $2,691
Travelers $1,677 $1,676
USAA $2,196 $2,174

How does coverage level affect Mesquite, NV car insurance rates?

How much coverage do you need? Are you comfortable with the Nevada minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Mesquite, NV car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Mesquite, Nevada

Insurance Company Low Medium High
Allstate $4,707 $5,520 $6,047
American Family $4,079 $4,491 $4,173
Farmers $3,523 $3,838 $4,283
GEICO $3,070 $3,386 $3,975
Liberty Mutual $5,302 $5,799 $6,534
Nationwide $3,197 $3,274 $3,363
Progressive $2,287 $2,496 $2,958
State Farm $4,477 $4,893 $5,365
Travelers $3,967 $4,427 $4,844
USAA $3,028 $3,420 $3,933

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How does your driving record affect Mesquite, NV car insurance rates?

Safe driving pays off. The more traffic violations you have in Mesquite, NV, the higher your car insurance rates will be. Compare rates based on driving infractions from top Mesquite, Nevada companies.

Annual Mesquite, Nevada Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,563 $5,418 $6,536 $5,182
American Family $3,422 $4,733 $5,084 $3,751
Farmers $3,234 $4,132 $4,270 $3,890
GEICO $2,400 $3,882 $4,675 $2,951
Liberty Mutual $4,306 $6,858 $6,902 $5,447
Nationwide $2,638 $3,382 $4,212 $2,881
Progressive $2,169 $2,938 $2,707 $2,508
State Farm $4,464 $5,360 $4,912 $4,912
Travelers $3,165 $4,703 $5,979 $3,804
USAA $2,617 $3,307 $4,960 $2,957

How does a DUI affect Mesquite, NV car insurance rates?

With even one DUI on your record, you can see an increase in your Mesquite, NV car insurance rates.

Annual Car Insurance Rates After a DUI in Mesquite, Nevada

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,536
American Family $5,084
Farmers $4,270
GEICO $4,675
Liberty Mutual $6,902
Nationwide $4,212
Progressive $2,707
State Farm $4,912
Travelers $5,979
USAA $4,960

How does your credit history affect Mesquite, NV car insurance rates?

Take a look at the data here to see how your Mesquite, Nevada car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Mesquite, Nevada

Insurance Company Poor Fair Good
Allstate $6,999 $5,009 $4,267
American Family $5,272 $4,013 $3,458
Farmers $4,544 $3,657 $3,443
GEICO $4,192 $3,477 $2,762
Liberty Mutual $8,459 $5,148 $4,028
Nationwide $3,875 $3,192 $2,768
Progressive $2,833 $2,536 $2,373
State Farm $8,961 $3,528 $2,246
Travelers $4,828 $4,326 $4,084
USAA $4,923 $2,997 $2,461

How does your commute affect Mesquite, NV car insurance rates?

Mesquite, NV car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Nevada can be seen here. Remember, though, that you may have to carry substantially more car insurance in Mesquite if you’re financing.

Annual Car Insurance Rates by Commute Length in Mesquite, Nevada

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,425 $5,425
American Family $4,192 $4,303
Farmers $3,881 $3,881
GEICO $3,415 $3,539
Liberty Mutual $5,878 $5,878
Nationwide $3,278 $3,278
Progressive $2,581 $2,581
State Farm $4,766 $5,057
Travelers $4,413 $4,413
USAA $3,414 $3,506

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Who has the cheapest Mesquite, NV car insurance rates?

Here’s a breakdown of Mesquite, Nevada car insurance rates by company. You can see which company offers the cheapest Mesquite car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Mesquite, Nevada

Category Insurance Company
Teenagers Nationwide
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Progressive
With 1 Speeding Violation Progressive

What are the top Mesquite, NV car insurance companies?

Which Mesquite, Nevada car insurance company will best fit your needs and budget? Check out this comparison of the top Mesquite companies to find the one for you.

Average Annual Car Insurance Rates by Company in Mesquite, Nevada

Insurance Company Average Annual Rates
Allstate $5,425
American Family $4,248
Farmers $3,881
GEICO $3,477
Liberty Mutual $5,878
Nationwide $3,278
Progressive $2,581
State Farm $4,912
Travelers $4,413
USAA $3,460

What factors affect Mesquite, NV car insurance rates?

Why are Mesquite, Nevada car insurance rates different than rates in Sparks or North Las Vegas? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Mesquite, NV?

FBI statistics show that the Mesquite, Nevada car theft rate is 33 thefts each year. High theft rates can lead to higher than average Mesquite, NV car insurance rates.

How long is the average commute in Mesquite, NV?

More time spent behind the wheel can lead to higher Mesquite, Nevada car insurance rates. In Mesquite, NV, the average commute length is 15.4 minutes.

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Car Insurance Quotes for Mesquite, NV

Shop for affordable Mesquite, Nevada car insurance rates today. Enter your ZIP code to compare quotes from multiple Mesquite, NV car insurance companies.

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