Cheap Quotes for Chouteau, OK Car Insurance (2021)

Chouteau, Oklahoma car insurance rates average $348 a month and Oklahoma law requires coverage of at least 25/50/25. By comparing rates from multiple Chouteau, OK companies, you can find cheap Chouteau car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • The cheapest car insurance company in Chouteau is State Farm
  • Average car insurance rates in Chouteau, OK for senior drivers are $2,438/year
  • Average car insurance rates in Chouteau, OK after a DUI are $4,747/year

How do the Chouteau, Oklahoma monthly average car insurance rates of $348/month compare to nearby cities like Stillwater car insurance rates, Norman car insurance rates, and Lawton car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Chouteau, OK.

We’ll cover the Oklahoma minimum coverage requirements, Oklahoma car insurance laws, and Chouteau, OK statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Chouteau, Oklahoma companies to find the most affordable Chouteau car insurance rates.

Enter your ZIP code above to find cheap Chouteau, OK car insurance quotes today.

What are the minimum Chouteau, OK car insurance requirements?

To meet Oklahoma minimum car insurance coverage requirements, Chouteau, OK drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Chouteau, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Chouteau, OK car insurance rates?

Three of the criteria that most affect car insurance rates in Chouteau, Oklahoma are age, gender, and marital status. Let’s take a look at how each of these stack up with top Chouteau car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chouteau, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,396 $2,404 $2,204 $2,317 $7,572 $8,916 $2,587 $2,735
Farmers $2,389 $2,362 $2,146 $2,275 $9,290 $9,491 $2,716 $2,831
GEICO $2,246 $2,463 $2,396 $2,702 $6,644 $7,106 $1,970 $2,000
Liberty Mutual $4,698 $4,969 $4,121 $4,497 $13,150 $14,460 $4,891 $5,078
Progressive $2,553 $2,421 $2,102 $2,229 $10,260 $11,493 $2,985 $3,128
State Farm $1,918 $1,918 $1,688 $1,688 $4,850 $6,125 $2,015 $2,259
USAA $1,955 $1,961 $1,873 $1,895 $6,314 $7,052 $2,520 $2,770

How much do teen drivers pay for car insurance in Chouteau, OK?

Chouteau, Oklahoma car insurance rates for teens are often higher than rates for other drivers. Compare Chouteau car insurance rates from multiple Chouteau, Oklahoma car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Chouteau, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,572 $8,916
Farmers $9,290 $9,491
GEICO $6,644 $7,106
Liberty Mutual $13,150 $14,460
Progressive $10,260 $11,493
State Farm $4,850 $6,125
USAA $6,314 $7,052

How much do senior drivers pay for car insurance in Chouteau, OK?

With a little research, seniors can find affordable car insurance in Chouteau, Oklahoma. Here’s a look at how the top Chouteau car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Chouteau, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,204 $2,317
Farmers $2,146 $2,275
GEICO $2,396 $2,702
Liberty Mutual $4,121 $4,497
Progressive $2,102 $2,229
State Farm $1,688 $1,688
USAA $1,873 $1,895

How does coverage level affect Chouteau, OK car insurance rates?

How much coverage do you need? Are you comfortable with the Oklahoma minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Chouteau, OK car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Chouteau, Oklahoma

Insurance Company Low Medium High
Allstate $3,657 $3,877 $4,140
Farmers $4,001 $4,139 $4,422
GEICO $3,199 $3,448 $3,676
Liberty Mutual $6,605 $6,957 $7,388
Progressive $4,299 $4,615 $5,024
State Farm $2,637 $2,788 $2,999
USAA $3,164 $3,283 $3,430

How does your driving record affect Chouteau, OK car insurance rates?

Safe driving pays off. The more traffic violations you have in Chouteau, OK, the higher your car insurance rates will be. Compare rates based on driving infractions from top Chouteau, Oklahoma companies.

Annual Chouteau, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,329 $3,919 $4,556 $3,762
Farmers $3,526 $4,546 $4,435 $4,242
GEICO $2,504 $3,840 $4,270 $3,150
Liberty Mutual $4,691 $7,869 $8,903 $6,470
Progressive $3,616 $6,730 $3,993 $4,246
State Farm $2,609 $3,007 $2,808 $2,808
USAA $2,428 $3,487 $4,267 $2,987

How does a DUI affect Chouteau, OK car insurance rates?

With even one DUI on your record, you can see an increase in your Chouteau, OK car insurance rates.

Annual Car Insurance Rates After a DUI in Chouteau, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,556
Farmers $4,435
GEICO $4,270
Liberty Mutual $8,903
Progressive $3,993
State Farm $2,808
USAA $4,267

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How does your credit history affect Chouteau, OK car insurance rates?

Take a look at the data here to see how your Chouteau, Oklahoma car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Chouteau, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,810 $3,648 $3,216
Farmers $4,812 $3,974 $3,776
GEICO $4,146 $3,441 $2,736
Liberty Mutual $10,044 $6,114 $4,792
Progressive $5,268 $4,492 $4,179
State Farm $3,906 $2,502 $2,015
USAA $4,882 $2,780 $2,216

How does your commute affect Chouteau, OK car insurance rates?

Chouteau, OK car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Oklahoma can be seen here. Remember, though, that you may have to carry substantially more car insurance in Chouteau if you’re financing.

Annual Car Insurance Rates by Commute Length in Chouteau, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,891 $3,891
Farmers $4,187 $4,187
GEICO $3,375 $3,507
Liberty Mutual $6,983 $6,983
Progressive $4,646 $4,646
State Farm $2,760 $2,856
USAA $3,253 $3,332

Who has the cheapest Chouteau, OK car insurance rates?

Here’s a breakdown of Chouteau, Oklahoma car insurance rates by company. You can see which company offers the cheapest Chouteau car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Chouteau, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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What are the top Chouteau, OK car insurance companies?

Which Chouteau, Oklahoma car insurance company will best fit your needs and budget? Check out this comparison of the top Chouteau companies to find the one for you.

Average Annual Car Insurance Rates by Company in Chouteau, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,891
Farmers $4,187
GEICO $3,441
Liberty Mutual $6,983
Progressive $4,646
State Farm $2,808
USAA $3,292

What factors affect Chouteau, OK car insurance rates?

Why are Chouteau, Oklahoma car insurance rates different than rates in Stillwater or Norman? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Chouteau, OK?

More time spent behind the wheel can lead to higher Chouteau, Oklahoma car insurance rates. In Chouteau, OK, the average commute length is 18.6 minutes.

Car Insurance Quotes for Chouteau, OK

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