Cheap Quotes for Middlefield, OH Car Insurance (2021)

Middlefield, Ohio car insurance rates average $243 a month and Ohio law requires coverage of at least 25/50/25. By comparing rates from multiple Middlefield, OH companies, you can find cheap Middlefield car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • The cheapest car insurance company in Middlefield is USAA
  • Average car insurance rates in Middlefield, OH after a DUI are $3,380/year
  • Middlefield has an average commute time of 20.5 minutes

How do the Middlefield, Ohio monthly average car insurance rates of $243/month compare to nearby cities like Parma car insurance rates, Cleveland car insurance rates, and Toledo car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Middlefield, OH.

We’ll cover the Ohio minimum coverage requirements, Ohio car insurance laws, and Middlefield, OH statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Middlefield, Ohio companies to find the most affordable Middlefield car insurance rates.

Enter your ZIP code above to find cheap Middlefield, OH car insurance quotes today.

What are the minimum Middlefield, OH car insurance requirements?

To meet Ohio minimum car insurance coverage requirements, Middlefield, OH drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Middlefield, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Middlefield, OH car insurance rates?

Three of the criteria that most affect car insurance rates in Middlefield, Ohio are age, gender, and marital status. Let’s take a look at how each of these stack up with top Middlefield car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Middlefield, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,252 $2,247 $2,030 $2,173 $6,221 $7,102 $2,366 $2,528
American Family $1,046 $1,089 $960 $965 $3,313 $3,603 $1,295 $1,367
Farmers $1,930 $1,929 $1,699 $1,794 $8,635 $8,981 $2,164 $2,260
GEICO $1,351 $1,310 $1,274 $1,293 $3,596 $3,335 $1,501 $1,264
Liberty Mutual $2,049 $2,240 $1,575 $1,920 $10,564 $11,941 $2,182 $2,386
Nationwide $2,257 $2,269 $2,037 $2,052 $5,777 $7,448 $2,419 $2,815
Progressive $1,906 $1,790 $1,586 $1,641 $8,582 $9,672 $2,273 $2,356
State Farm $1,464 $1,464 $1,310 $1,310 $4,555 $5,733 $1,699 $1,941
Travelers $1,410 $1,432 $1,400 $1,394 $6,113 $9,695 $1,469 $1,674
USAA $951 $960 $903 $904 $2,921 $3,256 $1,274 $1,372

How much do teen drivers pay for car insurance in Middlefield, OH?

Middlefield, Ohio car insurance rates for teens are often higher than rates for other drivers. Compare Middlefield car insurance rates from multiple Middlefield, Ohio car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Middlefield, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,221 $7,102
American Family $3,313 $3,603
Farmers $8,635 $8,981
GEICO $3,596 $3,335
Liberty Mutual $10,564 $11,941
Nationwide $5,777 $7,448
Progressive $8,582 $9,672
State Farm $4,555 $5,733
Travelers $6,113 $9,695
USAA $2,921 $3,256

How much do senior drivers pay for car insurance in Middlefield, OH?

With a little research, seniors can find affordable car insurance in Middlefield, Ohio. Here’s a look at how the top Middlefield car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Middlefield, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,030 $2,173
American Family $960 $965
Farmers $1,699 $1,794
GEICO $1,274 $1,293
Liberty Mutual $1,575 $1,920
Nationwide $2,037 $2,052
Progressive $1,586 $1,641
State Farm $1,310 $1,310
Travelers $1,400 $1,394
USAA $903 $904

How does coverage level affect Middlefield, OH car insurance rates?

How much coverage do you need? Are you comfortable with the Ohio minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Middlefield, OH car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Middlefield, Ohio

Insurance Company Low Medium High
Allstate $3,240 $3,357 $3,497
American Family $1,672 $1,718 $1,725
Farmers $3,474 $3,613 $3,935
GEICO $1,798 $1,856 $1,943
Liberty Mutual $4,193 $4,380 $4,499
Nationwide $3,727 $3,281 $3,144
Progressive $3,556 $3,690 $3,932
State Farm $2,309 $2,442 $2,552
Travelers $2,981 $3,116 $3,123
USAA $1,494 $1,566 $1,642

How does your driving record affect Middlefield, OH car insurance rates?

Safe driving pays off. The more traffic violations you have in Middlefield, OH, the higher your car insurance rates will be. Compare rates based on driving infractions from top Middlefield, Ohio companies.

Annual Middlefield, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,827 $3,426 $4,009 $3,197
American Family $1,631 $1,729 $1,729 $1,729
Farmers $3,030 $3,902 $3,806 $3,957
GEICO $1,269 $1,824 $2,644 $1,725
Liberty Mutual $3,662 $4,696 $4,802 $4,268
Nationwide $2,713 $3,450 $4,376 $2,999
Progressive $3,210 $4,373 $3,422 $3,898
State Farm $2,219 $2,650 $2,434 $2,434
Travelers $2,265 $2,949 $4,450 $2,629
USAA $1,201 $1,611 $2,126 $1,332

How does a DUI affect Middlefield, OH car insurance rates?

With even one DUI on your record, you can see an increase in your Middlefield, OH car insurance rates.

Annual Car Insurance Rates After a DUI in Middlefield, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,009
American Family $1,729
Farmers $3,806
GEICO $2,644
Liberty Mutual $4,802
Nationwide $4,376
Progressive $3,422
State Farm $2,434
Travelers $4,450
USAA $2,126

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How does your credit history affect Middlefield, OH car insurance rates?

Take a look at the data here to see how your Middlefield, Ohio car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Middlefield, Ohio

Insurance Company Poor Fair Good
Allstate $4,332 $3,143 $2,619
American Family $2,263 $1,543 $1,308
Farmers $4,160 $3,515 $3,347
GEICO $2,237 $1,866 $1,494
Liberty Mutual $6,250 $3,823 $2,998
Nationwide $4,084 $3,291 $2,779
Progressive $4,175 $3,618 $3,384
State Farm $3,469 $2,144 $1,690
Travelers $3,435 $2,990 $2,795
USAA $2,035 $1,440 $1,227

How does your commute affect Middlefield, OH car insurance rates?

Middlefield, OH car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Ohio can be seen here. Remember, though, that you may have to carry substantially more car insurance in Middlefield if you’re financing.

Annual Car Insurance Rates by Commute Length in Middlefield, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,365 $3,365
American Family $1,684 $1,726
Farmers $3,674 $3,674
GEICO $1,832 $1,900
Liberty Mutual $4,357 $4,357
Nationwide $3,384 $3,384
Progressive $3,726 $3,726
State Farm $2,373 $2,496
Travelers $3,073 $3,073
USAA $1,507 $1,628

Who has the cheapest Middlefield, OH car insurance rates?

Here’s a breakdown of Middlefield, Ohio car insurance rates by company. You can see which company offers the cheapest Middlefield car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Middlefield, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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What are the top Middlefield, OH car insurance companies?

Which Middlefield, Ohio car insurance company will best fit your needs and budget? Check out this comparison of the top Middlefield companies to find the one for you.

Average Annual Car Insurance Rates by Company in Middlefield, Ohio

Insurance Company Average Annual Rates
Allstate $3,365
American Family $1,705
Farmers $3,674
GEICO $1,866
Liberty Mutual $4,357
Nationwide $3,384
Progressive $3,726
State Farm $2,434
Travelers $3,073
USAA $1,568

What factors affect Middlefield, OH car insurance rates?

Why are Middlefield, Ohio car insurance rates different than rates in Parma or Cleveland? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Middlefield, OH?

More time spent behind the wheel can lead to higher Middlefield, Ohio car insurance rates. In Middlefield, OH, the average commute length is 20.5 minutes.

Car Insurance Quotes for Middlefield, OH

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