Cheap Quotes for Garden Acres, CA Car Insurance (2021)

Garden Acres, California car insurance rates average $314 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Garden Acres, CA companies, you can find cheap Garden Acres car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Garden Acres has an average commute time of 31.5 minutes
  • Average car insurance rates in Garden Acres, CA after a DUI are $5,295/year
  • Average car insurance rates in Garden Acres, CA are $314/month

How do the Garden Acres, California monthly average car insurance rates of $314/month compare to nearby cities like Fresno car insurance rates, Los Angeles car insurance rates, and Oakland car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Garden Acres, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Garden Acres, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Garden Acres, California companies to find the most affordable Garden Acres car insurance rates.

Enter your ZIP code above to find cheap Garden Acres, CA car insurance quotes today.

What are the minimum Garden Acres, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Garden Acres, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Garden Acres, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Garden Acres, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Garden Acres, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Garden Acres car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garden Acres, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,979 $2,983 $2,163 $2,185 $8,181 $10,291 $3,808 $4,188
Farmers $2,967 $2,967 $2,666 $2,666 $9,457 $15,536 $3,513 $3,909
GEICO $1,683 $1,685 $1,585 $1,585 $5,061 $5,163 $2,409 $2,477
Liberty Mutual $2,388 $2,260 $2,216 $2,148 $5,189 $5,526 $2,693 $2,717
Nationwide $3,098 $2,962 $2,704 $2,553 $7,811 $8,632 $3,698 $3,660
Progressive $1,707 $1,758 $1,444 $1,717 $4,533 $5,471 $2,453 $2,638
State Farm $3,903 $3,903 $3,484 $3,484 $7,137 $8,837 $4,321 $4,458
Travelers $2,579 $2,500 $2,273 $2,248 $5,315 $6,089 $3,356 $3,288
USAA $1,791 $1,698 $1,748 $1,757 $4,061 $4,092 $2,483 $2,348

How much do teen drivers pay for car insurance in Garden Acres, CA?

Garden Acres, California car insurance rates for teens are often higher than rates for other drivers. Compare Garden Acres car insurance rates from multiple Garden Acres, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Garden Acres, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,181 $10,291
Farmers $9,457 $15,536
GEICO $5,061 $5,163
Liberty Mutual $5,189 $5,526
Nationwide $7,811 $8,632
Progressive $4,533 $5,471
State Farm $7,137 $8,837
Travelers $5,315 $6,089
USAA $4,061 $4,092

How much do senior drivers pay for car insurance in Garden Acres, CA?

With a little research, seniors can find affordable car insurance in Garden Acres, California. Here’s a look at how the top Garden Acres car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Garden Acres, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,163 $2,185
Farmers $2,666 $2,666
GEICO $1,585 $1,585
Liberty Mutual $2,216 $2,148
Nationwide $2,704 $2,553
Progressive $1,444 $1,717
State Farm $3,484 $3,484
Travelers $2,273 $2,248
USAA $1,748 $1,757

How does coverage level affect Garden Acres, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Garden Acres, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Garden Acres, California

Insurance Company Low Medium High
Allstate $4,330 $4,640 $4,822
Farmers $5,099 $5,500 $5,781
GEICO $2,477 $2,734 $2,908
Liberty Mutual $2,931 $3,168 $3,327
Nationwide $3,951 $4,466 $4,753
Progressive $2,451 $2,795 $2,899
State Farm $4,520 $5,015 $5,288
Travelers $3,024 $3,545 $3,799
USAA $2,281 $2,542 $2,668

How does your driving record affect Garden Acres, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Garden Acres, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Garden Acres, California companies.

Annual Garden Acres, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,767 $4,656 $7,334 $3,632
Farmers $4,035 $5,495 $6,851 $5,459
GEICO $1,899 $2,901 $3,671 $2,355
Liberty Mutual $2,726 $3,654 $3,298 $2,890
Nationwide $3,063 $3,927 $6,643 $3,927
Progressive $1,781 $3,019 $3,495 $2,564
State Farm $3,522 $4,203 $7,949 $4,089
Travelers $2,304 $3,757 $4,372 $3,391
USAA $1,661 $2,469 $4,040 $1,819

How does a DUI affect Garden Acres, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Garden Acres, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Garden Acres, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,334
Farmers $6,851
GEICO $3,671
Liberty Mutual $3,298
Nationwide $6,643
Progressive $3,495
State Farm $7,949
Travelers $4,372
USAA $4,040

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How does your commute affect Garden Acres, CA car insurance rates?

Garden Acres, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Garden Acres if you’re financing.

Annual Car Insurance Rates by Commute Length in Garden Acres, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,139 $5,056
Farmers $4,954 $5,966
GEICO $2,459 $2,954
Liberty Mutual $2,883 $3,401
Nationwide $3,880 $4,899
Progressive $2,463 $2,967
State Farm $4,763 $5,118
Travelers $3,108 $3,805
USAA $2,303 $2,692

Who has the cheapest Garden Acres, CA car insurance rates?

Here’s a breakdown of Garden Acres, California car insurance rates by company. You can see which company offers the cheapest Garden Acres car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Garden Acres, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

What are the top Garden Acres, CA car insurance companies?

Which Garden Acres, California car insurance company will best fit your needs and budget? Check out this comparison of the top Garden Acres companies to find the one for you.

Average Annual Car Insurance Rates by Company in Garden Acres, California

Insurance Company Average Annual Rates
Allstate $4,597
Farmers $5,460
GEICO $2,706
Liberty Mutual $3,142
Nationwide $4,390
Progressive $2,715
State Farm $4,941
Travelers $3,456
USAA $2,497

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What factors affect Garden Acres, CA car insurance rates?

Why are Garden Acres, California car insurance rates different than rates in Fresno or Los Angeles? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Garden Acres, CA?

More time spent behind the wheel can lead to higher Garden Acres, California car insurance rates. In Garden Acres, CA, the average commute length is 31.5 minutes.

Car Insurance Quotes for Garden Acres, CA

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