Cheap Quotes for Plattsmouth, NE Car Insurance (2021)

Plattsmouth, Nebraska car insurance rates average $282 a month and Nebraska law requires coverage of at least 25/50/25. By comparing rates from multiple Plattsmouth, NE companies, you can find cheap Plattsmouth car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Plattsmouth, NE after a DUI are $3,897/year
  • The cheapest car insurance company in Plattsmouth is USAA
  • Average car insurance rates in Plattsmouth, NE for senior drivers are $1,895/year

How do the Plattsmouth, Nebraska monthly average car insurance rates of $282/month compare to nearby cities like Lincoln car insurance rates, Omaha car insurance rates, and North Platte car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Plattsmouth, NE.

We’ll cover the Nebraska minimum coverage requirements, Nebraska car insurance laws, and Plattsmouth, NE statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Plattsmouth, Nebraska companies to find the most affordable Plattsmouth car insurance rates.

Enter your ZIP code above to find cheap Plattsmouth, NE car insurance quotes today.

What are the minimum Plattsmouth, NE car insurance requirements?

To meet Nebraska minimum car insurance coverage requirements, Plattsmouth, NE drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Plattsmouth, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Plattsmouth, NE car insurance rates?

Three of the criteria that most affect car insurance rates in Plattsmouth, Nebraska are age, gender, and marital status. Let’s take a look at how each of these stack up with top Plattsmouth car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Plattsmouth, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,066 $1,936 $1,953 $6,170 $6,483 $2,436 $2,484
American Family $1,809 $1,809 $1,652 $1,652 $3,066 $4,564 $1,770 $1,923
Farmers $2,422 $2,405 $2,163 $2,286 $9,696 $10,008 $2,742 $2,853
GEICO $2,433 $2,383 $2,393 $2,302 $5,277 $6,849 $2,197 $2,116
Liberty Mutual $3,281 $3,557 $2,592 $3,158 $14,511 $16,310 $3,428 $3,792
Nationwide $1,831 $1,891 $1,639 $1,755 $4,226 $5,274 $2,109 $2,283
Progressive $2,051 $1,964 $1,689 $1,756 $8,206 $9,241 $2,449 $2,622
State Farm $1,539 $1,539 $1,376 $1,376 $4,517 $5,717 $1,709 $1,931
USAA $1,313 $1,308 $1,203 $1,234 $4,175 $4,966 $1,693 $1,883

How much do teen drivers pay for car insurance in Plattsmouth, NE?

Plattsmouth, Nebraska car insurance rates for teens are often higher than rates for other drivers. Compare Plattsmouth car insurance rates from multiple Plattsmouth, Nebraska car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Plattsmouth, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,170 $6,483
American Family $3,066 $4,564
Farmers $9,696 $10,008
GEICO $5,277 $6,849
Liberty Mutual $14,511 $16,310
Nationwide $4,226 $5,274
Progressive $8,206 $9,241
State Farm $4,517 $5,717
USAA $4,175 $4,966

How much do senior drivers pay for car insurance in Plattsmouth, NE?

With a little research, seniors can find affordable car insurance in Plattsmouth, Nebraska. Here’s a look at how the top Plattsmouth car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Plattsmouth, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $1,953
American Family $1,652 $1,652
Farmers $2,163 $2,286
GEICO $2,393 $2,302
Liberty Mutual $2,592 $3,158
Nationwide $1,639 $1,755
Progressive $1,689 $1,756
State Farm $1,376 $1,376
USAA $1,203 $1,234

How does coverage level affect Plattsmouth, NE car insurance rates?

How much coverage do you need? Are you comfortable with the Nebraska minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Plattsmouth, NE car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Plattsmouth, Nebraska

Insurance Company Low Medium High
Allstate $3,124 $3,207 $3,308
American Family $2,254 $2,348 $2,240
Farmers $4,127 $4,255 $4,584
GEICO $3,143 $3,240 $3,348
Liberty Mutual $6,135 $6,291 $6,560
Nationwide $2,673 $2,615 $2,589
Progressive $3,542 $3,738 $3,962
State Farm $2,340 $2,459 $2,589
USAA $2,138 $2,219 $2,309

How does your driving record affect Plattsmouth, NE car insurance rates?

Safe driving pays off. The more traffic violations you have in Plattsmouth, NE, the higher your car insurance rates will be. Compare rates based on driving infractions from top Plattsmouth, Nebraska companies.

Annual Plattsmouth, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,781 $3,144 $3,810 $3,117
American Family $2,235 $2,419 $2,235 $2,235
Farmers $3,653 $4,699 $4,582 $4,353
GEICO $2,106 $3,001 $4,483 $3,384
Liberty Mutual $5,419 $6,405 $6,931 $6,561
Nationwide $1,863 $2,691 $3,838 $2,111
Progressive $3,178 $4,697 $3,559 $3,555
State Farm $2,262 $2,664 $2,463 $2,463
USAA $1,684 $2,127 $3,170 $1,907

How does a DUI affect Plattsmouth, NE car insurance rates?

With even one DUI on your record, you can see an increase in your Plattsmouth, NE car insurance rates.

Annual Car Insurance Rates After a DUI in Plattsmouth, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,810
American Family $2,235
Farmers $4,582
GEICO $4,483
Liberty Mutual $6,931
Nationwide $3,838
Progressive $3,559
State Farm $2,463
USAA $3,170

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How does your credit history affect Plattsmouth, NE car insurance rates?

Take a look at the data here to see how your Plattsmouth, Nebraska car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Plattsmouth, Nebraska

Insurance Company Poor Fair Good
Allstate $3,989 $3,034 $2,615
American Family $3,062 $2,083 $1,697
Farmers $4,931 $4,117 $3,918
GEICO $3,703 $3,221 $2,807
Liberty Mutual $9,125 $5,525 $4,337
Nationwide $3,157 $2,512 $2,208
Progressive $4,274 $3,618 $3,350
State Farm $3,579 $2,145 $1,665
USAA $2,951 $2,007 $1,708

How does your commute affect Plattsmouth, NE car insurance rates?

Plattsmouth, NE car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Nebraska can be seen here. Remember, though, that you may have to carry substantially more car insurance in Plattsmouth if you’re financing.

Annual Car Insurance Rates by Commute Length in Plattsmouth, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,213 $3,213
American Family $2,262 $2,299
Farmers $4,322 $4,322
GEICO $3,194 $3,293
Liberty Mutual $6,329 $6,329
Nationwide $2,626 $2,626
Progressive $3,747 $3,747
State Farm $2,400 $2,526
USAA $2,196 $2,248

Who has the cheapest Plattsmouth, NE car insurance rates?

Here’s a breakdown of Plattsmouth, Nebraska car insurance rates by company. You can see which company offers the cheapest Plattsmouth car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Plattsmouth, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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What are the top Plattsmouth, NE car insurance companies?

Which Plattsmouth, Nebraska car insurance company will best fit your needs and budget? Check out this comparison of the top Plattsmouth companies to find the one for you.

Average Annual Car Insurance Rates by Company in Plattsmouth, Nebraska

Insurance Company Average Annual Rates
Allstate $3,213
American Family $2,281
Farmers $4,322
GEICO $3,244
Liberty Mutual $6,329
Nationwide $2,626
Progressive $3,747
State Farm $2,463
USAA $2,222

What factors affect Plattsmouth, NE car insurance rates?

Why are Plattsmouth, Nebraska car insurance rates different than rates in Lincoln or Omaha? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Plattsmouth, NE?

More time spent behind the wheel can lead to higher Plattsmouth, Nebraska car insurance rates. In Plattsmouth, NE, the average commute length is 22.2 minutes.

Car Insurance Quotes for Plattsmouth, NE

Shop for affordable Plattsmouth, Nebraska car insurance rates today. Enter your ZIP code to compare quotes from multiple Plattsmouth, NE car insurance companies.

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