Cheap Quotes for Newcastle, OK Car Insurance (2021)

Newcastle, Oklahoma car insurance rates average $362 a month and Oklahoma law requires coverage of at least 25/50/25. By comparing rates from multiple Newcastle, OK companies, you can find cheap Newcastle car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Average car insurance rates in Newcastle, OK are $362/month
  • Average car insurance rates in Newcastle, OK for senior drivers are $2,528/year
  • Average car insurance rates in Newcastle, OK after a DUI are $4,913/year

How do the Newcastle, Oklahoma monthly average car insurance rates of $362/month compare to nearby cities like Tulsa car insurance rates, Norman car insurance rates, and Moore car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Newcastle, OK.

We’ll cover the Oklahoma minimum coverage requirements, Oklahoma car insurance laws, and Newcastle, OK statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Newcastle, Oklahoma companies to find the most affordable Newcastle car insurance rates.

Enter your ZIP code above to find cheap Newcastle, OK car insurance quotes today.

What are the minimum Newcastle, OK car insurance requirements?

To meet Oklahoma minimum car insurance coverage requirements, Newcastle, OK drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Newcastle, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Newcastle, OK car insurance rates?

Three of the criteria that most affect car insurance rates in Newcastle, Oklahoma are age, gender, and marital status. Let’s take a look at how each of these stack up with top Newcastle car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Newcastle, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,372 $2,379 $2,193 $2,298 $7,210 $8,458 $2,550 $2,684
Farmers $2,440 $2,423 $2,184 $2,312 $9,721 $10,002 $2,776 $2,899
GEICO $2,436 $2,663 $2,597 $2,936 $7,219 $7,706 $2,143 $2,166
Liberty Mutual $4,708 $4,979 $4,137 $4,522 $13,376 $14,718 $4,890 $5,056
Progressive $2,886 $2,750 $2,378 $2,510 $11,361 $12,745 $3,380 $3,545
State Farm $1,976 $1,976 $1,754 $1,754 $5,350 $6,736 $2,086 $2,344
USAA $1,973 $1,967 $1,904 $1,913 $6,481 $7,208 $2,531 $2,764

How much do teen drivers pay for car insurance in Newcastle, OK?

Newcastle, Oklahoma car insurance rates for teens are often higher than rates for other drivers. Compare Newcastle car insurance rates from multiple Newcastle, Oklahoma car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Newcastle, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,210 $8,458
Farmers $9,721 $10,002
GEICO $7,219 $7,706
Liberty Mutual $13,376 $14,718
Progressive $11,361 $12,745
State Farm $5,350 $6,736
USAA $6,481 $7,208

How much do senior drivers pay for car insurance in Newcastle, OK?

With a little research, seniors can find affordable car insurance in Newcastle, Oklahoma. Here’s a look at how the top Newcastle car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Newcastle, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,193 $2,298
Farmers $2,184 $2,312
GEICO $2,597 $2,936
Liberty Mutual $4,137 $4,522
Progressive $2,378 $2,510
State Farm $1,754 $1,754
USAA $1,904 $1,913

How does coverage level affect Newcastle, OK car insurance rates?

How much coverage do you need? Are you comfortable with the Oklahoma minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Newcastle, OK car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Newcastle, Oklahoma

Insurance Company Low Medium High
Allstate $3,506 $3,751 $4,047
Farmers $4,143 $4,290 $4,601
GEICO $3,463 $3,742 $3,994
Liberty Mutual $6,665 $7,022 $7,458
Progressive $4,826 $5,162 $5,595
State Farm $2,793 $2,977 $3,221
USAA $3,192 $3,332 $3,504

How does your driving record affect Newcastle, OK car insurance rates?

Safe driving pays off. The more traffic violations you have in Newcastle, OK, the higher your car insurance rates will be. Compare rates based on driving infractions from top Newcastle, Oklahoma companies.

Annual Newcastle, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,244 $3,797 $4,384 $3,646
Farmers $3,664 $4,719 $4,604 $4,392
GEICO $2,718 $4,164 $4,629 $3,421
Liberty Mutual $4,739 $7,946 $8,984 $6,525
Progressive $4,047 $7,512 $4,466 $4,752
State Farm $2,763 $3,231 $2,997 $2,997
USAA $2,461 $3,551 $4,326 $3,031

How does a DUI affect Newcastle, OK car insurance rates?

With even one DUI on your record, you can see an increase in your Newcastle, OK car insurance rates.

Annual Car Insurance Rates After a DUI in Newcastle, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,384
Farmers $4,604
GEICO $4,629
Liberty Mutual $8,984
Progressive $4,466
State Farm $2,997
USAA $4,326

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How does your credit history affect Newcastle, OK car insurance rates?

Take a look at the data here to see how your Newcastle, Oklahoma car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Newcastle, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,667 $3,527 $3,110
Farmers $4,977 $4,130 $3,927
GEICO $4,501 $3,733 $2,966
Liberty Mutual $10,102 $6,188 $4,855
Progressive $5,904 $5,017 $4,662
State Farm $4,174 $2,670 $2,147
USAA $4,929 $2,833 $2,266

How does your commute affect Newcastle, OK car insurance rates?

Newcastle, OK car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Oklahoma can be seen here. Remember, though, that you may have to carry substantially more car insurance in Newcastle if you’re financing.

Annual Car Insurance Rates by Commute Length in Newcastle, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,768 $3,768
Farmers $4,345 $4,345
GEICO $3,661 $3,806
Liberty Mutual $7,048 $7,048
Progressive $5,194 $5,194
State Farm $2,945 $3,048
USAA $3,302 $3,383

Who has the cheapest Newcastle, OK car insurance rates?

Here’s a breakdown of Newcastle, Oklahoma car insurance rates by company. You can see which company offers the cheapest Newcastle car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Newcastle, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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What are the top Newcastle, OK car insurance companies?

Which Newcastle, Oklahoma car insurance company will best fit your needs and budget? Check out this comparison of the top Newcastle companies to find the one for you.

Average Annual Car Insurance Rates by Company in Newcastle, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,768
Farmers $4,345
GEICO $3,733
Liberty Mutual $7,048
Progressive $5,194
State Farm $2,997
USAA $3,343

What factors affect Newcastle, OK car insurance rates?

Why are Newcastle, Oklahoma car insurance rates different than rates in Tulsa or Norman? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Newcastle, OK?

More time spent behind the wheel can lead to higher Newcastle, Oklahoma car insurance rates. In Newcastle, OK, the average commute length is 27.1 minutes.

What is the traffic like in Newcastle, OK

Like commute length, time spent in traffic also increase risk of accidents. Newcastle, OK is listed as 249th in INRIX congested cities data.

Car Insurance Quotes for Newcastle, OK

Shop for affordable Newcastle, Oklahoma car insurance rates today. Enter your ZIP code to compare quotes from multiple Newcastle, OK car insurance companies.

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