Cheap Quotes for Blacksburg, VA Car Insurance (2021)

Blacksburg, Virginia car insurance rates average $170 a month and Virginia law requires coverage of at least 25/50/20. By comparing rates from multiple Blacksburg, VA companies, you can find cheap Blacksburg car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Average car insurance rates in Blacksburg, VA after a DUI are $2,394/year
  • The cheapest car insurance company in Blacksburg is USAA
  • Blacksburg has an average commute time of 14.6 minutes

How do the Blacksburg, Virginia monthly average car insurance rates of $170/month compare to nearby cities like Hampton car insurance rates, Virginia Beach car insurance rates, and Roanoke car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Blacksburg, VA.

We’ll cover the Virginia minimum coverage requirements, Virginia car insurance laws, and Blacksburg, VA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Blacksburg, Virginia companies to find the most affordable Blacksburg car insurance rates.

Enter your ZIP code above to find cheap Blacksburg, VA car insurance quotes today.

What are the minimum Blacksburg, VA car insurance requirements?

To meet Virginia minimum car insurance coverage requirements, Blacksburg, VA drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in Blacksburg, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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How do age, gender, and marital status affect Blacksburg, VA car insurance rates?

Three of the criteria that most affect car insurance rates in Blacksburg, Virginia are age, gender, and marital status. Let’s take a look at how each of these stack up with top Blacksburg car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Blacksburg, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,811 $1,707 $1,802 $1,802 $5,735 $6,595 $2,362 $2,362
GEICO $1,182 $1,175 $1,122 $1,122 $2,567 $3,428 $1,375 $1,353
Nationwide $1,289 $1,295 $1,148 $1,177 $3,055 $3,920 $1,420 $1,539
Progressive $1,082 $1,024 $983 $985 $4,993 $5,594 $1,303 $1,326
State Farm $1,175 $1,175 $1,066 $1,066 $3,623 $4,538 $1,329 $1,534
USAA $946 $930 $888 $891 $2,904 $3,455 $1,209 $1,323

How much do teen drivers pay for car insurance in Blacksburg, VA?

Blacksburg, Virginia car insurance rates for teens are often higher than rates for other drivers. Compare Blacksburg car insurance rates from multiple Blacksburg, Virginia car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Blacksburg, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,735 $6,595
GEICO $2,567 $3,428
Nationwide $3,055 $3,920
Progressive $4,993 $5,594
State Farm $3,623 $4,538
USAA $2,904 $3,455

How much do senior drivers pay for car insurance in Blacksburg, VA?

With a little research, seniors can find affordable car insurance in Blacksburg, Virginia. Here’s a look at how the top Blacksburg car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Blacksburg, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,802 $1,802
GEICO $1,122 $1,122
Nationwide $1,148 $1,177
Progressive $983 $985
State Farm $1,066 $1,066
USAA $888 $891

How does coverage level affect Blacksburg, VA car insurance rates?

How much coverage do you need? Are you comfortable with the Virginia minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Blacksburg, VA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Blacksburg, Virginia

Insurance Company Low Medium High
Allstate $2,937 $3,023 $3,106
GEICO $1,598 $1,664 $1,734
Nationwide $1,947 $1,838 $1,782
Progressive $2,067 $2,138 $2,278
State Farm $1,817 $1,935 $2,063
USAA $1,514 $1,571 $1,620

How does your driving record affect Blacksburg, VA car insurance rates?

Safe driving pays off. The more traffic violations you have in Blacksburg, VA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Blacksburg, Virginia companies.

Annual Blacksburg, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,254 $3,609 $3,313 $2,912
GEICO $1,270 $1,642 $2,479 $1,270
Nationwide $1,619 $1,619 $2,353 $1,831
Progressive $1,845 $2,450 $2,204 $2,145
State Farm $1,765 $2,112 $1,938 $1,938
USAA $1,219 $1,578 $2,076 $1,400

How does a DUI affect Blacksburg, VA car insurance rates?

With even one DUI on your record, you can see an increase in your Blacksburg, VA car insurance rates.

Annual Car Insurance Rates After a DUI in Blacksburg, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,313
GEICO $2,479
Nationwide $2,353
Progressive $2,204
State Farm $1,938
USAA $2,076

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How does your credit history affect Blacksburg, VA car insurance rates?

Take a look at the data here to see how your Blacksburg, Virginia car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Blacksburg, Virginia

Insurance Company Poor Fair Good
Allstate $3,679 $2,956 $2,430
GEICO $1,850 $1,573 $1,573
Nationwide $2,195 $1,766 $1,605
Progressive $2,403 $2,108 $1,973
State Farm $2,754 $1,709 $1,351
USAA $2,095 $1,429 $1,180

How does your commute affect Blacksburg, VA car insurance rates?

Blacksburg, VA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Virginia can be seen here. Remember, though, that you may have to carry substantially more car insurance in Blacksburg if you’re financing.

Annual Car Insurance Rates by Commute Length in Blacksburg, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,931 $3,113
GEICO $1,635 $1,696
Nationwide $1,855 $1,855
Progressive $2,161 $2,161
State Farm $1,891 $1,986
USAA $1,511 $1,626

Who has the cheapest Blacksburg, VA car insurance rates?

Here’s a breakdown of Blacksburg, Virginia car insurance rates by company. You can see which company offers the cheapest Blacksburg car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Blacksburg, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Blacksburg, VA car insurance companies?

Which Blacksburg, Virginia car insurance company will best fit your needs and budget? Check out this comparison of the top Blacksburg companies to find the one for you.

Average Annual Car Insurance Rates by Company in Blacksburg, Virginia

Insurance Company Average Annual Rates
Allstate $3,022
GEICO $1,666
Nationwide $1,855
Progressive $2,161
State Farm $1,938
USAA $1,568

What factors affect Blacksburg, VA car insurance rates?

Why are Blacksburg, Virginia car insurance rates different than rates in Hampton or Virginia Beach? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Blacksburg, VA?

More time spent behind the wheel can lead to higher Blacksburg, Virginia car insurance rates. In Blacksburg, VA, the average commute length is 14.6 minutes.

Car Insurance Quotes for Blacksburg, VA

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