Cheap Quotes for Arden-Arcade, CA Car Insurance (2021)

Arden-Arcade, California car insurance rates average $334 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Arden-Arcade, CA companies, you can find cheap Arden-Arcade car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Arden-Arcade has an average commute time of 25.5 minutes
  • Average car insurance rates in Arden-Arcade, CA after a DUI are $5,625/year
  • The cheapest car insurance company in Arden-Arcade is GEICO

How do the Arden-Arcade, California monthly average car insurance rates of $334/month compare to nearby cities like Sacramento car insurance rates, San Francisco car insurance rates, and San Jose car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Arden-Arcade, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Arden-Arcade, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Arden-Arcade, California companies to find the most affordable Arden-Arcade car insurance rates.

Enter your ZIP code above to find cheap Arden-Arcade, CA car insurance quotes today.

What are the minimum Arden-Arcade, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Arden-Arcade, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Arden-Arcade, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Average Arden-Arcade, CA Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Arden-Arcade, CA you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Arden-Arcade, California

ZIP Code Average Annual Rates
95821 $5,509
95825 $5,622
95864 $5,391

How do age, gender, and marital status affect Arden-Arcade, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Arden-Arcade, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Arden-Arcade car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Arden-Arcade, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,199 $3,199 $2,324 $2,340 $8,818 $11,083 $4,065 $4,448
Farmers $3,081 $3,081 $2,785 $2,785 $9,829 $16,049 $3,651 $4,066
GEICO $1,794 $1,795 $1,688 $1,688 $5,453 $5,542 $2,576 $2,632
Liberty Mutual $2,616 $2,475 $2,427 $2,352 $5,692 $6,067 $2,949 $2,976
Nationwide $3,473 $3,313 $3,056 $2,878 $8,844 $9,785 $4,143 $4,081
Progressive $1,842 $1,894 $1,583 $1,871 $4,991 $5,989 $2,667 $2,865
State Farm $3,698 $3,698 $3,306 $3,306 $6,840 $8,493 $4,094 $4,220
Travelers $2,675 $2,586 $2,358 $2,334 $5,590 $6,340 $3,475 $3,402
USAA $2,076 $1,965 $2,023 $2,029 $4,773 $4,788 $2,864 $2,705

How much do teen drivers pay for car insurance in Arden-Arcade, CA?

Arden-Arcade, California car insurance rates for teens are often higher than rates for other drivers. Compare Arden-Arcade car insurance rates from multiple Arden-Arcade, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Arden-Arcade, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,818 $11,083
Farmers $9,829 $16,049
GEICO $5,453 $5,542
Liberty Mutual $5,692 $6,067
Nationwide $8,844 $9,785
Progressive $4,991 $5,989
State Farm $6,840 $8,493
Travelers $5,590 $6,340
USAA $4,773 $4,788

How much do senior drivers pay for car insurance in Arden-Arcade, CA?

With a little research, seniors can find affordable car insurance in Arden-Arcade, California. Here’s a look at how the top Arden-Arcade car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Arden-Arcade, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,324 $2,340
Farmers $2,785 $2,785
GEICO $1,688 $1,688
Liberty Mutual $2,427 $2,352
Nationwide $3,056 $2,878
Progressive $1,583 $1,871
State Farm $3,306 $3,306
Travelers $2,358 $2,334
USAA $2,023 $2,029

How does coverage level affect Arden-Arcade, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Arden-Arcade, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Arden-Arcade, California

Insurance Company Low Medium High
Allstate $4,626 $4,983 $5,194
Farmers $5,255 $5,713 $6,029
GEICO $2,612 $2,931 $3,145
Liberty Mutual $3,209 $3,475 $3,648
Nationwide $4,390 $5,040 $5,411
Progressive $2,614 $3,063 $3,211
State Farm $4,213 $4,793 $5,114
Travelers $3,096 $3,698 $3,990
USAA $2,610 $2,963 $3,135

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How does your driving record affect Arden-Arcade, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Arden-Arcade, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Arden-Arcade, California companies.

Annual Arden-Arcade, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,973 $4,985 $7,879 $3,900
Farmers $4,194 $5,706 $7,100 $5,664
GEICO $2,025 $3,126 $3,921 $2,512
Liberty Mutual $2,989 $4,006 $3,614 $3,168
Nationwide $3,448 $4,426 $7,486 $4,426
Progressive $1,934 $3,304 $3,823 $2,790
State Farm $3,361 $4,007 $7,560 $3,899
Travelers $2,384 $3,921 $4,541 $3,533
USAA $1,926 $2,872 $4,702 $2,111

How does a DUI affect Arden-Arcade, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Arden-Arcade, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Arden-Arcade, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,879
Farmers $7,100
GEICO $3,921
Liberty Mutual $3,614
Nationwide $7,486
Progressive $3,823
State Farm $7,560
Travelers $4,541
USAA $4,702

How does your commute affect Arden-Arcade, CA car insurance rates?

Arden-Arcade, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Arden-Arcade if you’re financing.

Annual Car Insurance Rates by Commute Length in Arden-Arcade, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,437 $5,431
Farmers $5,140 $6,192
GEICO $2,630 $3,161
Liberty Mutual $3,161 $3,727
Nationwide $4,369 $5,524
Progressive $2,686 $3,240
State Farm $4,535 $4,879
Travelers $3,233 $3,957
USAA $2,673 $3,132

Who has the cheapest Arden-Arcade, CA car insurance rates?

Here’s a breakdown of Arden-Arcade, California car insurance rates by company. You can see which company offers the cheapest Arden-Arcade car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Arden-Arcade, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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What are the top Arden-Arcade, CA car insurance companies?

Which Arden-Arcade, California car insurance company will best fit your needs and budget? Check out this comparison of the top Arden-Arcade companies to find the one for you.

Average Annual Car Insurance Rates by Company in Arden-Arcade, California

Insurance Company Average Annual Rates
Allstate $4,934
Farmers $5,666
GEICO $2,896
Liberty Mutual $3,444
Nationwide $4,947
Progressive $2,963
State Farm $4,707
Travelers $3,595
USAA $2,903

What factors affect Arden-Arcade, CA car insurance rates?

Why are Arden-Arcade, California car insurance rates different than rates in Sacramento or San Francisco? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Arden-Arcade, CA?

More time spent behind the wheel can lead to higher Arden-Arcade, California car insurance rates. In Arden-Arcade, CA, the average commute length is 25.5 minutes.

Car Insurance Quotes for Arden-Arcade, CA

Shop for affordable Arden-Arcade, California car insurance rates today. Enter your ZIP code to compare quotes from multiple Arden-Arcade, CA car insurance companies.

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