Cheap Quotes for Onaga, KS Car Insurance (2021)

Onaga, Kansas car insurance rates average $276 a month and Kansas law requires coverage of at least 25/50/25. By comparing rates from multiple Onaga, KS companies, you can find cheap Onaga car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Onaga, KS are $276/month
  • Average car insurance rates in Onaga, KS for senior drivers are $1,934/year
  • The cheapest car insurance company in Onaga is American Family

How do the Onaga, Kansas monthly average car insurance rates of $276/month compare to nearby cities like Shawnee car insurance rates, Lenexa car insurance rates, and Manhattan car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Onaga, KS.

We’ll cover the Kansas minimum coverage requirements, Kansas car insurance laws, and Onaga, KS statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Onaga, Kansas companies to find the most affordable Onaga car insurance rates.

Enter your ZIP code above to find cheap Onaga, KS car insurance quotes today.

What are the minimum Onaga, KS car insurance requirements?

To meet Kansas minimum car insurance coverage requirements, Onaga, KS drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Onaga, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Onaga, KS car insurance rates?

Three of the criteria that most affect car insurance rates in Onaga, Kansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Onaga car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Onaga, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,588 $1,588 $1,435 $1,435 $3,098 $3,718 $1,588 $1,789
Farmers $2,619 $2,609 $2,345 $2,441 $6,850 $7,103 $2,942 $3,106
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,371 $2,562 $2,254 $2,514 $10,841 $12,107 $2,597 $2,811
Nationwide $1,908 $1,972 $1,694 $1,831 $3,874 $4,772 $2,213 $2,362
Progressive $2,334 $2,215 $1,879 $1,965 $8,684 $9,785 $2,748 $2,945
State Farm $1,653 $1,653 $1,446 $1,446 $4,372 $5,577 $1,857 $2,096
Travelers $1,986 $2,021 $1,937 $1,960 $7,998 $12,455 $2,033 $2,399
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

How much do teen drivers pay for car insurance in Onaga, KS?

Onaga, Kansas car insurance rates for teens are often higher than rates for other drivers. Compare Onaga car insurance rates from multiple Onaga, Kansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Onaga, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,098 $3,718
Farmers $6,850 $7,103
GEICO $4,439 $5,960
Liberty Mutual $10,841 $12,107
Nationwide $3,874 $4,772
Progressive $8,684 $9,785
State Farm $4,372 $5,577
Travelers $7,998 $12,455
USAA $4,580 $4,837

How much do senior drivers pay for car insurance in Onaga, KS?

With a little research, seniors can find affordable car insurance in Onaga, Kansas. Here’s a look at how the top Onaga car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Onaga, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,435 $1,435
Farmers $2,345 $2,441
GEICO $2,443 $2,273
Liberty Mutual $2,254 $2,514
Nationwide $1,694 $1,831
Progressive $1,879 $1,965
State Farm $1,446 $1,446
Travelers $1,937 $1,960
USAA $1,272 $1,296

How does coverage level affect Onaga, KS car insurance rates?

How much coverage do you need? Are you comfortable with the Kansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Onaga, KS car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Onaga, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,049 $2,132 $1,909
Farmers $3,609 $3,732 $3,915
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,652 $4,747 $4,873
Nationwide $2,721 $2,549 $2,465
Progressive $3,836 $4,037 $4,335
State Farm $2,423 $2,519 $2,596
Travelers $3,895 $4,105 $4,297
USAA $2,253 $2,318 $2,398

How does your driving record affect Onaga, KS car insurance rates?

Safe driving pays off. The more traffic violations you have in Onaga, KS, the higher your car insurance rates will be. Compare rates based on driving infractions from top Onaga, Kansas companies.

Annual Onaga, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $1,992 $2,142 $1,992 $1,992
Farmers $3,172 $4,061 $3,959 $3,816
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,591 $5,393 $5,296 $4,748
Nationwide $1,928 $2,222 $3,950 $2,212
Progressive $3,757 $4,402 $3,928 $4,191
State Farm $2,333 $2,692 $2,513 $2,513
Travelers $2,988 $3,896 $5,372 $4,140
USAA $1,705 $2,284 $3,352 $1,950

How does a DUI affect Onaga, KS car insurance rates?

With even one DUI on your record, you can see an increase in your Onaga, KS car insurance rates.

Annual Car Insurance Rates After a DUI in Onaga, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $1,992
Farmers $3,959
GEICO $4,922
Liberty Mutual $5,296
Nationwide $3,950
Progressive $3,928
State Farm $2,513
Travelers $5,372
USAA $3,352

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How does your credit history affect Onaga, KS car insurance rates?

Take a look at the data here to see how your Onaga, Kansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Onaga, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,651 $1,874 $1,565
Farmers $4,427 $3,512 $3,317
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,757 $4,757 $4,757
Nationwide $2,867 $2,519 $2,349
Progressive $4,662 $3,922 $3,624
State Farm $3,658 $2,186 $1,694
Travelers $4,738 $3,856 $3,703
USAA $3,182 $2,079 $1,707

How does your commute affect Onaga, KS car insurance rates?

Onaga, KS car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Kansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Onaga if you’re financing.

Annual Car Insurance Rates by Commute Length in Onaga, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,004 $2,056
Farmers $3,752 $3,752
GEICO $3,027 $3,159
Liberty Mutual $4,757 $4,757
Nationwide $2,578 $2,578
Progressive $4,069 $4,069
State Farm $2,450 $2,575
Travelers $4,099 $4,099
USAA $2,254 $2,392

Who has the cheapest Onaga, KS car insurance rates?

Here’s a breakdown of Onaga, Kansas car insurance rates by company. You can see which company offers the cheapest Onaga car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Onaga, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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What are the top Onaga, KS car insurance companies?

Which Onaga, Kansas car insurance company will best fit your needs and budget? Check out this comparison of the top Onaga companies to find the one for you.

Average Annual Car Insurance Rates by Company in Onaga, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,030
Farmers $3,752
GEICO $3,093
Liberty Mutual $4,757
Nationwide $2,578
Progressive $4,069
State Farm $2,513
Travelers $4,099
USAA $2,323

What factors affect Onaga, KS car insurance rates?

Why are Onaga, Kansas car insurance rates different than rates in Shawnee or Lenexa? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Onaga, KS?

More time spent behind the wheel can lead to higher Onaga, Kansas car insurance rates. In Onaga, KS, the average commute length is 21.6 minutes.

Car Insurance Quotes for Onaga, KS

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