Cheap Quotes for Mcpherson, KS Car Insurance (2021)

Mcpherson, Kansas car insurance rates average $261 a month and Kansas law requires coverage of at least 25/50/25. By comparing rates from multiple Mcpherson, KS companies, you can find cheap Mcpherson car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • McPherson has an average commute time of 10.5 minutes
  • Average car insurance rates in McPherson, KS for senior drivers are $1,838/year
  • Average car insurance rates in McPherson, KS after a DUI are $3,769/year

How do the McPherson, Kansas monthly average car insurance rates of $261/month compare to nearby cities like Topeka car insurance rates, Kansas City car insurance rates, and Wichita car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in McPherson, KS.

We’ll cover the Kansas minimum coverage requirements, Kansas car insurance laws, and McPherson, KS statistics that affect your monthly rate. You can even compare car insurance quotes from multiple McPherson, Kansas companies to find the most affordable McPherson car insurance rates.

Enter your ZIP code above to find cheap McPherson, KS car insurance quotes today.

What are the minimum McPherson, KS car insurance requirements?

To meet Kansas minimum car insurance coverage requirements, McPherson, KS drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in McPherson, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect McPherson, KS car insurance rates?

Three of the criteria that most affect car insurance rates in McPherson, Kansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top McPherson car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in McPherson, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,593 $2,360 $2,425 $6,986 $7,746 $2,746 $2,849
American Family $1,564 $1,564 $1,412 $1,412 $3,000 $3,590 $1,564 $1,755
Farmers $2,194 $2,175 $1,958 $2,048 $6,006 $6,213 $2,464 $2,584
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,592 $1,639 $1,418 $1,528 $3,192 $3,900 $1,840 $1,954
Progressive $2,032 $1,931 $1,639 $1,711 $7,448 $8,383 $2,388 $2,547
State Farm $1,647 $1,647 $1,441 $1,441 $4,353 $5,554 $1,850 $2,088
Travelers $1,995 $2,031 $1,939 $1,965 $7,994 $12,463 $2,041 $2,416
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

How much do teen drivers pay for car insurance in McPherson, KS?

McPherson, Kansas car insurance rates for teens are often higher than rates for other drivers. Compare McPherson car insurance rates from multiple McPherson, Kansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in McPherson, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,986 $7,746
American Family $3,000 $3,590
Farmers $6,006 $6,213
GEICO $4,439 $5,960
Liberty Mutual $10,464 $11,698
Nationwide $3,192 $3,900
Progressive $7,448 $8,383
State Farm $4,353 $5,554
Travelers $7,994 $12,463
USAA $4,580 $4,837

How much do senior drivers pay for car insurance in McPherson, KS?

With a little research, seniors can find affordable car insurance in McPherson, Kansas. Here’s a look at how the top McPherson car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in McPherson, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,360 $2,425
American Family $1,412 $1,412
Farmers $1,958 $2,048
GEICO $2,443 $2,273
Liberty Mutual $2,256 $2,519
Nationwide $1,418 $1,528
Progressive $1,639 $1,711
State Farm $1,441 $1,441
Travelers $1,939 $1,965
USAA $1,272 $1,296

How does coverage level affect McPherson, KS car insurance rates?

How much coverage do you need? Are you comfortable with the Kansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your McPherson, KS car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in McPherson, Kansas

Insurance Company Low Medium High
Allstate $3,694 $3,788 $3,904
American Family $2,005 $2,083 $1,861
Farmers $3,066 $3,187 $3,364
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,243 $2,109 $2,047
Progressive $3,316 $3,480 $3,734
State Farm $2,413 $2,510 $2,586
Travelers $3,905 $4,112 $4,300
USAA $2,253 $2,318 $2,398

How does your driving record affect McPherson, KS car insurance rates?

Safe driving pays off. The more traffic violations you have in McPherson, KS, the higher your car insurance rates will be. Compare rates based on driving infractions from top McPherson, Kansas companies.

Annual McPherson, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,300 $3,832 $4,372 $3,678
American Family $1,945 $2,095 $1,945 $1,945
Farmers $2,702 $3,478 $3,391 $3,250
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,604 $1,844 $3,249 $1,835
Progressive $3,239 $3,798 $3,387 $3,616
State Farm $2,324 $2,681 $2,503 $2,503
Travelers $3,000 $3,905 $5,373 $4,144
USAA $1,705 $2,284 $3,352 $1,950

How does a DUI affect McPherson, KS car insurance rates?

With even one DUI on your record, you can see an increase in your McPherson, KS car insurance rates.

Annual Car Insurance Rates After a DUI in McPherson, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,372
American Family $1,945
Farmers $3,391
GEICO $4,922
Liberty Mutual $5,201
Nationwide $3,249
Progressive $3,387
State Farm $2,503
Travelers $5,373
USAA $3,352

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How does your credit history affect McPherson, KS car insurance rates?

Take a look at the data here to see how your McPherson, Kansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in McPherson, Kansas

Insurance Company Poor Fair Good
Allstate $4,707 $3,567 $3,112
American Family $2,588 $1,833 $1,528
Farmers $3,776 $3,006 $2,834
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,369 $2,085 $1,945
Progressive $4,028 $3,381 $3,121
State Farm $3,644 $2,178 $1,687
Travelers $4,747 $3,861 $3,708
USAA $3,182 $2,079 $1,707

How does your commute affect McPherson, KS car insurance rates?

McPherson, KS car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Kansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in McPherson if you’re financing.

Annual Car Insurance Rates by Commute Length in McPherson, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,795 $3,795
American Family $1,957 $2,008
Farmers $3,205 $3,205
GEICO $3,027 $3,159
Liberty Mutual $4,685 $4,685
Nationwide $2,133 $2,133
Progressive $3,510 $3,510
State Farm $2,441 $2,565
Travelers $4,105 $4,105
USAA $2,254 $2,392

Who has the cheapest McPherson, KS car insurance rates?

Here’s a breakdown of McPherson, Kansas car insurance rates by company. You can see which company offers the cheapest McPherson car insurance rates in each category.

Best Annual Car Insurance Rates by Company in McPherson, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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What are the top McPherson, KS car insurance companies?

Which McPherson, Kansas car insurance company will best fit your needs and budget? Check out this comparison of the top McPherson companies to find the one for you.

Average Annual Car Insurance Rates by Company in McPherson, Kansas

Insurance Company Average Annual Rates
Allstate $3,795
American Family $1,983
Farmers $3,205
GEICO $3,093
Liberty Mutual $4,685
Nationwide $2,133
Progressive $3,510
State Farm $2,503
Travelers $4,105
USAA $2,323

What factors affect McPherson, KS car insurance rates?

Why are McPherson, Kansas car insurance rates different than rates in Topeka or Kansas City? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in McPherson, KS?

FBI statistics show that the McPherson, Kansas car theft rate is 21 thefts each year. High theft rates can lead to higher than average McPherson, KS car insurance rates.

How long is the average commute in McPherson, KS?

More time spent behind the wheel can lead to higher McPherson, Kansas car insurance rates. In McPherson, KS, the average commute length is 10.5 minutes.

Car Insurance Quotes for McPherson, KS

Shop for affordable McPherson, Kansas car insurance rates today. Enter your ZIP code to compare quotes from multiple McPherson, KS car insurance companies.

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