Cheap Quotes for Fort Pierce, FL Car Insurance (2021)

Fort Pierce, Florida car insurance rates average $370 a month and Florida law requires coverage of at least 10/20/10. By comparing rates from multiple Fort Pierce, FL companies, you can find cheap Fort Pierce car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Fort Pierce has an average commute time of 31.7 minutes
  • Average car insurance rates in Fort Pierce, FL for senior drivers are $2,702/year
  • Average car insurance rates in Fort Pierce, FL after a DUI are $5,321/year

How do the Fort Pierce, Florida monthly average car insurance rates of $370/month compare to nearby cities like Orlando car insurance rates, Tampa car insurance rates, and Port St. Lucie car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Fort Pierce, FL.

We’ll cover the Florida minimum coverage requirements, Florida car insurance laws, and Fort Pierce, FL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Fort Pierce, Florida companies to find the most affordable Fort Pierce car insurance rates.

Enter your ZIP code above to find cheap Fort Pierce, FL car insurance quotes today.

What are the minimum Fort Pierce, FL car insurance requirements?

To meet Florida minimum car insurance coverage requirements, Fort Pierce, FL drivers need to carry at least 10/20/10 coverage.

Minimum Required Car Insurance Coverage in Fort Pierce, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Average Fort Pierce, FL Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Fort Pierce, FL you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Fort Pierce, Florida

ZIP Code Average Annual Rates
34945 $3,338
34946 $3,346
34947 $3,475
34949 $3,510
34950 $3,475
34951 $3,346
34981 $3,475
34982 $3,475

How do age, gender, and marital status affect Fort Pierce, FL car insurance rates?

Three of the criteria that most affect car insurance rates in Fort Pierce, Florida are age, gender, and marital status. Let’s take a look at how each of these stack up with top Fort Pierce car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fort Pierce, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,364 $4,150 $3,807 $3,849 $14,725 $15,919 $4,281 $4,314
GEICO $2,782 $2,802 $2,600 $2,600 $4,909 $6,186 $3,067 $3,131
Liberty Mutual $3,614 $3,614 $3,308 $3,308 $7,662 $11,817 $3,614 $4,911
Nationwide $2,855 $2,819 $2,553 $2,640 $6,784 $8,345 $3,139 $3,265
Progressive $3,745 $3,505 $3,205 $3,436 $10,507 $11,408 $4,478 $4,227
State Farm $1,975 $1,975 $1,801 $1,801 $5,710 $7,262 $2,192 $2,337
USAA $1,562 $1,534 $1,468 $1,453 $5,358 $6,189 $1,944 $2,094

How much do teen drivers pay for car insurance in Fort Pierce, FL?

Fort Pierce, Florida car insurance rates for teens are often higher than rates for other drivers. Compare Fort Pierce car insurance rates from multiple Fort Pierce, Florida car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Fort Pierce, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,725 $15,919
GEICO $4,909 $6,186
Liberty Mutual $7,662 $11,817
Nationwide $6,784 $8,345
Progressive $10,507 $11,408
State Farm $5,710 $7,262
USAA $5,358 $6,189

How much do senior drivers pay for car insurance in Fort Pierce, FL?

With a little research, seniors can find affordable car insurance in Fort Pierce, Florida. Here’s a look at how the top Fort Pierce car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Fort Pierce, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,807 $3,849
GEICO $2,600 $2,600
Liberty Mutual $3,308 $3,308
Nationwide $2,553 $2,640
Progressive $3,205 $3,436
State Farm $1,801 $1,801
USAA $1,468 $1,453

How does coverage level affect Fort Pierce, FL car insurance rates?

How much coverage do you need? Are you comfortable with the Florida minimum of 10/20/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Fort Pierce, FL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Fort Pierce, Florida

Insurance Company Low Medium High
Allstate $5,247 $7,304 $8,227
GEICO $2,835 $3,638 $4,055
Liberty Mutual $4,785 $5,317 $5,591
Nationwide $3,135 $4,222 $4,793
Progressive $4,514 $5,711 $6,467
State Farm $2,634 $3,211 $3,550
USAA $2,268 $2,813 $3,020

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How does your driving record affect Fort Pierce, FL car insurance rates?

Safe driving pays off. The more traffic violations you have in Fort Pierce, FL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Fort Pierce, Florida companies.

Annual Fort Pierce, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,984 $7,172 $7,920 $6,629
GEICO $2,481 $3,137 $4,612 $3,808
Liberty Mutual $3,734 $4,887 $7,155 $5,148
Nationwide $3,464 $3,797 $5,097 $3,842
Progressive $4,407 $6,485 $5,476 $5,888
State Farm $2,864 $3,400 $3,132 $3,132
USAA $2,115 $2,611 $3,857 $2,217

How does a DUI affect Fort Pierce, FL car insurance rates?

With even one DUI on your record, you can see an increase in your Fort Pierce, FL car insurance rates.

Annual Car Insurance Rates After a DUI in Fort Pierce, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,920
GEICO $4,612
Liberty Mutual $7,155
Nationwide $5,097
Progressive $5,476
State Farm $3,132
USAA $3,857

How does your credit history affect Fort Pierce, FL car insurance rates?

Take a look at the data here to see how your Fort Pierce, Florida car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Fort Pierce, Florida

Insurance Company Poor Fair Good
Allstate $9,738 $6,112 $4,928
GEICO $5,059 $3,107 $2,362
Liberty Mutual $6,747 $4,944 $4,002
Nationwide $5,066 $3,720 $3,364
Progressive $7,251 $5,154 $4,287
State Farm $4,281 $2,809 $2,305
USAA $4,371 $2,158 $1,572

How does your commute affect Fort Pierce, FL car insurance rates?

Fort Pierce, FL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Florida can be seen here. Remember, though, that you may have to carry substantially more car insurance in Fort Pierce if you’re financing.

Annual Car Insurance Rates by Commute Length in Fort Pierce, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,729 $7,123
GEICO $3,492 $3,527
Liberty Mutual $5,061 $5,401
Nationwide $4,050 $4,050
Progressive $5,564 $5,564
State Farm $3,025 $3,238
USAA $2,670 $2,731

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Who has the cheapest Fort Pierce, FL car insurance rates?

Here’s a breakdown of Fort Pierce, Florida car insurance rates by company. You can see which company offers the cheapest Fort Pierce car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Fort Pierce, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

What are the top Fort Pierce, FL car insurance companies?

Which Fort Pierce, Florida car insurance company will best fit your needs and budget? Check out this comparison of the top Fort Pierce companies to find the one for you.

Average Annual Car Insurance Rates by Company in Fort Pierce, Florida

Insurance Company Average Annual Rates
Allstate $6,926
GEICO $3,509
Liberty Mutual $5,231
Nationwide $4,050
Progressive $5,564
State Farm $3,132
USAA $2,700

What factors affect Fort Pierce, FL car insurance rates?

Why are Fort Pierce, Florida car insurance rates different than rates in Orlando or Tampa? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Fort Pierce, FL?

FBI statistics show that the Fort Pierce, Florida car theft rate is 115 thefts each year. High theft rates can lead to higher than average Fort Pierce, FL car insurance rates.

How long is the average commute in Fort Pierce, FL?

More time spent behind the wheel can lead to higher Fort Pierce, Florida car insurance rates. In Fort Pierce, FL, the average commute length is 31.7 minutes.

What is the traffic like in Fort Pierce, FL

Like commute length, time spent in traffic also increase risk of accidents. Fort Pierce, FL is listed as 772nd in INRIX congested cities data.

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Car Insurance Quotes for Fort Pierce, FL

Shop for affordable Fort Pierce, Florida car insurance rates today. Enter your ZIP code to compare quotes from multiple Fort Pierce, FL car insurance companies.

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