Cheap Quotes for Ceres, CA Car Insurance (2021)

Ceres, California car insurance rates average $312 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Ceres, CA companies, you can find cheap Ceres car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Ceres has an average commute time of 32.2 minutes
  • Average car insurance rates in Ceres, CA are $312/month
  • Average car insurance rates in Ceres, CA for senior drivers are $2,248/year

How do the Ceres, California monthly average car insurance rates of $312/month compare to nearby cities like Long Beach car insurance rates, San Francisco car insurance rates, and Anaheim car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ceres, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Ceres, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ceres, California companies to find the most affordable Ceres car insurance rates.

Enter your ZIP code above to find cheap Ceres, CA car insurance quotes today.

What are the minimum Ceres, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Ceres, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Ceres, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Ceres, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Ceres, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ceres car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ceres, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,956 $2,960 $2,147 $2,168 $8,116 $10,209 $3,777 $4,154
Farmers $2,814 $2,814 $2,531 $2,531 $8,929 $14,629 $3,329 $3,701
GEICO $1,764 $1,765 $1,660 $1,660 $5,346 $5,436 $2,531 $2,588
Liberty Mutual $2,271 $2,153 $2,101 $2,038 $4,917 $5,230 $2,563 $2,585
Nationwide $3,269 $3,124 $2,861 $2,699 $8,252 $9,129 $3,896 $3,851
Progressive $1,644 $1,689 $1,398 $1,655 $4,342 $5,221 $2,362 $2,535
State Farm $3,826 $3,826 $3,415 $3,415 $7,035 $8,751 $4,232 $4,360
Travelers $2,583 $2,502 $2,278 $2,253 $5,328 $6,113 $3,364 $3,295
USAA $1,875 $1,778 $1,827 $1,837 $4,265 $4,293 $2,594 $2,454

How much do teen drivers pay for car insurance in Ceres, CA?

Ceres, California car insurance rates for teens are often higher than rates for other drivers. Compare Ceres car insurance rates from multiple Ceres, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ceres, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,116 $10,209
Farmers $8,929 $14,629
GEICO $5,346 $5,436
Liberty Mutual $4,917 $5,230
Nationwide $8,252 $9,129
Progressive $4,342 $5,221
State Farm $7,035 $8,751
Travelers $5,328 $6,113
USAA $4,265 $4,293

How much do senior drivers pay for car insurance in Ceres, CA?

With a little research, seniors can find affordable car insurance in Ceres, California. Here’s a look at how the top Ceres car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ceres, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,147 $2,168
Farmers $2,531 $2,531
GEICO $1,660 $1,660
Liberty Mutual $2,101 $2,038
Nationwide $2,861 $2,699
Progressive $1,398 $1,655
State Farm $3,415 $3,415
Travelers $2,278 $2,253
USAA $1,827 $1,837

How does coverage level affect Ceres, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ceres, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ceres, California

Insurance Company Low Medium High
Allstate $4,295 $4,603 $4,784
Farmers $4,803 $5,198 $5,478
GEICO $2,557 $2,878 $3,096
Liberty Mutual $2,785 $3,007 $3,154
Nationwide $4,153 $4,716 $5,036
Progressive $2,333 $2,686 $2,798
State Farm $4,351 $4,948 $5,274
Travelers $3,039 $3,554 $3,800
USAA $2,377 $2,665 $2,804

How does your driving record affect Ceres, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Ceres, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ceres, California companies.

Annual Ceres, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,747 $4,618 $7,275 $3,604
Farmers $3,816 $5,194 $6,472 $5,158
GEICO $1,990 $3,065 $3,852 $2,468
Liberty Mutual $2,588 $3,469 $3,130 $2,742
Nationwide $3,232 $4,146 $7,016 $4,146
Progressive $1,709 $2,899 $3,352 $2,463
State Farm $3,465 $4,134 $7,809 $4,022
Travelers $2,309 $3,764 $4,385 $3,400
USAA $1,738 $2,586 $4,234 $1,904

How does a DUI affect Ceres, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Ceres, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Ceres, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,275
Farmers $6,472
GEICO $3,852
Liberty Mutual $3,130
Nationwide $7,016
Progressive $3,352
State Farm $7,809
Travelers $4,385
USAA $4,234

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How does your commute affect Ceres, CA car insurance rates?

Ceres, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ceres if you’re financing.

Annual Car Insurance Rates by Commute Length in Ceres, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,106 $5,016
Farmers $4,682 $5,638
GEICO $2,583 $3,104
Liberty Mutual $2,738 $3,227
Nationwide $4,096 $5,175
Progressive $2,364 $2,848
State Farm $4,679 $5,036
Travelers $3,114 $3,815
USAA $2,411 $2,820

Who has the cheapest Ceres, CA car insurance rates?

Here’s a breakdown of Ceres, California car insurance rates by company. You can see which company offers the cheapest Ceres car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ceres, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

What are the top Ceres, CA car insurance companies?

Which Ceres, California car insurance company will best fit your needs and budget? Check out this comparison of the top Ceres companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ceres, California

Insurance Company Average Annual Rates
Allstate $4,561
Farmers $5,160
GEICO $2,844
Liberty Mutual $2,982
Nationwide $4,635
Progressive $2,606
State Farm $4,858
Travelers $3,464
USAA $2,615

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What factors affect Ceres, CA car insurance rates?

Why are Ceres, California car insurance rates different than rates in Long Beach or San Francisco? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Ceres, CA?

FBI statistics show that the Ceres, California car theft rate is 335 thefts each year. High theft rates can lead to higher than average Ceres, CA car insurance rates.

How long is the average commute in Ceres, CA?

More time spent behind the wheel can lead to higher Ceres, California car insurance rates. In Ceres, CA, the average commute length is 32.2 minutes.

Car Insurance Quotes for Ceres, CA

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