Cheap Quotes for Lincoln University, PA Car Insurance (2021)

Lincoln University, Pennsylvania car insurance rates average $368 a month and Pennsylvania law requires coverage of at least 15/30/5. By comparing rates from multiple Lincoln University, PA companies, you can find cheap Lincoln University car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • The cheapest car insurance company in Lincoln University is USAA
  • Lincoln University has an average commute time of 13.9 minutes
  • Average car insurance rates in Lincoln University, PA are $368/month

How do the Lincoln University, Pennsylvania monthly average car insurance rates of $368/month compare to nearby cities like Scranton car insurance rates, Philadelphia car insurance rates, and Lancaster car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Lincoln University, PA.

We’ll cover the Pennsylvania minimum coverage requirements, Pennsylvania car insurance laws, and Lincoln University, PA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Lincoln University, Pennsylvania companies to find the most affordable Lincoln University car insurance rates.

Enter your ZIP code above to find cheap Lincoln University, PA car insurance quotes today.

What are the minimum Lincoln University, PA car insurance requirements?

To meet Pennsylvania minimum car insurance coverage requirements, Lincoln University, PA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Lincoln University, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Lincoln University, PA car insurance rates?

Three of the criteria that most affect car insurance rates in Lincoln University, Pennsylvania are age, gender, and marital status. Let’s take a look at how each of these stack up with top Lincoln University car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lincoln University, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,597 $2,597 $2,407 $2,407 $9,000 $9,000 $2,849 $2,849
GEICO $2,325 $2,010 $2,213 $1,914 $5,853 $5,073 $2,324 $2,008
Liberty Mutual $4,280 $4,280 $3,924 $3,924 $12,436 $12,436 $5,425 $5,425
Nationwide $2,055 $2,055 $1,948 $1,948 $5,792 $5,792 $2,306 $2,306
Progressive $3,056 $3,056 $2,734 $2,734 $9,949 $9,949 $3,868 $3,868
State Farm $1,869 $1,869 $1,654 $1,654 $6,766 $6,766 $2,067 $2,067
Travelers $1,922 $1,922 $2,083 $2,083 $28,890 $28,890 $2,306 $2,306
USAA $1,175 $1,175 $1,068 $1,068 $3,553 $3,553 $1,556 $1,556

How much do teen drivers pay for car insurance in Lincoln University, PA?

Lincoln University, Pennsylvania car insurance rates for teens are often higher than rates for other drivers. Compare Lincoln University car insurance rates from multiple Lincoln University, Pennsylvania car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Lincoln University, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,000 $9,000
GEICO $5,853 $5,073
Liberty Mutual $12,436 $12,436
Nationwide $5,792 $5,792
Progressive $9,949 $9,949
State Farm $6,766 $6,766
Travelers $28,890 $28,890
USAA $3,553 $3,553

How much do senior drivers pay for car insurance in Lincoln University, PA?

With a little research, seniors can find affordable car insurance in Lincoln University, Pennsylvania. Here’s a look at how the top Lincoln University car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Lincoln University, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,407 $2,407
GEICO $2,213 $1,914
Liberty Mutual $3,924 $3,924
Nationwide $1,948 $1,948
Progressive $2,734 $2,734
State Farm $1,654 $1,654
Travelers $2,083 $2,083
USAA $1,068 $1,068

How does coverage level affect Lincoln University, PA car insurance rates?

How much coverage do you need? Are you comfortable with the Pennsylvania minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Lincoln University, PA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Lincoln University, Pennsylvania

Insurance Company Low Medium High
Allstate $4,009 $4,242 $4,390
GEICO $2,689 $2,992 $3,214
Liberty Mutual $6,164 $6,570 $6,815
Nationwide $3,029 $3,067 $2,979
Progressive $4,403 $4,937 $5,366
State Farm $2,877 $3,135 $3,256
Travelers $8,819 $8,813 $8,769
USAA $1,673 $1,859 $1,982

How does your driving record affect Lincoln University, PA car insurance rates?

Safe driving pays off. The more traffic violations you have in Lincoln University, PA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Lincoln University, Pennsylvania companies.

Annual Lincoln University, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,028 $4,768 $4,028 $4,028
GEICO $2,178 $3,752 $2,916 $3,014
Liberty Mutual $5,929 $6,827 $6,654 $6,654
Nationwide $2,184 $2,924 $4,073 $2,919
Progressive $4,431 $6,160 $4,571 $4,446
State Farm $2,819 $3,359 $3,089 $3,089
Travelers $6,215 $8,879 $11,228 $8,879
USAA $1,476 $2,043 $2,183 $1,650

How does a DUI affect Lincoln University, PA car insurance rates?

With even one DUI on your record, you can see an increase in your Lincoln University, PA car insurance rates.

Annual Car Insurance Rates After a DUI in Lincoln University, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,028
GEICO $2,916
Liberty Mutual $6,654
Nationwide $4,073
Progressive $4,571
State Farm $3,089
Travelers $11,228
USAA $2,183

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How does your credit history affect Lincoln University, PA car insurance rates?

Take a look at the data here to see how your Lincoln University, Pennsylvania car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Lincoln University, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,376 $4,024 $3,240
GEICO $4,460 $2,504 $1,931
Liberty Mutual $8,314 $5,965 $5,269
Nationwide $3,547 $2,920 $2,607
Progressive $6,484 $4,560 $3,662
State Farm $4,398 $2,722 $2,147
Travelers $9,566 $8,654 $8,180
USAA $2,304 $1,704 $1,507

How does your commute affect Lincoln University, PA car insurance rates?

Lincoln University, PA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Pennsylvania can be seen here. Remember, though, that you may have to carry substantially more car insurance in Lincoln University if you’re financing.

Annual Car Insurance Rates by Commute Length in Lincoln University, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,126 $4,301
GEICO $2,920 $3,010
Liberty Mutual $6,350 $6,682
Nationwide $3,025 $3,025
Progressive $4,902 $4,902
State Farm $2,998 $3,181
Travelers $8,800 $8,800
USAA $1,785 $1,891

Who has the cheapest Lincoln University, PA car insurance rates?

Here’s a breakdown of Lincoln University, Pennsylvania car insurance rates by company. You can see which company offers the cheapest Lincoln University car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Lincoln University, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Lincoln University, PA car insurance companies?

Which Lincoln University, Pennsylvania car insurance company will best fit your needs and budget? Check out this comparison of the top Lincoln University companies to find the one for you.

Average Annual Car Insurance Rates by Company in Lincoln University, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,213
GEICO $2,965
Liberty Mutual $6,516
Nationwide $3,025
Progressive $4,902
State Farm $3,089
Travelers $8,800
USAA $1,838

What factors affect Lincoln University, PA car insurance rates?

Why are Lincoln University, Pennsylvania car insurance rates different than rates in Scranton or Philadelphia? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Lincoln University, PA?

More time spent behind the wheel can lead to higher Lincoln University, Pennsylvania car insurance rates. In Lincoln University, PA, the average commute length is 13.9 minutes.

Car Insurance Quotes for Lincoln University, PA

Shop for affordable Lincoln University, Pennsylvania car insurance rates today. Enter your ZIP code to compare quotes from multiple Lincoln University, PA car insurance companies.

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