Cheap Quotes for Bolivar, NY Car Insurance (2021)

Bolivar, New York car insurance rates average $249 a month and New York law requires coverage of at least 25/50/10. By comparing rates from multiple Bolivar, NY companies, you can find cheap Bolivar car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • The cheapest car insurance company in Bolivar is GEICO
  • Average car insurance rates in Bolivar, NY are $249/month
  • Average car insurance rates in Bolivar, NY for senior drivers are $1,864/year

How do the Bolivar, New York monthly average car insurance rates of $249/month compare to nearby cities like New Rochelle car insurance rates, Utica car insurance rates, and New York car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Bolivar, NY.

We’ll cover the New York minimum coverage requirements, New York car insurance laws, and Bolivar, NY statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Bolivar, New York companies to find the most affordable Bolivar car insurance rates.

Enter your ZIP code above to find cheap Bolivar, NY car insurance quotes today.

What are the minimum Bolivar, NY car insurance requirements?

To meet New York minimum car insurance coverage requirements, Bolivar, NY drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Bolivar, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Bolivar, NY car insurance rates?

Three of the criteria that most affect car insurance rates in Bolivar, New York are age, gender, and marital status. Let’s take a look at how each of these stack up with top Bolivar car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bolivar, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,251 $2,214 $2,237 $6,516 $6,961 $2,398 $2,416
GEICO $1,278 $1,230 $1,239 $1,221 $2,552 $3,629 $1,160 $1,186
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $1,949 $1,949 $1,843 $1,843 $3,332 $4,941 $1,949 $2,460
Progressive $1,652 $1,580 $1,355 $1,367 $5,155 $5,767 $2,115 $2,079
State Farm $2,205 $2,205 $1,914 $1,914 $6,318 $8,172 $2,414 $2,551
Travelers $2,229 $2,266 $2,016 $2,175 $4,981 $5,881 $2,369 $2,480
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

How much do teen drivers pay for car insurance in Bolivar, NY?

Bolivar, New York car insurance rates for teens are often higher than rates for other drivers. Compare Bolivar car insurance rates from multiple Bolivar, New York car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Bolivar, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,516 $6,961
GEICO $2,552 $3,629
Liberty Mutual $5,784 $9,380
Nationwide $3,332 $4,941
Progressive $5,155 $5,767
State Farm $6,318 $8,172
Travelers $4,981 $5,881
USAA $6,303 $7,547

How much do senior drivers pay for car insurance in Bolivar, NY?

With a little research, seniors can find affordable car insurance in Bolivar, New York. Here’s a look at how the top Bolivar car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Bolivar, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,237
GEICO $1,239 $1,221
Liberty Mutual $2,805 $2,805
Nationwide $1,843 $1,843
Progressive $1,355 $1,367
State Farm $1,914 $1,914
Travelers $2,016 $2,175
USAA $1,437 $1,445

How does coverage level affect Bolivar, NY car insurance rates?

How much coverage do you need? Are you comfortable with the New York minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Bolivar, NY car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Bolivar, New York

Insurance Company Low Medium High
Allstate $3,265 $3,413 $3,589
GEICO $1,609 $1,681 $1,771
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,402 $2,514 $2,685
Progressive $2,525 $2,622 $2,754
State Farm $3,303 $3,479 $3,603
Travelers $2,915 $3,024 $3,210
USAA $2,952 $3,015 $3,115

How does your driving record affect Bolivar, NY car insurance rates?

Safe driving pays off. The more traffic violations you have in Bolivar, NY, the higher your car insurance rates will be. Compare rates based on driving infractions from top Bolivar, New York companies.

Annual Bolivar, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,949 $2,949 $4,158 $3,635
GEICO $1,364 $1,483 $2,537 $1,364
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $1,946 $1,946 $4,251 $1,990
Progressive $2,567 $2,567 $2,819 $2,581
State Farm $3,305 $3,305 $3,619 $3,619
Travelers $2,637 $3,242 $3,287 $3,033
USAA $2,697 $2,740 $3,931 $2,740

How does a DUI affect Bolivar, NY car insurance rates?

With even one DUI on your record, you can see an increase in your Bolivar, NY car insurance rates.

Annual Car Insurance Rates After a DUI in Bolivar, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,158
GEICO $2,537
Liberty Mutual $6,496
Nationwide $4,251
Progressive $2,819
State Farm $3,619
Travelers $3,287
USAA $3,931

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How does your credit history affect Bolivar, NY car insurance rates?

Take a look at the data here to see how your Bolivar, New York car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Bolivar, New York

Insurance Company Poor Fair Good
Allstate $4,876 $2,883 $2,509
GEICO $2,112 $1,555 $1,394
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,533 $2,533 $2,533
Progressive $4,168 $2,156 $1,576
State Farm $4,888 $3,065 $2,432
Travelers $4,171 $2,657 $2,321
USAA $4,707 $2,323 $2,051

How does your commute affect Bolivar, NY car insurance rates?

Bolivar, NY car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for New York can be seen here. Remember, though, that you may have to carry substantially more car insurance in Bolivar if you’re financing.

Annual Car Insurance Rates by Commute Length in Bolivar, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,377 $3,468
GEICO $1,638 $1,736
Liberty Mutual $4,012 $4,243
Nationwide $2,533 $2,533
Progressive $2,634 $2,634
State Farm $3,339 $3,584
Travelers $3,050 $3,050
USAA $2,997 $3,057

Who has the cheapest Bolivar, NY car insurance rates?

Here’s a breakdown of Bolivar, New York car insurance rates by company. You can see which company offers the cheapest Bolivar car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Bolivar, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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What are the top Bolivar, NY car insurance companies?

Which Bolivar, New York car insurance company will best fit your needs and budget? Check out this comparison of the top Bolivar companies to find the one for you.

Average Annual Car Insurance Rates by Company in Bolivar, New York

Insurance Company Average Annual Rates
Allstate $3,423
GEICO $1,687
Liberty Mutual $4,128
Nationwide $2,533
Progressive $2,634
State Farm $3,462
Travelers $3,050
USAA $3,027

What factors affect Bolivar, NY car insurance rates?

Why are Bolivar, New York car insurance rates different than rates in New Rochelle or Utica? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Bolivar, NY?

More time spent behind the wheel can lead to higher Bolivar, New York car insurance rates. In Bolivar, NY, the average commute length is 27.2 minutes.

Car Insurance Quotes for Bolivar, NY

Shop for affordable Bolivar, New York car insurance rates today. Enter your ZIP code to compare quotes from multiple Bolivar, NY car insurance companies.

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