Cheap Quotes for New Windsor, MD Car Insurance (2021)

New Windsor, Maryland car insurance rates average $352 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple New Windsor, MD companies, you can find cheap New Windsor car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • New Windsor has an average commute time of 40.3 minutes
  • The cheapest car insurance company in New Windsor is Nationwide
  • Average car insurance rates in New Windsor, MD for senior drivers are $2,743/year

How do the New Windsor, Maryland monthly average car insurance rates of $352/month compare to nearby cities like Laurel car insurance rates, College Park car insurance rates, and Frederick car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in New Windsor, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and New Windsor, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple New Windsor, Maryland companies to find the most affordable New Windsor car insurance rates.

Enter your ZIP code above to find cheap New Windsor, MD car insurance quotes today.

What are the minimum New Windsor, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, New Windsor, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in New Windsor, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect New Windsor, MD car insurance rates?

Three of the criteria that most affect car insurance rates in New Windsor, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top New Windsor car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Windsor, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,397 $3,266 $3,236 $3,320 $9,899 $11,594 $3,071 $3,118
GEICO $2,412 $2,639 $2,746 $3,168 $7,352 $8,413 $2,063 $2,182
Liberty Mutual $5,602 $5,602 $5,537 $5,537 $10,926 $16,220 $5,602 $7,564
Nationwide $1,734 $1,740 $1,571 $1,616 $4,044 $5,301 $2,004 $2,158
Progressive $2,356 $2,134 $2,056 $2,094 $8,360 $9,154 $2,754 $2,711
State Farm $2,185 $2,185 $2,009 $2,009 $6,962 $8,933 $2,441 $2,762
USAA $1,878 $1,843 $1,752 $1,746 $4,185 $4,943 $2,161 $2,408

How much do teen drivers pay for car insurance in New Windsor, MD?

New Windsor, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare New Windsor car insurance rates from multiple New Windsor, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in New Windsor, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,899 $11,594
GEICO $7,352 $8,413
Liberty Mutual $10,926 $16,220
Nationwide $4,044 $5,301
Progressive $8,360 $9,154
State Farm $6,962 $8,933
USAA $4,185 $4,943

How much do senior drivers pay for car insurance in New Windsor, MD?

With a little research, seniors can find affordable car insurance in New Windsor, Maryland. Here’s a look at how the top New Windsor car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in New Windsor, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,236 $3,320
GEICO $2,746 $3,168
Liberty Mutual $5,537 $5,537
Nationwide $1,571 $1,616
Progressive $2,056 $2,094
State Farm $2,009 $2,009
USAA $1,752 $1,746

How does coverage level affect New Windsor, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your New Windsor, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in New Windsor, Maryland

Insurance Company Low Medium High
Allstate $5,002 $5,086 $5,249
GEICO $3,739 $3,850 $4,026
Liberty Mutual $7,612 $7,806 $8,054
Nationwide $2,418 $2,528 $2,617
Progressive $3,791 $3,956 $4,110
State Farm $3,492 $3,697 $3,868
USAA $2,488 $2,623 $2,733

How does your driving record affect New Windsor, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in New Windsor, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top New Windsor, Maryland companies.

Annual New Windsor, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,522 $6,016 $4,522 $5,390
GEICO $2,740 $4,276 $5,219 $3,253
Liberty Mutual $5,652 $7,428 $11,094 $7,121
Nationwide $2,222 $2,972 $2,375 $2,515
Progressive $3,376 $4,459 $4,096 $3,879
State Farm $3,303 $4,154 $3,643 $3,643
USAA $2,056 $2,522 $3,667 $2,213

How does a DUI affect New Windsor, MD car insurance rates?

With even one DUI on your record, you can see an increase in your New Windsor, MD car insurance rates.

Annual Car Insurance Rates After a DUI in New Windsor, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,522
GEICO $5,219
Liberty Mutual $11,094
Nationwide $2,375
Progressive $4,096
State Farm $3,643
USAA $3,667

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How does your credit history affect New Windsor, MD car insurance rates?

Take a look at the data here to see how your New Windsor, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in New Windsor, Maryland

Insurance Company Poor Fair Good
Allstate $6,624 $4,622 $4,092
GEICO $4,389 $3,635 $3,591
Liberty Mutual $11,196 $7,204 $5,072
Nationwide $3,211 $2,284 $2,068
Progressive $4,977 $3,740 $3,141
State Farm $5,395 $3,198 $2,464
USAA $3,482 $2,391 $1,971

How does your commute affect New Windsor, MD car insurance rates?

New Windsor, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in New Windsor if you’re financing.

Annual Car Insurance Rates by Commute Length in New Windsor, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,040 $5,185
GEICO $3,808 $3,935
Liberty Mutual $7,613 $8,035
Nationwide $2,521 $2,521
Progressive $3,952 $3,952
State Farm $3,592 $3,779
USAA $2,535 $2,695

Who has the cheapest New Windsor, MD car insurance rates?

Here’s a breakdown of New Windsor, Maryland car insurance rates by company. You can see which company offers the cheapest New Windsor car insurance rates in each category.

Best Annual Car Insurance Rates by Company in New Windsor, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top New Windsor, MD car insurance companies?

Which New Windsor, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top New Windsor companies to find the one for you.

Average Annual Car Insurance Rates by Company in New Windsor, Maryland

Insurance Company Average Annual Rates
Allstate $5,113
GEICO $3,872
Liberty Mutual $7,824
Nationwide $2,521
Progressive $3,952
State Farm $3,686
USAA $2,615

What factors affect New Windsor, MD car insurance rates?

Why are New Windsor, Maryland car insurance rates different than rates in Laurel or College Park? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in New Windsor, MD?

More time spent behind the wheel can lead to higher New Windsor, Maryland car insurance rates. In New Windsor, MD, the average commute length is 40.3 minutes.

Car Insurance Quotes for New Windsor, MD

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