Cheap Quotes for Paw Paw, MI Car Insurance (2021)

Paw Paw, Michigan car insurance rates average $735 a month and Michigan law requires coverage of at least 20/40/10. By comparing rates from multiple Paw Paw, MI companies, you can find cheap Paw Paw car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 20, 2022

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Things to Know

  • Paw Paw has an average commute time of 19.5 minutes
  • Average car insurance rates in Paw Paw, MI are $735/month
  • Average car insurance rates in Paw Paw, MI for senior drivers are $5,777/year

How do the Paw Paw, Michigan monthly average car insurance rates of $735/month compare to nearby cities like Detroit car insurance rates, Grand Rapids car insurance rates, and Sterling Heights car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Paw Paw, MI.

We’ll cover the Michigan minimum coverage requirements, Michigan car insurance laws, and Paw Paw, MI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Paw Paw, Michigan companies to find the most affordable Paw Paw car insurance rates.

Enter your ZIP code above to find cheap Paw Paw, MI car insurance quotes today.

What are the minimum Paw Paw, MI car insurance requirements?

To meet Michigan minimum car insurance coverage requirements, Paw Paw, MI drivers need to carry at least 20/40/10 coverage.

Minimum Required Car Insurance Coverage in Paw Paw, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Paw Paw, MI car insurance rates?

Three of the criteria that most affect car insurance rates in Paw Paw, Michigan are age, gender, and marital status. Let’s take a look at how each of these stack up with top Paw Paw car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Paw Paw, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,201 $14,201 $13,137 $13,137 $36,151 $36,151 $14,978 $14,978
Farmers $4,126 $4,126 $3,848 $3,848 $9,295 $9,295 $4,646 $4,646
GEICO $3,627 $3,627 $3,719 $3,719 $10,440 $10,440 $3,472 $3,472
Liberty Mutual $12,631 $12,631 $12,507 $12,507 $29,564 $29,564 $12,631 $12,631
Nationwide $3,952 $3,952 $3,509 $3,509 $10,781 $10,781 $4,352 $4,352
Progressive $2,832 $2,632 $2,510 $2,793 $10,470 $11,180 $3,292 $3,050
State Farm $6,810 $6,810 $6,323 $6,323 $24,007 $24,007 $8,002 $8,002
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,665 $2,527 $2,506 $2,368 $6,557 $6,240 $3,256 $3,127

How much do teen drivers pay for car insurance in Paw Paw, MI?

Paw Paw, Michigan car insurance rates for teens are often higher than rates for other drivers. Compare Paw Paw car insurance rates from multiple Paw Paw, Michigan car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Paw Paw, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,151 $36,151
Farmers $9,295 $9,295
GEICO $10,440 $10,440
Liberty Mutual $29,564 $29,564
Nationwide $10,781 $10,781
Progressive $10,470 $11,180
State Farm $24,007 $24,007
Travelers $13,395 $13,395
USAA $6,557 $6,240

How much do senior drivers pay for car insurance in Paw Paw, MI?

With a little research, seniors can find affordable car insurance in Paw Paw, Michigan. Here’s a look at how the top Paw Paw car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Paw Paw, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,137 $13,137
Farmers $3,848 $3,848
GEICO $3,719 $3,719
Liberty Mutual $12,507 $12,507
Nationwide $3,509 $3,509
Progressive $2,510 $2,793
State Farm $6,323 $6,323
Travelers $3,858 $3,858
USAA $2,506 $2,368

How does coverage level affect Paw Paw, MI car insurance rates?

How much coverage do you need? Are you comfortable with the Michigan minimum of 20/40/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Paw Paw, MI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Paw Paw, Michigan

Insurance Company Low Medium High
Allstate $19,177 $19,656 $20,018
Farmers $5,354 $5,468 $5,614
GEICO $4,974 $5,268 $5,701
Liberty Mutual $16,431 $16,795 $17,275
Nationwide $5,889 $5,558 $5,499
Progressive $4,702 $4,851 $4,982
State Farm $10,730 $11,354 $11,773
Travelers $6,575 $6,656 $6,715
USAA $3,544 $3,665 $3,758

How does your driving record affect Paw Paw, MI car insurance rates?

Safe driving pays off. The more traffic violations you have in Paw Paw, MI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Paw Paw, Michigan companies.

Annual Paw Paw, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,541 $12,714 $42,837 $13,375
Farmers $4,599 $5,866 $5,789 $5,660
GEICO $1,849 $3,959 $12,006 $3,444
Liberty Mutual $11,651 $14,167 $26,510 $15,005
Nationwide $4,850 $6,442 $5,857 $5,446
Progressive $4,117 $5,395 $4,846 $5,023
State Farm $7,143 $8,584 $18,670 $10,745
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,939 $3,669 $4,811 $3,204

How does a DUI affect Paw Paw, MI car insurance rates?

With even one DUI on your record, you can see an increase in your Paw Paw, MI car insurance rates.

Annual Car Insurance Rates After a DUI in Paw Paw, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $42,837
Farmers $5,789
GEICO $12,006
Liberty Mutual $26,510
Nationwide $5,857
Progressive $4,846
State Farm $18,670
Travelers $10,331
USAA $4,811

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How does your credit history affect Paw Paw, MI car insurance rates?

Take a look at the data here to see how your Paw Paw, Michigan car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Paw Paw, Michigan

Insurance Company Poor Fair Good
Allstate $29,661 $16,472 $12,718
Farmers $7,207 $4,797 $4,431
GEICO $6,829 $5,024 $4,090
Liberty Mutual $26,611 $15,381 $8,508
Nationwide $7,030 $5,351 $4,565
Progressive $5,575 $4,708 $4,252
State Farm $18,303 $9,262 $6,291
Travelers $6,813 $6,608 $6,525
USAA $5,473 $3,119 $2,376

How does your commute affect Paw Paw, MI car insurance rates?

Paw Paw, MI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Michigan can be seen here. Remember, though, that you may have to carry substantially more car insurance in Paw Paw if you’re financing.

Annual Car Insurance Rates by Commute Length in Paw Paw, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,617 $19,617
Farmers $5,479 $5,479
GEICO $5,196 $5,433
Liberty Mutual $16,258 $17,409
Nationwide $5,649 $5,649
Progressive $4,845 $4,845
State Farm $10,984 $11,587
Travelers $6,611 $6,686
USAA $3,614 $3,698

Who has the cheapest Paw Paw, MI car insurance rates?

Here’s a breakdown of Paw Paw, Michigan car insurance rates by company. You can see which company offers the cheapest Paw Paw car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Paw Paw, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Paw Paw, MI car insurance companies?

Which Paw Paw, Michigan car insurance company will best fit your needs and budget? Check out this comparison of the top Paw Paw companies to find the one for you.

Average Annual Car Insurance Rates by Company in Paw Paw, Michigan

Insurance Company Average Annual Rates
Allstate $19,617
Farmers $5,479
GEICO $5,314
Liberty Mutual $16,833
Nationwide $5,649
Progressive $4,845
State Farm $11,286
Travelers $6,649
USAA $3,656

What factors affect Paw Paw, MI car insurance rates?

Why are Paw Paw, Michigan car insurance rates different than rates in Detroit or Grand Rapids? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Paw Paw, MI?

FBI statistics show that the Paw Paw, Michigan car theft rate is 13 thefts each year. High theft rates can lead to higher than average Paw Paw, MI car insurance rates.

How long is the average commute in Paw Paw, MI?

More time spent behind the wheel can lead to higher Paw Paw, Michigan car insurance rates. In Paw Paw, MI, the average commute length is 19.5 minutes.

Car Insurance Quotes for Paw Paw, MI

Shop for affordable Paw Paw, Michigan car insurance rates today. Enter your ZIP code to compare quotes from multiple Paw Paw, MI car insurance companies.

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