Cheap Quotes for Aberdeen, MD Car Insurance (2021)

Aberdeen, Maryland car insurance rates average $384 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Aberdeen, MD companies, you can find cheap Aberdeen car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Aberdeen, MD after a DUI are $5,429/year
  • Average car insurance rates in Aberdeen, MD are $384/month
  • Average car insurance rates in Aberdeen, MD for senior drivers are $3,002/year

How do the Aberdeen, Maryland monthly average car insurance rates of $384/month compare to nearby cities like Bowie car insurance rates, Laurel car insurance rates, and Rockville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Aberdeen, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Aberdeen, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Aberdeen, Maryland companies to find the most affordable Aberdeen car insurance rates.

Enter your ZIP code above to find cheap Aberdeen, MD car insurance quotes today.

What are the minimum Aberdeen, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Aberdeen, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Aberdeen, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Average Aberdeen, MD Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Aberdeen, MD you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Aberdeen, Maryland

ZIP Code Average Annual Rates
21001 $3,971
21078 $3,889

How do age, gender, and marital status affect Aberdeen, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Aberdeen, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Aberdeen car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Aberdeen, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,418 $3,287 $3,257 $3,341 $9,920 $11,615 $3,092 $3,139
GEICO $2,452 $2,684 $2,799 $3,235 $7,372 $8,359 $2,099 $2,195
Liberty Mutual $6,574 $6,574 $6,499 $6,499 $12,715 $18,821 $6,574 $8,837
Nationwide $2,038 $2,044 $1,845 $1,896 $4,815 $6,328 $2,364 $2,545
Progressive $2,477 $2,226 $2,155 $2,205 $8,938 $9,774 $2,884 $2,815
State Farm $2,468 $2,468 $2,278 $2,278 $7,827 $10,042 $2,762 $3,103
USAA $2,008 $1,971 $1,875 $1,870 $4,461 $5,264 $2,311 $2,577

How much do teen drivers pay for car insurance in Aberdeen, MD?

Aberdeen, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Aberdeen car insurance rates from multiple Aberdeen, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Aberdeen, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,920 $11,615
GEICO $7,372 $8,359
Liberty Mutual $12,715 $18,821
Nationwide $4,815 $6,328
Progressive $8,938 $9,774
State Farm $7,827 $10,042
USAA $4,461 $5,264

How much do senior drivers pay for car insurance in Aberdeen, MD?

With a little research, seniors can find affordable car insurance in Aberdeen, Maryland. Here’s a look at how the top Aberdeen car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Aberdeen, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,257 $3,341
GEICO $2,799 $3,235
Liberty Mutual $6,499 $6,499
Nationwide $1,845 $1,896
Progressive $2,155 $2,205
State Farm $2,278 $2,278
USAA $1,875 $1,870

How does coverage level affect Aberdeen, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Aberdeen, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Aberdeen, Maryland

Insurance Company Low Medium High
Allstate $5,016 $5,104 $5,282
GEICO $3,748 $3,872 $4,078
Liberty Mutual $8,864 $9,115 $9,431
Nationwide $2,854 $2,993 $3,106
Progressive $3,986 $4,184 $4,382
State Farm $3,915 $4,166 $4,379
USAA $2,647 $2,801 $2,929

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How does your driving record affect Aberdeen, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Aberdeen, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Aberdeen, Maryland companies.

Annual Aberdeen, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,543 $6,037 $4,543 $5,411
GEICO $2,763 $4,311 $5,245 $3,279
Liberty Mutual $6,547 $8,639 $13,060 $8,301
Nationwide $2,627 $3,524 $2,810 $2,977
Progressive $3,568 $4,743 $4,321 $4,105
State Farm $3,722 $4,681 $4,105 $4,105
USAA $2,195 $2,693 $3,918 $2,363

How does a DUI affect Aberdeen, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Aberdeen, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Aberdeen, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,543
GEICO $5,245
Liberty Mutual $13,060
Nationwide $2,810
Progressive $4,321
State Farm $4,105
USAA $3,918

How does your credit history affect Aberdeen, MD car insurance rates?

Take a look at the data here to see how your Aberdeen, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Aberdeen, Maryland

Insurance Company Poor Fair Good
Allstate $6,650 $4,641 $4,110
GEICO $4,420 $3,661 $3,617
Liberty Mutual $13,064 $8,414 $5,932
Nationwide $3,815 $2,699 $2,439
Progressive $5,265 $3,965 $3,323
State Farm $6,072 $3,606 $2,782
USAA $3,724 $2,554 $2,099

How does your commute affect Aberdeen, MD car insurance rates?

Aberdeen, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Aberdeen if you’re financing.

Annual Car Insurance Rates by Commute Length in Aberdeen, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,061 $5,206
GEICO $3,835 $3,964
Liberty Mutual $8,894 $9,380
Nationwide $2,984 $2,984
Progressive $4,184 $4,184
State Farm $4,046 $4,261
USAA $2,706 $2,879

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Who has the cheapest Aberdeen, MD car insurance rates?

Here’s a breakdown of Aberdeen, Maryland car insurance rates by company. You can see which company offers the cheapest Aberdeen car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Aberdeen, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

What are the top Aberdeen, MD car insurance companies?

Which Aberdeen, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Aberdeen companies to find the one for you.

Average Annual Car Insurance Rates by Company in Aberdeen, Maryland

Insurance Company Average Annual Rates
Allstate $5,134
GEICO $3,899
Liberty Mutual $9,137
Nationwide $2,984
Progressive $4,184
State Farm $4,153
USAA $2,792

What factors affect Aberdeen, MD car insurance rates?

Why are Aberdeen, Maryland car insurance rates different than rates in Bowie or Laurel? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Aberdeen, MD?

FBI statistics show that the Aberdeen, Maryland car theft rate is 10 thefts each year. High theft rates can lead to higher than average Aberdeen, MD car insurance rates.

How long is the average commute in Aberdeen, MD?

More time spent behind the wheel can lead to higher Aberdeen, Maryland car insurance rates. In Aberdeen, MD, the average commute length is 26.4 minutes.

What is the traffic like in Aberdeen, MD

Like commute length, time spent in traffic also increase risk of accidents. Aberdeen, MD is listed as 278th in INRIX congested cities data.

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Car Insurance Quotes for Aberdeen, MD

Shop for affordable Aberdeen, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Aberdeen, MD car insurance companies.

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