Cheap Quotes for Douglas, MA Car Insurance (2021)

Douglas, Massachusetts car insurance rates average $227 a month and Massachusetts law requires coverage of at least 20/40/5. By comparing rates from multiple Douglas, MA companies, you can find cheap Douglas car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • The cheapest car insurance company in Douglas is State Farm
  • Douglas has an average commute time of 36.7 minutes
  • Average car insurance rates in Douglas, MA for senior drivers are $1,704/year

How do the Douglas, Massachusetts monthly average car insurance rates of $227/month compare to nearby cities like Fall River car insurance rates, Quincy car insurance rates, and Springfield car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Douglas, MA.

We’ll cover the Massachusetts minimum coverage requirements, Massachusetts car insurance laws, and Douglas, MA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Douglas, Massachusetts companies to find the most affordable Douglas car insurance rates.

Enter your ZIP code above to find cheap Douglas, MA car insurance quotes today.

What are the minimum Douglas, MA car insurance requirements?

To meet Massachusetts minimum car insurance coverage requirements, Douglas, MA drivers need to carry at least 20/40/5 coverage.

Minimum Required Car Insurance Coverage in Douglas, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Douglas, MA car insurance rates?

Three of the criteria that most affect car insurance rates in Douglas, Massachusetts are age, gender, and marital status. Let’s take a look at how each of these stack up with top Douglas car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Douglas, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,057 $2,057 $2,057 $2,057 $7,286 $7,286 $2,303 $2,303
GEICO $1,718 $1,718 $1,586 $1,586 $4,898 $4,898 $1,774 $1,774
Liberty Mutual $2,503 $2,503 $2,181 $2,181 $8,226 $8,226 $2,618 $2,618
Progressive $1,996 $1,996 $1,918 $1,918 $7,433 $7,433 $2,154 $2,154
State Farm $843 $843 $843 $843 $2,322 $2,322 $843 $843
Travelers $2,513 $2,513 $2,227 $2,227 $5,090 $5,090 $2,787 $2,787
USAA $1,133 $1,133 $1,117 $1,117 $2,604 $2,604 $1,251 $1,251

How much do teen drivers pay for car insurance in Douglas, MA?

Douglas, Massachusetts car insurance rates for teens are often higher than rates for other drivers. Compare Douglas car insurance rates from multiple Douglas, Massachusetts car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Douglas, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,286 $7,286
GEICO $4,898 $4,898
Liberty Mutual $8,226 $8,226
Progressive $7,433 $7,433
State Farm $2,322 $2,322
Travelers $5,090 $5,090
USAA $2,604 $2,604

How much do senior drivers pay for car insurance in Douglas, MA?

With a little research, seniors can find affordable car insurance in Douglas, Massachusetts. Here’s a look at how the top Douglas car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Douglas, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,057 $2,057
GEICO $1,586 $1,586
Liberty Mutual $2,181 $2,181
Progressive $1,918 $1,918
State Farm $843 $843
Travelers $2,227 $2,227
USAA $1,117 $1,117

How does coverage level affect Douglas, MA car insurance rates?

How much coverage do you need? Are you comfortable with the Massachusetts minimum of 20/40/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Douglas, MA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Douglas, Massachusetts

Insurance Company Low Medium High
Allstate $3,182 $3,481 $3,615
GEICO $2,296 $2,542 $2,644
Liberty Mutual $3,635 $3,933 $4,079
Progressive $3,080 $3,446 $3,600
State Farm $1,104 $1,235 $1,299
Travelers $2,863 $3,217 $3,383
USAA $1,418 $1,551 $1,609

How does your driving record affect Douglas, MA car insurance rates?

Safe driving pays off. The more traffic violations you have in Douglas, MA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Douglas, Massachusetts companies.

Annual Douglas, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,658 $3,943 $4,444 $2,658
GEICO $1,996 $2,742 $3,133 $2,105
Liberty Mutual $3,062 $4,174 $5,027 $3,267
Progressive $2,842 $3,992 $3,169 $3,498
State Farm $961 $1,306 $1,554 $1,029
Travelers $2,469 $3,400 $3,622 $3,125
USAA $1,092 $1,412 $2,381 $1,219

How does a DUI affect Douglas, MA car insurance rates?

With even one DUI on your record, you can see an increase in your Douglas, MA car insurance rates.

Annual Car Insurance Rates After a DUI in Douglas, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,444
GEICO $3,133
Liberty Mutual $5,027
Progressive $3,169
State Farm $1,554
Travelers $3,622
USAA $2,381

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How does your commute affect Douglas, MA car insurance rates?

Douglas, MA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Massachusetts can be seen here. Remember, though, that you may have to carry substantially more car insurance in Douglas if you’re financing.

Annual Car Insurance Rates by Commute Length in Douglas, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,317 $3,535
GEICO $2,451 $2,537
Liberty Mutual $3,729 $4,036
Progressive $3,375 $3,375
State Farm $1,184 $1,241
Travelers $3,007 $3,302
USAA $1,484 $1,568

Who has the cheapest Douglas, MA car insurance rates?

Here’s a breakdown of Douglas, Massachusetts car insurance rates by company. You can see which company offers the cheapest Douglas car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Douglas, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

What are the top Douglas, MA car insurance companies?

Which Douglas, Massachusetts car insurance company will best fit your needs and budget? Check out this comparison of the top Douglas companies to find the one for you.

Average Annual Car Insurance Rates by Company in Douglas, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,426
GEICO $2,494
Liberty Mutual $3,882
Progressive $3,375
State Farm $1,213
Travelers $3,154
USAA $1,526

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What factors affect Douglas, MA car insurance rates?

Why are Douglas, Massachusetts car insurance rates different than rates in Fall River or Quincy? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Douglas, MA?

More time spent behind the wheel can lead to higher Douglas, Massachusetts car insurance rates. In Douglas, MA, the average commute length is 36.7 minutes.

Car Insurance Quotes for Douglas, MA

Shop for affordable Douglas, Massachusetts car insurance rates today. Enter your ZIP code to compare quotes from multiple Douglas, MA car insurance companies.

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