Cheap Quotes for Minden, LA Car Insurance (2021)

Minden, Louisiana car insurance rates average $388 a month and Louisiana law requires coverage of at least 15/30/25. By comparing rates from multiple Minden, LA companies, you can find cheap Minden car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Minden, LA are $388/month
  • Average car insurance rates in Minden, LA for senior drivers are $2,895/year
  • Minden has an average commute time of 22.7 minutes

How do the Minden, Louisiana monthly average car insurance rates of $388/month compare to nearby cities like Houma car insurance rates, Baton Rouge car insurance rates, and Shreveport car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Minden, LA.

We’ll cover the Louisiana minimum coverage requirements, Louisiana car insurance laws, and Minden, LA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Minden, Louisiana companies to find the most affordable Minden car insurance rates.

Enter your ZIP code above to find cheap Minden, LA car insurance quotes today.

What are the minimum Minden, LA car insurance requirements?

To meet Louisiana minimum car insurance coverage requirements, Minden, LA drivers need to carry at least 15/30/25 coverage.

Minimum Required Car Insurance Coverage in Minden, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Minden, LA car insurance rates?

Three of the criteria that most affect car insurance rates in Minden, Louisiana are age, gender, and marital status. Let’s take a look at how each of these stack up with top Minden car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Minden, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,816 $3,816 $3,927 $3,927 $8,396 $10,626 $4,221 $4,581
GEICO $2,784 $3,205 $3,271 $3,957 $10,487 $11,156 $2,710 $2,666
Progressive $2,837 $2,660 $2,378 $2,547 $11,468 $12,769 $3,273 $3,394
State Farm $2,396 $2,396 $2,191 $2,191 $7,066 $8,870 $2,673 $3,005
USAA $2,370 $2,336 $2,286 $2,279 $7,025 $8,293 $2,932 $3,223

How much do teen drivers pay for car insurance in Minden, LA?

Minden, Louisiana car insurance rates for teens are often higher than rates for other drivers. Compare Minden car insurance rates from multiple Minden, Louisiana car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Minden, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,626
GEICO $10,487 $11,156
Progressive $11,468 $12,769
State Farm $7,066 $8,870
USAA $7,025 $8,293

How much do senior drivers pay for car insurance in Minden, LA?

With a little research, seniors can find affordable car insurance in Minden, Louisiana. Here’s a look at how the top Minden car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Minden, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
GEICO $3,271 $3,957
Progressive $2,378 $2,547
State Farm $2,191 $2,191
USAA $2,286 $2,279

How does coverage level affect Minden, LA car insurance rates?

How much coverage do you need? Are you comfortable with the Louisiana minimum of 15/30/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Minden, LA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Minden, Louisiana

Insurance Company Low Medium High
Allstate $4,745 $5,506 $5,990
GEICO $4,292 $5,047 $5,749
Progressive $4,460 $5,130 $5,907
State Farm $3,361 $3,840 $4,345
USAA $3,418 $3,892 $4,219

How does your driving record affect Minden, LA car insurance rates?

Safe driving pays off. The more traffic violations you have in Minden, LA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Minden, Louisiana companies.

Annual Minden, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,300 $6,515 $5,806 $5,034
GEICO $3,425 $5,532 $6,764 $4,397
Progressive $4,305 $5,782 $5,542 $5,034
State Farm $3,531 $4,166 $3,849 $3,849
USAA $2,930 $4,049 $4,899 $3,494

How does a DUI affect Minden, LA car insurance rates?

With even one DUI on your record, you can see an increase in your Minden, LA car insurance rates.

Annual Car Insurance Rates After a DUI in Minden, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,806
GEICO $6,764
Progressive $5,542
State Farm $3,849
USAA $4,899

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How does your credit history affect Minden, LA car insurance rates?

Take a look at the data here to see how your Minden, Louisiana car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Minden, Louisiana

Insurance Company Poor Fair Good
Allstate $7,120 $4,881 $4,240
GEICO $5,980 $5,191 $3,917
Progressive $5,839 $5,003 $4,656
State Farm $5,347 $3,432 $2,767
USAA $5,330 $3,382 $2,817

How does your commute affect Minden, LA car insurance rates?

Minden, LA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Louisiana can be seen here. Remember, though, that you may have to carry substantially more car insurance in Minden if you’re financing.

Annual Car Insurance Rates by Commute Length in Minden, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,414 $5,414
GEICO $4,934 $5,125
Progressive $5,166 $5,166
State Farm $3,750 $3,947
USAA $3,727 $3,959

Who has the cheapest Minden, LA car insurance rates?

Here’s a breakdown of Minden, Louisiana car insurance rates by company. You can see which company offers the cheapest Minden car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Minden, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Minden, LA car insurance companies?

Which Minden, Louisiana car insurance company will best fit your needs and budget? Check out this comparison of the top Minden companies to find the one for you.

Average Annual Car Insurance Rates by Company in Minden, Louisiana

Insurance Company Average Annual Rates
Allstate $5,414
GEICO $5,030
Progressive $5,166
State Farm $3,849
USAA $3,843

What factors affect Minden, LA car insurance rates?

Why are Minden, Louisiana car insurance rates different than rates in Houma or Baton Rouge? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Minden, LA?

FBI statistics show that the Minden, Louisiana car theft rate is 12 thefts each year. High theft rates can lead to higher than average Minden, LA car insurance rates.

How long is the average commute in Minden, LA?

More time spent behind the wheel can lead to higher Minden, Louisiana car insurance rates. In Minden, LA, the average commute length is 22.7 minutes.

Car Insurance Quotes for Minden, LA

Shop for affordable Minden, Louisiana car insurance rates today. Enter your ZIP code to compare quotes from multiple Minden, LA car insurance companies.

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