Cheap Quotes for Onancock, VA Car Insurance (2021)

Onancock, Virginia car insurance rates average $193 a month and Virginia law requires coverage of at least 25/50/20. By comparing rates from multiple Onancock, VA companies, you can find cheap Onancock car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Onancock has an average commute time of 25.0 minutes
  • Average car insurance rates in Onancock, VA are $193/month
  • Average car insurance rates in Onancock, VA after a DUI are $2,747/year

How do the Onancock, Virginia monthly average car insurance rates of $193/month compare to nearby cities like Virginia Beach car insurance rates, Norfolk car insurance rates, and Chesapeake car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Onancock, VA.

We’ll cover the Virginia minimum coverage requirements, Virginia car insurance laws, and Onancock, VA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Onancock, Virginia companies to find the most affordable Onancock car insurance rates.

Enter your ZIP code above to find cheap Onancock, VA car insurance quotes today.

What are the minimum Onancock, VA car insurance requirements?

To meet Virginia minimum car insurance coverage requirements, Onancock, VA drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in Onancock, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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How do age, gender, and marital status affect Onancock, VA car insurance rates?

Three of the criteria that most affect car insurance rates in Onancock, Virginia are age, gender, and marital status. Let’s take a look at how each of these stack up with top Onancock car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Onancock, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,070 $1,952 $2,061 $2,061 $6,450 $7,397 $2,693 $2,692
GEICO $1,490 $1,493 $1,413 $1,413 $3,090 $4,147 $1,729 $1,719
Nationwide $1,436 $1,447 $1,273 $1,310 $3,384 $4,377 $1,582 $1,727
Progressive $1,182 $1,128 $1,065 $1,070 $5,278 $5,938 $1,430 $1,466
State Farm $1,353 $1,353 $1,216 $1,216 $4,035 $5,065 $1,528 $1,761
USAA $1,114 $1,099 $1,036 $1,046 $3,414 $4,077 $1,438 $1,583

How much do teen drivers pay for car insurance in Onancock, VA?

Onancock, Virginia car insurance rates for teens are often higher than rates for other drivers. Compare Onancock car insurance rates from multiple Onancock, Virginia car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Onancock, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,450 $7,397
GEICO $3,090 $4,147
Nationwide $3,384 $4,377
Progressive $5,278 $5,938
State Farm $4,035 $5,065
USAA $3,414 $4,077

How much do senior drivers pay for car insurance in Onancock, VA?

With a little research, seniors can find affordable car insurance in Onancock, Virginia. Here’s a look at how the top Onancock car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Onancock, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,061 $2,061
GEICO $1,413 $1,413
Nationwide $1,273 $1,310
Progressive $1,065 $1,070
State Farm $1,216 $1,216
USAA $1,036 $1,046

How does coverage level affect Onancock, VA car insurance rates?

How much coverage do you need? Are you comfortable with the Virginia minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Onancock, VA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Onancock, Virginia

Insurance Company Low Medium High
Allstate $3,307 $3,422 $3,536
GEICO $1,983 $2,059 $2,142
Nationwide $2,165 $2,047 $1,989
Progressive $2,218 $2,293 $2,448
State Farm $2,069 $2,187 $2,316
USAA $1,782 $1,854 $1,917

How does your driving record affect Onancock, VA car insurance rates?

Safe driving pays off. The more traffic violations you have in Onancock, VA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Onancock, Virginia companies.

Annual Onancock, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,560 $4,096 $3,733 $3,299
GEICO $1,560 $2,032 $3,095 $1,560
Nationwide $1,795 $1,795 $2,638 $2,039
Progressive $1,991 $2,613 $2,363 $2,311
State Farm $2,003 $2,379 $2,191 $2,191
USAA $1,434 $1,858 $2,463 $1,649

How does a DUI affect Onancock, VA car insurance rates?

With even one DUI on your record, you can see an increase in your Onancock, VA car insurance rates.

Annual Car Insurance Rates After a DUI in Onancock, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,733
GEICO $3,095
Nationwide $2,638
Progressive $2,363
State Farm $2,191
USAA $2,463

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How does your credit history affect Onancock, VA car insurance rates?

Take a look at the data here to see how your Onancock, Virginia car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Onancock, Virginia

Insurance Company Poor Fair Good
Allstate $4,170 $3,337 $2,758
GEICO $2,290 $1,947 $1,947
Nationwide $2,449 $1,967 $1,785
Progressive $2,594 $2,258 $2,106
State Farm $3,115 $1,932 $1,526
USAA $2,479 $1,685 $1,388

How does your commute affect Onancock, VA car insurance rates?

Onancock, VA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Virginia can be seen here. Remember, though, that you may have to carry substantially more car insurance in Onancock if you’re financing.

Annual Car Insurance Rates by Commute Length in Onancock, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,317 $3,527
GEICO $2,023 $2,101
Nationwide $2,067 $2,067
Progressive $2,320 $2,320
State Farm $2,138 $2,244
USAA $1,783 $1,919

Who has the cheapest Onancock, VA car insurance rates?

Here’s a breakdown of Onancock, Virginia car insurance rates by company. You can see which company offers the cheapest Onancock car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Onancock, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Onancock, VA car insurance companies?

Which Onancock, Virginia car insurance company will best fit your needs and budget? Check out this comparison of the top Onancock companies to find the one for you.

Average Annual Car Insurance Rates by Company in Onancock, Virginia

Insurance Company Average Annual Rates
Allstate $3,422
GEICO $2,062
Nationwide $2,067
Progressive $2,320
State Farm $2,191
USAA $1,851

What factors affect Onancock, VA car insurance rates?

Why are Onancock, Virginia car insurance rates different than rates in Virginia Beach or Norfolk? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Onancock, VA?

More time spent behind the wheel can lead to higher Onancock, Virginia car insurance rates. In Onancock, VA, the average commute length is 25.0 minutes.

Car Insurance Quotes for Onancock, VA

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