Cheap Quotes for Covelo, CA Car Insurance (2021)

Covelo, California car insurance rates average $276 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Covelo, CA companies, you can find cheap Covelo car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Covelo, CA after a DUI are $4,657/year
  • Average car insurance rates in Covelo, CA for senior drivers are $1,986/year
  • Average car insurance rates in Covelo, CA are $276/month

How do the Covelo, California monthly average car insurance rates of $276/month compare to nearby cities like San Diego car insurance rates, Bakersfield car insurance rates, and Long Beach car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Covelo, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Covelo, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Covelo, California companies to find the most affordable Covelo car insurance rates.

Enter your ZIP code above to find cheap Covelo, CA car insurance quotes today.

What are the minimum Covelo, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Covelo, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Covelo, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Covelo, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Covelo, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Covelo car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Covelo, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,479 $2,487 $1,801 $1,834 $6,815 $8,579 $3,216 $3,570
Farmers $2,252 $2,252 $2,017 $2,017 $7,205 $11,911 $2,670 $2,972
GEICO $1,728 $1,730 $1,625 $1,625 $5,307 $5,438 $2,490 $2,561
Liberty Mutual $2,183 $2,075 $2,024 $1,964 $4,807 $5,085 $2,471 $2,481
Nationwide $3,115 $2,979 $2,686 $2,540 $7,838 $8,638 $3,708 $3,693
Progressive $1,662 $1,717 $1,372 $1,652 $4,317 $5,276 $2,374 $2,565
State Farm $2,952 $2,952 $2,635 $2,635 $5,381 $6,660 $3,267 $3,371
Travelers $2,160 $2,103 $1,908 $1,885 $4,286 $5,006 $2,805 $2,753
USAA $1,801 $1,707 $1,759 $1,768 $4,079 $4,106 $2,500 $2,364

How much do teen drivers pay for car insurance in Covelo, CA?

Covelo, California car insurance rates for teens are often higher than rates for other drivers. Compare Covelo car insurance rates from multiple Covelo, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Covelo, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,815 $8,579
Farmers $7,205 $11,911
GEICO $5,307 $5,438
Liberty Mutual $4,807 $5,085
Nationwide $7,838 $8,638
Progressive $4,317 $5,276
State Farm $5,381 $6,660
Travelers $4,286 $5,006
USAA $4,079 $4,106

How much do senior drivers pay for car insurance in Covelo, CA?

With a little research, seniors can find affordable car insurance in Covelo, California. Here’s a look at how the top Covelo car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Covelo, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,801 $1,834
Farmers $2,017 $2,017
GEICO $1,625 $1,625
Liberty Mutual $2,024 $1,964
Nationwide $2,686 $2,540
Progressive $1,372 $1,652
State Farm $2,635 $2,635
Travelers $1,908 $1,885
USAA $1,759 $1,768

How does coverage level affect Covelo, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Covelo, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Covelo, California

Insurance Company Low Medium High
Allstate $3,672 $3,876 $3,995
Farmers $3,917 $4,190 $4,380
GEICO $2,667 $2,832 $2,939
Liberty Mutual $2,708 $2,911 $3,041
Nationwide $4,049 $4,457 $4,693
Progressive $2,449 $2,670 $2,733
State Farm $3,427 $3,783 $3,985
Travelers $2,588 $2,921 $3,080
USAA $2,299 $2,554 $2,678

How does your driving record affect Covelo, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Covelo, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Covelo, California companies.

Annual Covelo, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,312 $3,925 $6,117 $3,036
Farmers $3,071 $4,187 $5,229 $4,163
GEICO $1,968 $3,035 $3,806 $2,442
Liberty Mutual $2,506 $3,358 $3,027 $2,654
Nationwide $3,073 $3,930 $6,666 $3,930
Progressive $1,724 $2,894 $3,377 $2,473
State Farm $2,658 $3,173 $6,007 $3,088
Travelers $1,943 $3,086 $3,623 $2,802
USAA $1,670 $2,477 $4,066 $1,829

How does a DUI affect Covelo, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Covelo, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Covelo, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,117
Farmers $5,229
GEICO $3,806
Liberty Mutual $3,027
Nationwide $6,666
Progressive $3,377
State Farm $6,007
Travelers $3,623
USAA $4,066

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How does your commute affect Covelo, CA car insurance rates?

Covelo, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Covelo if you’re financing.

Annual Car Insurance Rates by Commute Length in Covelo, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,478 $4,217
Farmers $3,778 $4,547
GEICO $2,556 $3,069
Liberty Mutual $2,651 $3,121
Nationwide $3,880 $4,919
Progressive $2,379 $2,855
State Farm $3,598 $3,866
Travelers $2,577 $3,149
USAA $2,314 $2,707

Who has the cheapest Covelo, CA car insurance rates?

Here’s a breakdown of Covelo, California car insurance rates by company. You can see which company offers the cheapest Covelo car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Covelo, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

What are the top Covelo, CA car insurance companies?

Which Covelo, California car insurance company will best fit your needs and budget? Check out this comparison of the top Covelo companies to find the one for you.

Average Annual Car Insurance Rates by Company in Covelo, California

Insurance Company Average Annual Rates
Allstate $3,848
Farmers $4,162
GEICO $2,813
Liberty Mutual $2,886
Nationwide $4,400
Progressive $2,617
State Farm $3,732
Travelers $2,863
USAA $2,510

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What factors affect Covelo, CA car insurance rates?

Why are Covelo, California car insurance rates different than rates in San Diego or Bakersfield? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Covelo, CA?

More time spent behind the wheel can lead to higher Covelo, California car insurance rates. In Covelo, CA, the average commute length is 21.2 minutes.

Car Insurance Quotes for Covelo, CA

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