Cheap Quotes for Eufaula, AL Car Insurance (2021)

Eufaula, Alabama car insurance rates average $299 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Eufaula, AL companies, you can find cheap Eufaula car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Eufaula, AL are $299/month
  • Average car insurance rates in Eufaula, AL for senior drivers are $1,915/year
  • Eufaula has an average commute time of 18.6 minutes

How do the Eufaula, Alabama monthly average car insurance rates of $299/month compare to nearby cities like Huntsville car insurance rates, Madison car insurance rates, and Decatur car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Eufaula, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Eufaula, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Eufaula, Alabama companies to find the most affordable Eufaula car insurance rates.

Enter your ZIP code above to find cheap Eufaula, AL car insurance quotes today.

What are the minimum Eufaula, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Eufaula, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Eufaula, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Eufaula, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Eufaula, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Eufaula car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eufaula, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,854 $1,772 $1,675 $1,708 $6,351 $6,825 $2,083 $2,131
Farmers $2,437 $2,422 $2,180 $2,311 $9,242 $9,516 $2,763 $2,875
GEICO $2,147 $2,117 $2,014 $2,065 $5,548 $5,428 $2,276 $2,115
Liberty Mutual $2,987 $3,231 $2,452 $2,746 $10,587 $11,782 $3,187 $3,401
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,313 $2,175 $1,890 $2,034 $8,975 $9,986 $2,682 $2,791
State Farm $2,818 $2,818 $2,528 $2,528 $8,198 $10,309 $3,176 $3,640
Travelers $1,489 $1,514 $1,392 $1,393 $8,139 $13,004 $1,408 $1,610
USAA $1,320 $1,343 $1,233 $1,213 $3,918 $4,349 $1,722 $1,862

How much do teen drivers pay for car insurance in Eufaula, AL?

Eufaula, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Eufaula car insurance rates from multiple Eufaula, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Eufaula, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,351 $6,825
Farmers $9,242 $9,516
GEICO $5,548 $5,428
Liberty Mutual $10,587 $11,782
Nationwide $4,358 $5,617
Progressive $8,975 $9,986
State Farm $8,198 $10,309
Travelers $8,139 $13,004
USAA $3,918 $4,349

How much do senior drivers pay for car insurance in Eufaula, AL?

With a little research, seniors can find affordable car insurance in Eufaula, Alabama. Here’s a look at how the top Eufaula car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Eufaula, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
Farmers $2,180 $2,311
GEICO $2,014 $2,065
Liberty Mutual $2,452 $2,746
Nationwide $1,527 $1,581
Progressive $1,890 $2,034
State Farm $2,528 $2,528
Travelers $1,392 $1,393
USAA $1,233 $1,213

How does coverage level affect Eufaula, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Eufaula, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Eufaula, Alabama

Insurance Company Low Medium High
Allstate $2,946 $3,046 $3,158
Farmers $3,990 $4,166 $4,499
GEICO $2,742 $2,952 $3,198
Liberty Mutual $4,817 $5,023 $5,300
Nationwide $2,529 $2,526 $2,589
Progressive $3,635 $4,072 $4,609
State Farm $4,267 $4,496 $4,742
Travelers $3,513 $3,819 $3,899
USAA $2,043 $2,108 $2,208

How does your driving record affect Eufaula, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Eufaula, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Eufaula, Alabama companies.

Annual Eufaula, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,602 $3,060 $3,607 $2,931
Farmers $3,554 $4,588 $4,476 $4,254
GEICO $2,014 $3,219 $3,924 $2,698
Liberty Mutual $3,964 $5,499 $5,395 $5,328
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,715 $4,635 $3,988 $4,086
State Farm $4,086 $5,010 $4,455 $4,455
Travelers $3,125 $3,277 $4,780 $3,793
USAA $1,631 $2,045 $3,040 $1,764

How does a DUI affect Eufaula, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Eufaula, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Eufaula, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,607
Farmers $4,476
GEICO $3,924
Liberty Mutual $5,395
Nationwide $3,241
Progressive $3,988
State Farm $4,455
Travelers $4,780
USAA $3,040

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How does your credit history affect Eufaula, AL car insurance rates?

Take a look at the data here to see how your Eufaula, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Eufaula, Alabama

Insurance Company Poor Fair Good
Allstate $3,772 $2,958 $2,419
Farmers $4,730 $4,068 $3,857
GEICO $3,771 $2,688 $2,432
Liberty Mutual $7,232 $4,427 $3,481
Nationwide $3,073 $2,400 $2,171
Progressive $4,663 $3,966 $3,687
State Farm $7,300 $3,695 $2,510
Travelers $4,079 $3,541 $3,611
USAA $2,849 $1,855 $1,656

How does your commute affect Eufaula, AL car insurance rates?

Eufaula, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Eufaula if you’re financing.

Annual Car Insurance Rates by Commute Length in Eufaula, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,050 $3,050
Farmers $4,218 $4,218
GEICO $2,906 $3,021
Liberty Mutual $5,047 $5,047
Nationwide $2,548 $2,548
Progressive $4,106 $4,106
State Farm $4,393 $4,611
Travelers $3,744 $3,744
USAA $2,023 $2,217

Who has the cheapest Eufaula, AL car insurance rates?

Here’s a breakdown of Eufaula, Alabama car insurance rates by company. You can see which company offers the cheapest Eufaula car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Eufaula, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Eufaula, AL car insurance companies?

Which Eufaula, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Eufaula companies to find the one for you.

Average Annual Car Insurance Rates by Company in Eufaula, Alabama

Insurance Company Average Annual Rates
Allstate $3,050
Farmers $4,218
GEICO $2,964
Liberty Mutual $5,047
Nationwide $2,548
Progressive $4,106
State Farm $4,502
Travelers $3,744
USAA $2,120

What factors affect Eufaula, AL car insurance rates?

Why are Eufaula, Alabama car insurance rates different than rates in Huntsville or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Eufaula, AL?

FBI statistics show that the Eufaula, Alabama car theft rate is 27 thefts each year. High theft rates can lead to higher than average Eufaula, AL car insurance rates.

How long is the average commute in Eufaula, AL?

More time spent behind the wheel can lead to higher Eufaula, Alabama car insurance rates. In Eufaula, AL, the average commute length is 18.6 minutes.

Car Insurance Quotes for Eufaula, AL

Shop for affordable Eufaula, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Eufaula, AL car insurance companies.

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