Cheap Quotes for Alberton, MT Car Insurance (2021)

Alberton, Montana car insurance rates average $265 a month and Montana law requires coverage of at least 25/50/20. By comparing rates from multiple Alberton, MT companies, you can find cheap Alberton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Alberton, MT for senior drivers are $2,025/year
  • The cheapest car insurance company in Alberton is Liberty Mutual
  • Alberton has an average commute time of 28.9 minutes

How do the Alberton, Montana monthly average car insurance rates of $265/month compare to nearby cities like Havre car insurance rates, Miles City car insurance rates, and Belgrade car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Alberton, MT.

We’ll cover the Montana minimum coverage requirements, Montana car insurance laws, and Alberton, MT statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Alberton, Montana companies to find the most affordable Alberton car insurance rates.

Enter your ZIP code above to find cheap Alberton, MT car insurance quotes today.

What are the minimum Alberton, MT car insurance requirements?

To meet Montana minimum car insurance coverage requirements, Alberton, MT drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in Alberton, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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How do age, gender, and marital status affect Alberton, MT car insurance rates?

Three of the criteria that most affect car insurance rates in Alberton, Montana are age, gender, and marital status. Let’s take a look at how each of these stack up with top Alberton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alberton, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,975 $2,975 $2,734 $2,734 $11,629 $11,629 $3,203 $3,203
Farmers $2,602 $2,602 $2,331 $2,331 $7,369 $7,369 $2,858 $2,858
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $953 $953 $937 $937 $2,047 $2,047 $1,155 $1,155
Nationwide $2,922 $2,922 $2,661 $2,661 $5,942 $5,942 $3,097 $3,097
Progressive $3,034 $3,034 $2,745 $2,745 $7,359 $7,359 $3,420 $3,420
State Farm $1,672 $1,672 $1,472 $1,472 $4,976 $4,976 $1,813 $1,813
USAA $1,209 $1,209 $1,081 $1,081 $3,950 $3,950 $1,506 $1,506

How much do teen drivers pay for car insurance in Alberton, MT?

Alberton, Montana car insurance rates for teens are often higher than rates for other drivers. Compare Alberton car insurance rates from multiple Alberton, Montana car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Alberton, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,629 $11,629
Farmers $7,369 $7,369
GEICO $5,830 $5,426
Liberty Mutual $2,047 $2,047
Nationwide $5,942 $5,942
Progressive $7,359 $7,359
State Farm $4,976 $4,976
USAA $3,950 $3,950

How much do senior drivers pay for car insurance in Alberton, MT?

With a little research, seniors can find affordable car insurance in Alberton, Montana. Here’s a look at how the top Alberton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Alberton, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,734 $2,734
Farmers $2,331 $2,331
GEICO $2,342 $2,136
Liberty Mutual $937 $937
Nationwide $2,661 $2,661
Progressive $2,745 $2,745
State Farm $1,472 $1,472
USAA $1,081 $1,081

How does coverage level affect Alberton, MT car insurance rates?

How much coverage do you need? Are you comfortable with the Montana minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Alberton, MT car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Alberton, Montana

Insurance Company Low Medium High
Allstate $4,850 $5,121 $5,435
Farmers $3,485 $3,785 $4,100
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,170 $1,277 $1,372
Nationwide $2,789 $3,893 $4,285
Progressive $3,893 $4,126 $4,400
State Farm $2,348 $2,474 $2,628
USAA $1,848 $1,926 $2,035

How does your driving record affect Alberton, MT car insurance rates?

Safe driving pays off. The more traffic violations you have in Alberton, MT, the higher your car insurance rates will be. Compare rates based on driving infractions from top Alberton, Montana companies.

Annual Alberton, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,304 $5,110 $6,202 $4,926
Farmers $3,322 $4,312 $4,205 $3,322
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $858 $1,518 $1,518 $1,199
Nationwide $2,657 $3,824 $4,933 $3,208
Progressive $3,561 $4,631 $4,410 $3,957
State Farm $2,308 $2,659 $2,483 $2,483
USAA $1,456 $1,814 $2,700 $1,775

How does a DUI affect Alberton, MT car insurance rates?

With even one DUI on your record, you can see an increase in your Alberton, MT car insurance rates.

Annual Car Insurance Rates After a DUI in Alberton, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,202
Farmers $4,205
GEICO $4,768
Liberty Mutual $1,518
Nationwide $4,933
Progressive $4,410
State Farm $2,483
USAA $2,700

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How does your credit history affect Alberton, MT car insurance rates?

Take a look at the data here to see how your Alberton, Montana car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Alberton, Montana

Insurance Company Poor Fair Good
Allstate $6,207 $4,970 $4,230
Farmers $4,457 $3,559 $3,355
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,273 $1,273 $1,273
Nationwide $4,607 $3,344 $3,015
Progressive $4,987 $3,840 $3,592
State Farm $3,572 $2,173 $1,704
USAA $2,603 $1,770 $1,436

How does your commute affect Alberton, MT car insurance rates?

Alberton, MT car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Montana can be seen here. Remember, though, that you may have to carry substantially more car insurance in Alberton if you’re financing.

Annual Car Insurance Rates by Commute Length in Alberton, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,013 $5,258
Farmers $3,790 $3,790
GEICO $2,984 $3,092
Liberty Mutual $1,273 $1,273
Nationwide $3,655 $3,655
Progressive $4,140 $4,140
State Farm $2,410 $2,556
USAA $1,913 $1,959

Who has the cheapest Alberton, MT car insurance rates?

Here’s a breakdown of Alberton, Montana car insurance rates by company. You can see which company offers the cheapest Alberton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Alberton, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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What are the top Alberton, MT car insurance companies?

Which Alberton, Montana car insurance company will best fit your needs and budget? Check out this comparison of the top Alberton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Alberton, Montana

Insurance Company Average Annual Rates
Allstate $5,135
Farmers $3,790
GEICO $3,038
Liberty Mutual $1,273
Nationwide $3,655
Progressive $4,140
State Farm $2,483
USAA $1,936

What factors affect Alberton, MT car insurance rates?

Why are Alberton, Montana car insurance rates different than rates in Havre or Miles City? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Alberton, MT?

More time spent behind the wheel can lead to higher Alberton, Montana car insurance rates. In Alberton, MT, the average commute length is 28.9 minutes.

Car Insurance Quotes for Alberton, MT

Shop for affordable Alberton, Montana car insurance rates today. Enter your ZIP code to compare quotes from multiple Alberton, MT car insurance companies.

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