Cheap Quotes for Webb City, MO Car Insurance (2021)

Webb City, Missouri car insurance rates average $273 a month and Missouri law requires coverage of at least 25/50/25. By comparing rates from multiple Webb City, MO companies, you can find cheap Webb City car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 20, 2022

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Things to Know

  • The cheapest car insurance company in Webb City is Nationwide
  • Average car insurance rates in Webb City, MO after a DUI are $3,839/year
  • Average car insurance rates in Webb City, MO for senior drivers are $1,825/year

How do the Webb City, Missouri monthly average car insurance rates of $273/month compare to nearby cities like St. Joseph car insurance rates, Independence car insurance rates, and Florissant car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Webb City, MO.

We’ll cover the Missouri minimum coverage requirements, Missouri car insurance laws, and Webb City, MO statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Webb City, Missouri companies to find the most affordable Webb City car insurance rates.

Enter your ZIP code above to find cheap Webb City, MO car insurance quotes today.

What are the minimum Webb City, MO car insurance requirements?

To meet Missouri minimum car insurance coverage requirements, Webb City, MO drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Webb City, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Webb City, MO car insurance rates?

Three of the criteria that most affect car insurance rates in Webb City, Missouri are age, gender, and marital status. Let’s take a look at how each of these stack up with top Webb City car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Webb City, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,822 $2,736 $2,532 $2,613 $7,715 $8,346 $2,716 $2,810
American Family $2,130 $2,130 $1,899 $1,899 $5,879 $7,635 $2,130 $2,485
Farmers $2,293 $2,282 $2,043 $2,168 $9,636 $9,971 $2,615 $2,727
GEICO $1,780 $2,007 $1,385 $1,807 $5,725 $6,039 $1,616 $1,613
Liberty Mutual $2,666 $2,889 $2,190 $2,462 $9,409 $10,461 $2,806 $2,987
Nationwide $1,457 $1,487 $1,306 $1,381 $3,720 $4,759 $1,665 $1,800
Progressive $1,853 $1,714 $1,521 $1,563 $6,168 $6,920 $2,257 $2,302
State Farm $1,708 $1,708 $1,545 $1,545 $5,091 $6,401 $1,924 $2,196
USAA $1,641 $1,624 $1,481 $1,502 $4,991 $6,094 $2,038 $2,263

How much do teen drivers pay for car insurance in Webb City, MO?

Webb City, Missouri car insurance rates for teens are often higher than rates for other drivers. Compare Webb City car insurance rates from multiple Webb City, Missouri car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Webb City, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,715 $8,346
American Family $5,879 $7,635
Farmers $9,636 $9,971
GEICO $5,725 $6,039
Liberty Mutual $9,409 $10,461
Nationwide $3,720 $4,759
Progressive $6,168 $6,920
State Farm $5,091 $6,401
USAA $4,991 $6,094

How much do senior drivers pay for car insurance in Webb City, MO?

With a little research, seniors can find affordable car insurance in Webb City, Missouri. Here’s a look at how the top Webb City car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Webb City, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,532 $2,613
American Family $1,899 $1,899
Farmers $2,043 $2,168
GEICO $1,385 $1,807
Liberty Mutual $2,190 $2,462
Nationwide $1,306 $1,381
Progressive $1,521 $1,563
State Farm $1,545 $1,545
USAA $1,481 $1,502

How does coverage level affect Webb City, MO car insurance rates?

How much coverage do you need? Are you comfortable with the Missouri minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Webb City, MO car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Webb City, Missouri

Insurance Company Low Medium High
Allstate $3,889 $4,028 $4,191
American Family $3,167 $3,376 $3,277
Farmers $3,942 $4,176 $4,532
GEICO $2,548 $2,771 $2,920
Liberty Mutual $4,217 $4,507 $4,727
Nationwide $2,064 $2,217 $2,309
Progressive $2,710 $3,046 $3,356
State Farm $2,561 $2,775 $2,959
USAA $2,581 $2,694 $2,838

How does your driving record affect Webb City, MO car insurance rates?

Safe driving pays off. The more traffic violations you have in Webb City, MO, the higher your car insurance rates will be. Compare rates based on driving infractions from top Webb City, Missouri companies.

Annual Webb City, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,473 $3,909 $4,842 $3,921
American Family $2,440 $3,536 $4,326 $2,791
Farmers $3,635 $4,546 $4,443 $4,242
GEICO $2,107 $2,780 $3,803 $2,297
Liberty Mutual $3,256 $4,682 $4,816 $5,180
Nationwide $1,725 $2,215 $2,958 $1,889
Progressive $2,627 $3,528 $2,915 $3,079
State Farm $2,529 $3,000 $2,765 $2,765
USAA $2,150 $2,630 $3,681 $2,356

How does a DUI affect Webb City, MO car insurance rates?

With even one DUI on your record, you can see an increase in your Webb City, MO car insurance rates.

Annual Car Insurance Rates After a DUI in Webb City, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,842
American Family $4,326
Farmers $4,443
GEICO $3,803
Liberty Mutual $4,816
Nationwide $2,958
Progressive $2,915
State Farm $2,765
USAA $3,681

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How does your credit history affect Webb City, MO car insurance rates?

Take a look at the data here to see how your Webb City, Missouri car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Webb City, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,579 $2,959
American Family $4,276 $3,008 $2,535
Farmers $4,807 $4,020 $3,823
GEICO $3,791 $2,471 $1,977
Liberty Mutual $6,420 $3,933 $3,098
Nationwide $2,589 $2,141 $1,861
Progressive $3,508 $2,915 $2,688
State Farm $3,846 $2,457 $1,992
USAA $4,495 $2,106 $1,513

How does your commute affect Webb City, MO car insurance rates?

Webb City, MO car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Missouri can be seen here. Remember, though, that you may have to carry substantially more car insurance in Webb City if you’re financing.

Annual Car Insurance Rates by Commute Length in Webb City, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,036 $4,036
American Family $3,241 $3,305
Farmers $4,217 $4,217
GEICO $2,696 $2,797
Liberty Mutual $4,484 $4,484
Nationwide $2,197 $2,197
Progressive $3,037 $3,037
State Farm $2,696 $2,833
USAA $2,607 $2,802

Who has the cheapest Webb City, MO car insurance rates?

Here’s a breakdown of Webb City, Missouri car insurance rates by company. You can see which company offers the cheapest Webb City car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Webb City, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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What are the top Webb City, MO car insurance companies?

Which Webb City, Missouri car insurance company will best fit your needs and budget? Check out this comparison of the top Webb City companies to find the one for you.

Average Annual Car Insurance Rates by Company in Webb City, Missouri

Insurance Company Average Annual Rates
Allstate $4,036
American Family $3,273
Farmers $4,217
GEICO $2,747
Liberty Mutual $4,484
Nationwide $2,197
Progressive $3,037
State Farm $2,765
USAA $2,704

What factors affect Webb City, MO car insurance rates?

Why are Webb City, Missouri car insurance rates different than rates in St. Joseph or Independence? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Webb City, MO?

More time spent behind the wheel can lead to higher Webb City, Missouri car insurance rates. In Webb City, MO, the average commute length is 16.9 minutes.

Car Insurance Quotes for Webb City, MO

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