Cheap Quotes for Exeter, RI Car Insurance (2021)

Exeter, Rhode Island car insurance rates average $383 a month and Rhode Island law requires coverage of at least 25/50/25. By comparing rates from multiple Exeter, RI companies, you can find cheap Exeter car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Average car insurance rates in Exeter, RI are $383/month
  • The cheapest car insurance company in Exeter is State Farm
  • Average car insurance rates in Exeter, RI for senior drivers are $2,471/year

How do the Exeter, Rhode Island monthly average car insurance rates of $383/month compare to nearby cities like Pawtucket car insurance rates, Lincoln car insurance rates, and Block Island car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Exeter, RI.

We’ll cover the Rhode Island minimum coverage requirements, Rhode Island car insurance laws, and Exeter, RI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Exeter, Rhode Island companies to find the most affordable Exeter car insurance rates.

Enter your ZIP code above to find cheap Exeter, RI car insurance quotes today.

What are the minimum Exeter, RI car insurance requirements?

To meet Rhode Island minimum car insurance coverage requirements, Exeter, RI drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Exeter, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Exeter, RI car insurance rates?

Three of the criteria that most affect car insurance rates in Exeter, Rhode Island are age, gender, and marital status. Let’s take a look at how each of these stack up with top Exeter car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Exeter, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,855 $3,783 $3,830 $3,998 $6,742 $7,950 $4,036 $4,157
GEICO $2,730 $2,798 $2,798 $2,737 $8,421 $11,023 $2,823 $2,947
Liberty Mutual $3,702 $3,702 $3,530 $3,530 $8,914 $13,893 $3,702 $5,023
Nationwide $2,865 $2,910 $2,518 $2,670 $7,512 $9,665 $3,408 $3,702
Progressive $2,668 $2,531 $2,450 $2,435 $11,996 $13,498 $3,263 $3,328
State Farm $1,326 $1,326 $1,171 $1,171 $3,641 $4,851 $1,456 $1,736
Travelers $1,469 $1,486 $1,496 $1,485 $14,794 $23,231 $1,510 $1,678
USAA $1,960 $1,935 $1,879 $1,839 $9,113 $10,408 $2,674 $2,802

How much do teen drivers pay for car insurance in Exeter, RI?

Exeter, Rhode Island car insurance rates for teens are often higher than rates for other drivers. Compare Exeter car insurance rates from multiple Exeter, Rhode Island car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Exeter, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,742 $7,950
GEICO $8,421 $11,023
Liberty Mutual $8,914 $13,893
Nationwide $7,512 $9,665
Progressive $11,996 $13,498
State Farm $3,641 $4,851
Travelers $14,794 $23,231
USAA $9,113 $10,408

How much do senior drivers pay for car insurance in Exeter, RI?

With a little research, seniors can find affordable car insurance in Exeter, Rhode Island. Here’s a look at how the top Exeter car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Exeter, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,830 $3,998
GEICO $2,798 $2,737
Liberty Mutual $3,530 $3,530
Nationwide $2,518 $2,670
Progressive $2,450 $2,435
State Farm $1,171 $1,171
Travelers $1,496 $1,485
USAA $1,879 $1,839

How does coverage level affect Exeter, RI car insurance rates?

How much coverage do you need? Are you comfortable with the Rhode Island minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Exeter, RI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Exeter, Rhode Island

Insurance Company Low Medium High
Allstate $4,564 $4,783 $5,035
GEICO $4,323 $4,523 $4,758
Liberty Mutual $5,406 $5,710 $6,134
Nationwide $4,548 $4,437 $4,233
Progressive $4,962 $5,239 $5,613
State Farm $1,975 $2,081 $2,198
Travelers $5,998 $6,001 $5,682
USAA $3,890 $4,080 $4,259

How does your driving record affect Exeter, RI car insurance rates?

Safe driving pays off. The more traffic violations you have in Exeter, RI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Exeter, Rhode Island companies.

Annual Exeter, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,088 $4,884 $5,587 $4,617
GEICO $2,937 $3,865 $7,648 $3,688
Liberty Mutual $5,312 $6,143 $6,231 $5,312
Nationwide $4,073 $4,478 $4,852 $4,222
Progressive $4,299 $6,830 $4,829 $5,127
State Farm $1,933 $2,539 $1,933 $1,933
Travelers $5,279 $5,458 $6,824 $6,013
USAA $2,961 $4,024 $6,178 $3,143

How does a DUI affect Exeter, RI car insurance rates?

With even one DUI on your record, you can see an increase in your Exeter, RI car insurance rates.

Annual Car Insurance Rates After a DUI in Exeter, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,587
GEICO $7,648
Liberty Mutual $6,231
Nationwide $4,852
Progressive $4,829
State Farm $1,933
Travelers $6,824
USAA $6,178

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How does your credit history affect Exeter, RI car insurance rates?

Take a look at the data here to see how your Exeter, Rhode Island car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Exeter, Rhode Island

Insurance Company Poor Fair Good
Allstate $5,999 $4,622 $3,761
GEICO $5,085 $4,407 $4,112
Liberty Mutual $7,557 $5,023 $4,669
Nationwide $5,112 $4,209 $3,898
Progressive $5,899 $5,136 $4,780
State Farm $2,799 $1,893 $1,562
Travelers $6,186 $5,760 $5,735
USAA $6,042 $3,439 $2,748

How does your commute affect Exeter, RI car insurance rates?

Exeter, RI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Rhode Island can be seen here. Remember, though, that you may have to carry substantially more car insurance in Exeter if you’re financing.

Annual Car Insurance Rates by Commute Length in Exeter, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,760 $4,828
GEICO $4,443 $4,627
Liberty Mutual $5,564 $5,935
Nationwide $4,406 $4,406
Progressive $5,271 $5,271
State Farm $2,022 $2,147
Travelers $5,894 $5,894
USAA $4,038 $4,115

Who has the cheapest Exeter, RI car insurance rates?

Here’s a breakdown of Exeter, Rhode Island car insurance rates by company. You can see which company offers the cheapest Exeter car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Exeter, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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What are the top Exeter, RI car insurance companies?

Which Exeter, Rhode Island car insurance company will best fit your needs and budget? Check out this comparison of the top Exeter companies to find the one for you.

Average Annual Car Insurance Rates by Company in Exeter, Rhode Island

Insurance Company Average Annual Rates
Allstate $4,794
GEICO $4,535
Liberty Mutual $5,750
Nationwide $4,406
Progressive $5,271
State Farm $2,085
Travelers $5,894
USAA $4,076

What factors affect Exeter, RI car insurance rates?

Why are Exeter, Rhode Island car insurance rates different than rates in Pawtucket or Lincoln? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the traffic like in Exeter, RI

Like commute length, time spent in traffic also increase risk of accidents. Exeter, RI is listed as 270th in INRIX congested cities data.

Car Insurance Quotes for Exeter, RI

Shop for affordable Exeter, Rhode Island car insurance rates today. Enter your ZIP code to compare quotes from multiple Exeter, RI car insurance companies.

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