Cheap Quotes for Dandridge, TN Car Insurance (2021)

Dandridge, Tennessee car insurance rates average $277 a month and Tennessee law requires coverage of at least 25/50/15. By comparing rates from multiple Dandridge, TN companies, you can find cheap Dandridge car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Dandridge, TN are $277/month
  • Dandridge has an average commute time of 24.9 minutes
  • Average car insurance rates in Dandridge, TN after a DUI are $4,218/year

How do the Dandridge, Tennessee monthly average car insurance rates of $277/month compare to nearby cities like Bartlett car insurance rates, Memphis car insurance rates, and Johnson City car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Dandridge, TN.

We’ll cover the Tennessee minimum coverage requirements, Tennessee car insurance laws, and Dandridge, TN statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Dandridge, Tennessee companies to find the most affordable Dandridge car insurance rates.

Enter your ZIP code above to find cheap Dandridge, TN car insurance quotes today.

What are the minimum Dandridge, TN car insurance requirements?

To meet Tennessee minimum car insurance coverage requirements, Dandridge, TN drivers need to carry at least 25/50/15 coverage.

Minimum Required Car Insurance Coverage in Dandridge, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Dandridge, TN car insurance rates?

Three of the criteria that most affect car insurance rates in Dandridge, Tennessee are age, gender, and marital status. Let’s take a look at how each of these stack up with top Dandridge car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dandridge, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,879 $2,757 $2,593 $2,691 $10,989 $11,938 $3,058 $3,163
Farmers $1,962 $1,999 $1,761 $1,939 $8,151 $8,695 $2,662 $2,800
GEICO $1,883 $1,897 $1,732 $1,732 $5,836 $5,927 $1,920 $1,981
Nationwide $2,126 $2,141 $1,908 $1,936 $5,884 $7,568 $2,446 $2,647
Progressive $1,792 $1,686 $1,457 $1,530 $8,160 $9,181 $2,158 $2,361
State Farm $1,475 $1,475 $1,335 $1,335 $4,577 $5,712 $1,669 $1,946
Travelers $1,862 $1,962 $1,685 $1,795 $5,183 $6,412 $1,987 $2,092
USAA $1,562 $1,588 $1,413 $1,411 $5,662 $6,479 $2,045 $2,176

How much do teen drivers pay for car insurance in Dandridge, TN?

Dandridge, Tennessee car insurance rates for teens are often higher than rates for other drivers. Compare Dandridge car insurance rates from multiple Dandridge, Tennessee car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Dandridge, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,989 $11,938
Farmers $8,151 $8,695
GEICO $5,836 $5,927
Nationwide $5,884 $7,568
Progressive $8,160 $9,181
State Farm $4,577 $5,712
Travelers $5,183 $6,412
USAA $5,662 $6,479

How much do senior drivers pay for car insurance in Dandridge, TN?

With a little research, seniors can find affordable car insurance in Dandridge, Tennessee. Here’s a look at how the top Dandridge car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Dandridge, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,593 $2,691
Farmers $1,761 $1,939
GEICO $1,732 $1,732
Nationwide $1,908 $1,936
Progressive $1,457 $1,530
State Farm $1,335 $1,335
Travelers $1,685 $1,795
USAA $1,413 $1,411

How does coverage level affect Dandridge, TN car insurance rates?

How much coverage do you need? Are you comfortable with the Tennessee minimum of 25/50/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Dandridge, TN car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Dandridge, Tennessee

Insurance Company Low Medium High
Allstate $4,819 $4,996 $5,211
Farmers $3,520 $3,727 $3,992
GEICO $2,713 $2,855 $3,023
Liberty Mutual $5,613 $5,874 $6,142
Nationwide $3,356 $3,261 $3,378
Progressive $3,319 $3,538 $3,765
State Farm $2,303 $2,452 $2,568
Travelers $2,703 $2,870 $3,043
USAA $2,697 $2,781 $2,898

How does your driving record affect Dandridge, TN car insurance rates?

Safe driving pays off. The more traffic violations you have in Dandridge, TN, the higher your car insurance rates will be. Compare rates based on driving infractions from top Dandridge, Tennessee companies.

Annual Dandridge, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,179 $4,993 $6,066 $4,796
Farmers $3,203 $3,954 $4,056 $3,771
GEICO $2,092 $2,790 $4,481 $2,092
Liberty Mutual $4,768 $6,868 $6,387 $5,483
Nationwide $2,887 $2,887 $4,320 $3,233
Progressive $3,118 $4,052 $3,319 $3,673
State Farm $2,220 $2,661 $2,441 $2,441
Travelers $2,327 $2,989 $3,307 $2,867
USAA $2,026 $3,047 $3,582 $2,513

How does a DUI affect Dandridge, TN car insurance rates?

With even one DUI on your record, you can see an increase in your Dandridge, TN car insurance rates.

Annual Car Insurance Rates After a DUI in Dandridge, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,066
Farmers $4,056
GEICO $4,481
Liberty Mutual $6,387
Nationwide $4,320
Progressive $3,319
State Farm $2,441
Travelers $3,307
USAA $3,582

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How does your credit history affect Dandridge, TN car insurance rates?

Take a look at the data here to see how your Dandridge, Tennessee car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Dandridge, Tennessee

Insurance Company Poor Fair Good
Allstate $6,397 $4,893 $3,735
Farmers $4,452 $3,487 $3,299
GEICO $3,247 $2,783 $2,560
Liberty Mutual $8,424 $5,165 $4,041
Nationwide $4,005 $3,178 $2,813
Progressive $3,976 $3,434 $3,211
State Farm $3,543 $2,127 $1,652
Travelers $3,662 $2,865 $2,090
USAA $4,042 $2,374 $1,960

How does your commute affect Dandridge, TN car insurance rates?

Dandridge, TN car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Tennessee can be seen here. Remember, though, that you may have to carry substantially more car insurance in Dandridge if you’re financing.

Annual Car Insurance Rates by Commute Length in Dandridge, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,008 $5,008
Farmers $3,746 $3,746
GEICO $2,844 $2,883
Liberty Mutual $5,877 $5,877
Nationwide $3,332 $3,332
Progressive $3,541 $3,541
State Farm $2,383 $2,498
Travelers $2,759 $2,986
USAA $2,713 $2,871

Who has the cheapest Dandridge, TN car insurance rates?

Here’s a breakdown of Dandridge, Tennessee car insurance rates by company. You can see which company offers the cheapest Dandridge car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Dandridge, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Dandridge, TN car insurance companies?

Which Dandridge, Tennessee car insurance company will best fit your needs and budget? Check out this comparison of the top Dandridge companies to find the one for you.

Average Annual Car Insurance Rates by Company in Dandridge, Tennessee

Insurance Company Average Annual Rates
Allstate $5,008
Farmers $3,746
GEICO $2,864
Nationwide $3,332
Progressive $3,541
State Farm $2,441
Travelers $2,872
USAA $2,792

What factors affect Dandridge, TN car insurance rates?

Why are Dandridge, Tennessee car insurance rates different than rates in Bartlett or Memphis? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Dandridge, TN?

More time spent behind the wheel can lead to higher Dandridge, Tennessee car insurance rates. In Dandridge, TN, the average commute length is 24.9 minutes.

Car Insurance Quotes for Dandridge, TN

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