Cheap Quotes for Monroe, CT Car Insurance (2021)

Monroe, Connecticut car insurance rates average $404 a month and Connecticut law requires coverage of at least 25/50/20. By comparing rates from multiple Monroe, CT companies, you can find cheap Monroe car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

secured lock Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Monroe, CT after a DUI are $5,865/year
  • The cheapest car insurance company in Monroe is GEICO
  • Average car insurance rates in Monroe, CT are $404/month

How do the Monroe, Connecticut monthly average car insurance rates of $404/month compare to nearby cities like Stamford car insurance rates, Norwalk car insurance rates, and Bridgeport car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Monroe, CT.

We’ll cover the Connecticut minimum coverage requirements, Connecticut car insurance laws, and Monroe, CT statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Monroe, Connecticut companies to find the most affordable Monroe car insurance rates.

Enter your ZIP code above to find cheap Monroe, CT car insurance quotes today.

What are the minimum Monroe, CT car insurance requirements?

To meet Connecticut minimum car insurance coverage requirements, Monroe, CT drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in Monroe, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How do age, gender, and marital status affect Monroe, CT car insurance rates?

Three of the criteria that most affect car insurance rates in Monroe, Connecticut are age, gender, and marital status. Let’s take a look at how each of these stack up with top Monroe car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Monroe, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,945 $3,906 $3,634 $3,889 $12,089 $14,287 $4,130 $4,346
GEICO $2,270 $2,276 $2,106 $2,123 $5,291 $6,255 $2,190 $2,123
Liberty Mutual $3,634 $3,955 $2,795 $3,450 $18,252 $20,581 $3,673 $4,009
Nationwide $2,475 $2,502 $2,221 $2,330 $6,942 $8,810 $2,878 $3,096
Progressive $2,793 $2,603 $2,383 $2,476 $11,738 $13,022 $3,195 $3,594
State Farm $2,011 $2,011 $1,853 $1,853 $6,189 $7,801 $2,265 $2,597
Travelers $1,855 $1,882 $1,851 $1,844 $14,359 $23,148 $2,022 $2,276
USAA $1,999 $1,977 $1,862 $1,838 $6,316 $6,631 $2,678 $2,775

How much do teen drivers pay for car insurance in Monroe, CT?

Monroe, Connecticut car insurance rates for teens are often higher than rates for other drivers. Compare Monroe car insurance rates from multiple Monroe, Connecticut car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Monroe, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,089 $14,287
GEICO $5,291 $6,255
Liberty Mutual $18,252 $20,581
Nationwide $6,942 $8,810
Progressive $11,738 $13,022
State Farm $6,189 $7,801
Travelers $14,359 $23,148
USAA $6,316 $6,631

How much do senior drivers pay for car insurance in Monroe, CT?

With a little research, seniors can find affordable car insurance in Monroe, Connecticut. Here’s a look at how the top Monroe car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Monroe, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,634 $3,889
GEICO $2,106 $2,123
Liberty Mutual $2,795 $3,450
Nationwide $2,221 $2,330
Progressive $2,383 $2,476
State Farm $1,853 $1,853
Travelers $1,851 $1,844
USAA $1,862 $1,838

How does coverage level affect Monroe, CT car insurance rates?

How much coverage do you need? Are you comfortable with the Connecticut minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Monroe, CT car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Monroe, Connecticut

Insurance Company Low Medium High
Allstate $5,940 $6,270 $6,625
GEICO $2,840 $3,040 $3,358
Liberty Mutual $7,247 $7,486 $7,897
Nationwide $3,968 $3,939 $3,813
Progressive $4,871 $5,179 $5,626
State Farm $3,104 $3,329 $3,535
Travelers $5,715 $6,113 $6,636
USAA $3,055 $3,263 $3,461

How does your driving record affect Monroe, CT car insurance rates?

Safe driving pays off. The more traffic violations you have in Monroe, CT, the higher your car insurance rates will be. Compare rates based on driving infractions from top Monroe, Connecticut companies.

Annual Monroe, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,343 $6,593 $7,835 $5,343
GEICO $1,945 $2,552 $5,432 $2,388
Liberty Mutual $6,603 $8,273 $8,194 $7,104
Nationwide $3,177 $4,153 $4,758 $3,540
Progressive $4,453 $6,480 $4,684 $5,285
State Farm $3,089 $3,400 $3,400 $3,400
Travelers $4,953 $5,365 $7,817 $6,483
USAA $2,529 $3,178 $4,803 $2,529

How does a DUI affect Monroe, CT car insurance rates?

With even one DUI on your record, you can see an increase in your Monroe, CT car insurance rates.

Annual Car Insurance Rates After a DUI in Monroe, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,835
GEICO $5,432
Liberty Mutual $8,194
Nationwide $4,758
Progressive $4,684
State Farm $3,400
Travelers $7,817
USAA $4,803

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How does your credit history affect Monroe, CT car insurance rates?

Take a look at the data here to see how your Monroe, Connecticut car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Monroe, Connecticut

Insurance Company Poor Fair Good
Allstate $7,992 $6,047 $4,796
GEICO $4,479 $2,701 $2,057
Liberty Mutual $10,717 $6,672 $5,241
Nationwide $5,184 $3,470 $3,067
Progressive $5,682 $5,104 $4,890
State Farm $4,633 $2,958 $2,376
Travelers $6,985 $5,823 $5,656
USAA $4,309 $2,908 $2,561

How does your commute affect Monroe, CT car insurance rates?

Monroe, CT car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Connecticut can be seen here. Remember, though, that you may have to carry substantially more car insurance in Monroe if you’re financing.

Annual Car Insurance Rates by Commute Length in Monroe, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,278 $6,278
GEICO $3,032 $3,127
Liberty Mutual $7,544 $7,544
Nationwide $3,907 $3,907
Progressive $5,225 $5,225
State Farm $3,238 $3,407
Travelers $6,155 $6,155
USAA $3,220 $3,298

Who has the cheapest Monroe, CT car insurance rates?

Here’s a breakdown of Monroe, Connecticut car insurance rates by company. You can see which company offers the cheapest Monroe car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Monroe, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

What are the top Monroe, CT car insurance companies?

Which Monroe, Connecticut car insurance company will best fit your needs and budget? Check out this comparison of the top Monroe companies to find the one for you.

Average Annual Car Insurance Rates by Company in Monroe, Connecticut

Insurance Company Average Annual Rates
Allstate $6,278
GEICO $3,079
Liberty Mutual $7,544
Nationwide $3,907
Progressive $5,225
State Farm $3,323
Travelers $6,155
USAA $3,259

Car Insurance Quotes for Monroe, CT

Shop for affordable Monroe, Connecticut car insurance rates today. Enter your ZIP code to compare quotes from multiple Monroe, CT car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption